At PayPlan we understand the impact that debt can have on you, your family and your life. But, unlike other debt solution providers, we believe that you can, and should, live a happy life whilst repaying your debt.
We’ve been helping people in situations similar to yours for over 20 years, and during that time we’ve developed a wide range of practical, long-term solutions that can not only help to manage your debt, but also enable you to live your life.
Payplan client January 2015
An Individual Voluntary Arrangements (IVA) is a legally binding arrangement between you and your creditors. Our Insolvency Practitioners will supervise the arrangement that will normally last for five years, and upon completion results in a significant part of your debt written off.Learn about an IVA
A Payplan debt management plan is a debt solution where an informal arrangement is made...
Bankruptcy is often considered the last resort for people struggling with debt because there are other free debt...
It can be a frightening process, and sometimes time is a crucial factor. If you need help fast then let Payplan take the strain...
Payplan are experienced in giving all kinds of debt advice. Mortgage Arrears are the root cause of further action such as...
*Free debt counselling, debt adjusting and providing of credit information services is available by contacting the Money Advice Service.
Charges are made by these other debt management companies for the arrangement of a Debt Management Plan (information correct as of 19th May 2015).
Debt is a big worry for many people, as you'll see on our unique UK Debt Map. See how many people Payplan helped near you this year.
In this typical example, we arranged an IVA for our client who was struggling to repay his debts. His payments are now more affordable!
Here at PayPlan, we understand the effect that debt can have on your life, but we believe that living with debt shouldn’t have to mean living in despair.Get Debt Advice
Thinking about debt management?
Find out about Payplan's free debt solutions from our very own Debt Case Officers. Our debt videos will help explain your journey to becoming debt free with Payplan's support and experience.View our video library
When Mark’s ex-wife left she took with her his 10 credit cards and ran them all up to their limits, leaving him with a debt of £64,000.“I tried to cancel the cards but the banks told me they could only do that if I physically handed them over,” said Mark (50). “Even as an unauthorised ...Read more