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Welcome to PayPlan’s debt advice blog!

The PayPlan Blog is a vibrant social space to chat, share tips and pick up new ideas to live well on a budget. From free things to do with your kids this weekend to a big meal on a small budget, we’ll be sharing all of our ideas with you. And most importantly – we want you to share your top tips with us!

So, what are you waiting for? Come in, make yourself comfortable, grab yourself a cuppa and get involved in the chat.

Industry News 11 Apr 2024

Stress Awareness Month: Tips to help you manage your money

It’s Stress Awareness Month, and over the next few weeks, we’ll be exploring related topics and how we might be able to support you.This year, the theme for Stress Awareness Month is ‘Little By Little, A Little Becomes A Lot’.The…

Living in Debt 8 Apr 2024

What happens to my debt if I lose my job?

Being made redundant or losing your job is always stressful and upsetting and can massively affect your mental health. If you also have debt to worry about, it’s an even more difficult situation to get through, and you’ll no doubt…

Industry News 28 Mar 2024

World Bipolar Day: The link between debt and bipolar disorder

The aim of World Bipolar Day (Saturday, March 30th) is to encourage understanding about what bipolar is – and isn’t – and to banish the stigma around it.Each year, Bipolar UK holds its annual conference and runs a number of…

Industry News 26 Mar 2024

What is the new April energy price cap?

Between 1 April and 30 June 2024, the energy price cap is set at £1,690 per year for a typical household that uses electricity and gas and pays by Direct Debit.Based on typical household energy use, this is £238 lower…

Industry News 18 Mar 2024

Debt Awareness Week 2024: Addressing barriers to debt advice

It’s the 10th anniversary of Debt Awareness Week (March 18 – March 24) this week!Over the week, we’ll raise awareness of some common reasons people might not seek debt advice despite struggling financially and how they can overcome those barriers.What…

News and Stories 29 Feb 2024

Write your Will for free in March

Wills aren’t just for the wealthy.It’s important for everyone to plan ahead, but did you know that over half of the adults in the UK don’t have a will?Without a clear Will in place, your wishes may not be followed…

Money Management 14 Feb 2024

Will my partner’s debt affect my credit score?

If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…

News and Stories 7 Feb 2024

How to protect yourself from online scams

Staying safe online is becoming increasingly difficult as cyberattacks become more sophisticated.Whether it be impersonating someone you know or an organisation/business that you trust, cybercriminals encourage individuals to share personal or sensitive information or click on malicious web links or…

News and Stories 1 Feb 2024

Join the nation’s biggest mental health conversation

We’re celebrating Time to Talk Day today (February 1st), the nation’s biggest mental health conversation.The annual awareness day, by Mind and Rethink Mental Illness, is a day for you. It’s a chance for you to be open with your friends,…

News and Stories 30 Jan 2024

NHS Talking Therapies can help

The NHS is encouraging anyone struggling with feelings of depression or anxiety, such as excessive worry, panic attacks, social anxiety, post-traumatic stress or obsessions and compulsions, to seek help through NHS Talking Therapies services.The services are effective, confidential and free…

News and Stories 15 Jan 2024

Take advantage of PayPlan’s free money-saving tool BudgetSmart

Our online money tool, BudgetSmart, helps you maximise your income, reduce your spending and find savings in every corner of your finances.The interactive tool has hundreds of money-saving tips across eight core categories, including support with energy and water bills,…

Living in Debt 5 Jan 2024

Are you dealing with a loan shark? What to look out for

The past few years have left many of us in the UK in worse financial situations, and whilst it’s always good to be proactive and try to take steps to solve financial problems, it’s important to be aware of the…

Money Saving Ideas 22 Dec 2023

Let’s ring in the new year with improved financial health!

A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…

Industry News 20 Dec 2023

Loan fee fraud – how to stay safe when looking for a loan

The cost-of-living crisis is exerting increasing pressure on people’s finances, with one in five adults taking out loans to cope. At the same time, scams are rising, including loan fee fraud, where people are asked to pay an upfront fee but…

Industry News 6 Dec 2023

Make writing a Will your New Year’s Resolution!

Head into 2024 with a productive start by writing your Will and ensuring your assets are protected and will be distributed how you choose.Do you have particular wishes you would want to be followed and do you know who you…

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