Debt Solutions

Below you’ll find all of the debt solutions services we offer, and you can find out how each one works by clicking the links below. Not every plan will work (or be suitable) for your circumstances; the right debt solution for you will depend on what you want from your plan as well as factors such as your income and debt level. Don’t forget that we give free, award-winning debt solutions advice too, so if there’s anything you’re unsure of then feel free to give us a call.


Fill in our simple, 3-step form to get immediate debt help and advice.

See what the people we’ve helped say about our debt solutions

Here are some examples of what our clients had to say:


The IVA certainly helped us in a difficult time. We did not want to claim bankruptcy as we wanted to honor our debts as much as was financially possible and the IVA allowed us to do that. Payplan was always helpful through the process and I have recommended them to others that are having difficulties with debt. We have been disappointed that there has not been increases to the monthly spend for groceries as these have almost doubled since we started the IVA. This is not regulated by PayPlan so didn’t reflect on the service they offered us.

Self Employed IVA (Bespoke)

I have found the services and staffing levels that payplan offer excellent and would recommend them to anyone who finds them selves in need of financial help.


excellent lots of support throughout, only problem was companys adding interest so plan is taking longer.

Trust Deed

Very helpful

Read all PayPlan reviews