We're ready to help you
Giving you the support you need
All our information is 100% free, confidential and no-obligation
Having debts is a lot more common than you might think, and it’s easier to fix than you might think too. Our service works in three simple steps – by the time you’re done, you’ll have a clear-cut plan to get your finances back in a good place.
You can get help with your debts over the phone or online – whichever’s easiest for you.
Make a new, simple budget that shows you where you’re spending what on each month.
Using your new budget, we’ll give you a solution that helps you deal with your debts.
Keep your business running smoothly by learning about Bounce Back Loans, debt solutions and a host of other self-employed guides and tips.
Need help managing your money? Find everything from in-depth budgeting guides to quick money-saving tips on our Financial Wellbeing hub.
Breathing Space gives you a 60-day break from creditor contact, and freezes fees, charges and court action against you.
Debt solutions we advise on
PayPlan advise on a wide range of debt solutions, and recommend the best one for you.
Self-employed IVAs allow you to pay back your debt whilst still running your business.
A debt management plan allows you to pay back your creditors each month at a rate you can afford.
Trust Deeds are the Scottish equivalent to IVAs. You pay an agreed amount - based on what you can afford each month.
Learn moreRECENT BLOGS
This year’s Autumn Budget was announced today (27 October 2021), which outlined the next steps of the UK’s Covid-19 economic recovery.Here’s a summary of the…
It’s been six months since the Government introduced its Breathing Space scheme to give people struggling with problem debt some extra time to get their…
Ensuring vulnerable and underrepresented groups can access effective debt advice was top of the agenda at Debt Free London’s recent conference (21 October), where its…
With Halloween just around the corner, it can be a worrying time for parents on a budget; you want to give your kids a brilliant…
After a busy period adapting and responding to the challenges presented by COVID-19, Debt Free London is set to launch its vision for free debt…
We’re continuing our stream of awards success with another three nominations at this year’s Credit Strategy Collections & Customer Service Awards.It’s been an incredibly busy…