Debt Solutions

Below you’ll find all of the debt solutions services we offer, and you can find out how each one works by clicking the links below. Not every plan will work (or be suitable) for your circumstances; the right debt solution for you will depend on what you want from your plan as well as factors such as your income and debt level. Don’t forget that we give free, award-winning debt solutions advice too, so if there’s anything you’re unsure of then feel free to give us a call.


Fill in our simple, 3-step form to get immediate debt help and advice.

See what the people we’ve helped say about our debt solutions

Here are some examples of what our clients had to say:


PayPlan and the staff have helped be to take control of my finances again. I have found the service great and really easy to use and understand.

Self Employed IVA (Bespoke)

Payplan staff were very understanding and caring, especially when concerning delicate personal circumstances.


Payplan have helped me in more ways than just a debt. It has changed the way we live! not just budgets but solutions! learning to cook/bake to save pennies. days out on a budget and many more ways. the debt has not gone away but its improving so are our lives. Just need to keep going at it .

Trust Deed

Wish I had come to Payplan Scotland earlier . The process is so much easier than I expected & the staff are very friendly & extremely helpful . Would urge anyone in this situation to give them a call as a matter of urgency .

Read all PayPlan reviews