• Welcome to PayPlan’s debt advice blog!

    The PayPlan Blog is a vibrant social space to chat, share tips and pick up new ideas to live well on a budget. From free things to do with your kids this weekend to a big meal on a small budget, we’ll be sharing all of our ideas with you. And most importantly – we want you to share your top tips with us!

    So, what are you waiting for? Come in, make yourself comfortable, grab yourself a cuppa and get involved in the chat.

  • knocking on door-min

    PayPlan duo shortlisted for Women in Credit Awards!

    Written by PayPlan

    We’re thrilled to announce that two members of our team have been named as finalists at this year’s Women in Credit Awards.The first well-deserving nominee is Iona Murray, our Partnership Development Manager, who’s been shortlisted for Rising Star of the…

  • Wooden sign post with public footpath written on it

    The Best Things in Life Are Free

    Written by PayPlan

    This year’s theme for #MentalHealthAwarenessWeek is all about connecting with nature. When you consider that more than six in ten adults say the great outdoors has had a positive impact on their mental health – it’s no surprise! So, what’s…

  • knocking on door-min

    Mental Health Awareness Week 2021

    Written by PayPlan

    In support of the Mental Health Foundation’s #MentalHealthAwarenessWeek, we’re sharing animations, tips, and blogs over the next five days on how you can take care of your wellbeing. The theme for this year is Connecting with Nature. We think this…

  • knocking on door-min

    PayPlan appoints new Chief Operating Officer

    Written by Lizzie Marlow

    PayPlan has appointed experienced strategic leader, Tasneem Bhamji, as Chief Operating Officer to transform it’s operation and lead its multi-channel debt advice service to meet increased demand.Tasneem joins the national debt advice provider after her success as Head of Transformation…

  • knocking on door-min

    Seven Ways to Shop Safely Online

    Written by PayPlan

    Have you ever ordered your dream outfit online, but it arrives at your house looking completely different? Or, even worse – it never turned up at all? While we’ve probably all experienced an online shopping disappointment, did you know that…

  • knocking on door-min

    Five Ways to Go Green & Save Money

    Written by PayPlan

    To celebrate #EarthDay21, we’re looking at five ways you can save money, while saving the planet… Going green isn’t just about giving up meat and plane travel. It’s an approach; a lifestyle choice geared towards reducing, reusing and – you…

  • Debt Awareness Week

    What is Debt Awareness Week and how can you get help?

    Written by Tom James

    Debt Awareness Week is an annual campaign that aims to encourage people to speak up and seek advice quickly to ensure their debt problems don’t spiral out of control.When is Debt Awareness Week? In 2021, Debt Awareness Week takes place between…

  • knocking on door-min

    Top financial tips for self-employed workers

    Written by Tom James

    The recent budget announcement was highly anticipated by millions up and down the country, including self-employed workers who found out that the Self-employed Income Support Scheme (SEISS) would remain in place and provide two further grants to help cover average…

  • knocking on door-min

    What could the 2021 budget mean for your finances?

    Written by Tom James

    The Chancellor announced the budget on 3rd March 2021 to outline the Government’s financial plan for the coming year and beyond.The announcement was highly anticipated by millions up and down the country, including workers, businesses and low-income households negatively affected…

  • From one budget, to another

    From one budget, to another

    Written by Lizzie Marlow

    The 2021 Budget is a time for government to set out their spending plans for the year ahead. But, much like the rest of the year, the nation’s ongoing health and finances crisis is likely to take centre stage.So, to…

  • PayPlan debt and redundancy guide

    New virtual enforcement powers for bailiffs

    Written by PayPlan

    Virtual bailiffs visits to reduce Covid-19 spread Thanks to a High Court ruling in January, bailiff visits no longer have to be done by a bailiff coming round to your house – they can now be done via Zoom, FaceTime or…

  • knocking on door-min

    Financial education needed after Buy Now Pay Later clampdown

    Written by Tom James

    PayPlan welcomes the FCA’s decision to clamp down on Buy Now Pay Later (BNPL) credit. They are calling for stronger financial education in the sector.What has happened?The FCA stepped in to help better protect consumers from BNPL debt and other…

  • knocking on door-min

    Financial Wellbeing hub launched

    Written by Tom James

    PayPlan launches Financial Wellbeing hubDebt is a major problem in the UK. The effects of Coronavirus over the past 12 months has caused more people to fall behind on repayments and require support with managing their money and mental health.…

  • couple calculating finances

    Debt Relief Order (DRO) – Changes to Qualifying Criteria

    Written by Niall Davison

    New changes to DRO criteria from June 2021From June 29 2021, new changes were made to the qualifying criteria for Debt Relief Orders (DROs). They included:Raising the maximum  debt level for DROs from £20,000 to £30,000Raising the maximum asset levels…

  • knocking on door-min

    How to beat Blue Monday in 5 steps

    Written by Tom James

    What is Blue Monday?Blue Monday is said to be the most depressing day of the year. But, spoiler alert, it is nothing more than a 16-year old marketing idea that has gone viral every year since it was made up.…

  • knocking on door-min

    What to do if you’re struggling to pay your rent

    Written by Tom James

    With unemployment levels expected to reach a staggering 2.6 million by the middle of 2021, the sad reality is that many people across the UK will be struggling to pay their bills this year. Whilst redundancies are devastating for everyone,…

  • Savings and insurance

    Avoiding The New Year Debt Hangover

    Written by Jane Clack

    Jane Clack, Money Advice Consultant at PayPlan, shares her best tips and tricks to help you avoid the dreaded New Year debt hangover… It’s safe to say that 2020 hasn’t been easy for any of us, but there’s light at…