Find Debt Solutions: Bankruptcy, IVAs, DMPs and more

Below you’ll find all of the debt solutions services we offer, and you can find out how each one works by clicking the links below. Not every plan will work (or be suitable) for your circumstances; the right debt solution for you will depend on what you want from your plan as well as factors such as your income and debt level. Don’t forget that we give free, award-winning debt solutions advice too, so if there’s anything you’re unsure of then feel free to give us a call.


Fill in our simple, 3-step form to get immediate debt help and advice.

See what the people we’ve helped say about our debt solutions

Here are some examples of what our clients had to say:


The IVA certainly helped us in a difficult time. We did not want to claim bankruptcy as we wanted to honor our debts as much as was financially possible and the IVA allowed us to do that. Payplan was always helpful through the process and I have recommended them to others that are having difficulties with debt. We have been disappointed that there has not been increases to the monthly spend for groceries as these have almost doubled since we started the IVA. This is not regulated by PayPlan so didn’t reflect on the service they offered us.

Self Employed IVA (Bespoke)

PayPlan have been helpful and understanding at every point of contact, and in helping me manage my debt. Couldn’t ask for more, and it’s such a relief to have my debt under control.


Payplan have always been helpful, considerate and easy to deal with. They understand the problems we have and are considerate in their response to our enquiries. We would recommend Payplan to anybody who needs help with financial difficulties.

Trust Deed

Very helpful

Read all PayPlan reviews