Blog | Free Debt Advice

Money Management 18 Jul 2016

Fresh out of university – finding your financial feet

Debt Facts 13 Jul 2016

What happens to your debt when…

Some of our most common questions often centre around what will happen to debt in different scenarios. For example, what happens to debt when you die? We thought this week’s blog post would be the perfect opportunity to explain how…

In other news 5 Jul 2016

How does a relationship reunion affect your child maintenance agreement?

In our latest debt research, we discovered 71.6% of single parents were struggling financially. As a result PayPlan have launched a campaign to raise awareness of child maintenance - you can find out more about this in this week's blog…

Debt Facts 24 Jun 2016

Young People In Wales Have Highest UK Debt Levels

18-25 year-olds in Wales have higher levels of personal debt than anywhere else in the UK, owing an average of almost £10,000.New figures from free debt advice provider PayPlan show that whilst calls to its helpline from every other age…

Money Management 21 Jun 2016

Creating a debt plan: What you need to know

The first step to getting your finances under control is to create a debt plan. Whether that's done on your own by looking at your budget or whether that's done with the help of a debt solution, today's post will…

Living in Debt 31 May 2016

How to Build a New Credit History

Once your IVA or debt management plan has finished, you can start your new life after debt. That might mean rebuilding your confidence in your ability to manage your money, but it should definitely include rebuilding your credit score. Here’s…

Money Management 24 May 2016

Managing your finances: A guide to budgeting

Living in Debt 16 May 2016

Helping your child with debt

Should you help your child with debt if they are struggling and if so, what support should you give them? Is financial assistance enough? Our latest blog post looks at how you can really help your child with their debt…

Money Management 12 Apr 2016

Gas, Electricity and Water: Staying Out of the Red

Today's post looks at how to handle high utility bills. Many people will often opt for monthly payment plans for their gas and electric bills but is this the most efficient way of budgeting or could you save more money…

Industry News 7 Apr 2016

New data reveals Essex has the highest average debt in the UK

PayPlan have revealed new debt figures to show the top 10 counties in the UK with the highest average debt figures and Essex was revealed to have the highest debt level. According to the data 1212 people from the area used…

Living in Debt 5 Apr 2016

Keeping yourself debt-free as the year goes on

Was your New Year’s resolution to sort out your finances? It’s hard to believe it’s April already, but for most of us, that means our 2016 resolutions have already gone out of the window. Our latest blog post has lots…

Money Management 21 Mar 2016

Don’t ignore debt: How to manage your money?

Burying your head in the sand is common when it comes to debt but this is when problems worsen. Don't ignore debt, take a look at PayPlan's top tips on how you can manage your money and regain control of…

Living in Debt 10 Mar 2016

PayPlan’s new debt tool: Diagnose Your Debt

PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how…

Living in Debt 9 Mar 2016

Don’t face debt alone: How to Talk to Your Partner about Your Debt

Living in Debt 2 Mar 2016

Keeping healthy without breaking the bank

There’s no disputing that there are huge health benefits to be gained by eating well and living a healthy lifestyle – but what about the cost? It can often seem like the healthy options in life come with a heftier…

Debt Facts 26 Feb 2016

Payday Loans: What are they?

Payday loans might seem like a good solution when you're short of money but with high interest rates, are they a slippery slope into deeper debt? Learn more about what they are and how they are regulated in our latest…

Industry News 28 Jan 2016

SELF-EMPLOYED AT RISK OF ALMOST 40% MORE PERSONAL DEBT

Self-employed people clock up nearly 40 per cent more personal debt than those who are on the payroll, according to PayPlan's latest research.

Money Management 21 Jan 2016

Last Orders

Pubs and Breweries have been at the hub of British communities for centuries.But with rising costs, competition and dwindling numbers, the licensed drinks trade has had more than its fair share of tough times. For our guest blog this month,…

In other news 15 Dec 2015

Xmas past, Xmas presents…

Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was…

In other news 15 Dec 2015

When are we open over the festive season 2015-2016?

Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If…

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