At PayPlan we understand the impact that debt can have on you, your family and your life. But, unlike other debt management companies, we believe that you can, and should, live a happy life whilst repaying your debt.
We’ve spent over 20 years helping people like you to deal with their debts and get on with living their life. Every year, we offer comprehensive guidance on a wide range of practical, long term debt solutions to more than 80,000 people – and you could be one of them.
Do you need to find a way out of debt? Start TODAY by completing our simple debt help form.
One of our friendly advisers will call you for a quick FREE no-obligation chat about your debts and how we can help you.
Don’t face your debts alone – we’re here for you.
Steven - February 2015PayPlan have been brilliant from my first call to them. Kind, helpful, understanding and honest.
Debt solutions we advise on
When you contact PayPlan we will advise on a wide range of debt solutions so you have a choice. We will check what you qualify for and recommend what solution will be the most affordable and manageable for you. Below is just some of the debt solutions we advise on.
An IVA is an agreement between you and your creditors that could see you debt free typically within five years. Benefit from frozen contractual interest and charges, affordable payments and, on average, 70% of your debt written off.*
Self-employed IVAs allow you to pay back your debt whilst still running your business. You make affordable monthly payments to your creditors for an agreed period and at the end, providing you have kept to the agreement, your creditors will write off your debts.
Self-employed IVAA debt management plan allows you to pay back your creditors each month at a rate you can afford. It is ideal for those who have at least £7,000 in debts and who are struggling with their current creditor agreements.
Trust Deeds are the Scottish equivalent to IVAs. You pay an agreed amount - based on what you can afford each month - for an agreed period of time, usually four years, and after you will benefit from the remainder of your debts written off.
1,068
The amount of people we give FREE DEBT ADVICE to, on average, each week
£138,503,021
The total amount of debt WRITTEN OFF for PayPlan Partnership Limited clients in 2015.
55,941
The amount of people we gave FREE CONFIDENTIAL DEBT ADVICE to in 2015.
£21,287
The average debt level of our clients last year, BEFORE we helped them.
What our Clients say
We work hard to ensure we give our clients the best help and advice possible. We talk them through every suitable debt solution and offer continued support and assistance for as long as they need us. As a result of our service, our clients have left us some fantastic feedback and reviews.
Sandra - April 15After consulting a debt help agency I was put in touch with Payplan and thereafter they arranged for me to enter into an IVA. This has been running now for several months and has worked very well for me. I had been under tremendous strain because of my debt situation and I am now able to manage my finances without the constant stress and worry which I suffered previously. Payplan explained all of the options open to me; the staff were always helpful and reassuring and guided me through the entire process. I would recommend Payplan to anyone who finds themselves in a similar situation to myself.
"Excellent service- couldn't be happier"
Our customers love what we do. We have loads of great customer reviews submitted impartially to Trust Pilot.
One of the biggest fears people have when they’re in debt is what happens if the bailiffs come? Our latest blog post looks at your rights and whether you need to let them in if they turn up on your doorstep.
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