Get help over the phone or online 24/7, whichever works best for you
GET STARTED NOWAs one of the UK’s leading free debt advice providers, we offer trusted, expert help & advice to anyone struggling with multiple debts. Since 1992, we've helped over 1 million people take control of their finances.
To find out the options available to you, call one of our friendly advisers on 0800 280 2816 for a confidential, reassuring chat or complete our online form.
We can help with advice on bailiffs, legal action, benefits and more. You’ll find all the information you need by visiting our online advice section or live chat us now.
DEBT SOLUTIONS WE ADVISE ON
PayPlan advise on a wide range of debt solutions, and recommend the best one for you.
Self-employed IVAs allow you to pay back your debt whilst still running your business.
A debt management plan allows you to pay back your creditors each month at a rate you can afford.
Trust Deeds are the Scottish equivalent to IVAs. You pay an agreed amount - based on what you can afford each month.
Learn more
Breathing Space gives you a 60-day break from creditor contact, and freezes fees, charges and court action against you.
Need help managing your money? Find everything from in-depth budgeting guides to quick money-saving tips on our Financial Wellbeing hub.
Keep your business running smoothly by learning about Bounce Back Loans, debt solutions and a host of other self-employed guides and tips.
70,000
Over 70,000 people used our digital debt solution tool in 2019
112,276
In 2019, we helped 112,276 people who came to us for debt advice
100% Free
Our advice is 100% free, impartial and regulated by the FCA
£180,000,000
Last year, we distributed £180 million to creditors on behalf of our clients
It’s our people that make us who we are – and we’re proud to say that some of our team have been with us right from the very start.
If 2020 has taught us anything, it’s that we’re really good at adapting the way we work. We found new ways to help the growing number of people who need it - come and say hi on Live Chat, WhatsApp and Video chat!
Watch our video to find out what helping others means to us. Whether you need a virtual hug, a shoulder-squeeze or some straight-talking advice, we’re on hand to offer support that goes beyond just debt solutions.
RECENT BLOGS
We have welcomed calls for bailiff reform as part of new proposals to raise standards across the enforcement industry – and support proposals for a…
We’re thrilled to announce that two members of our team have been named as finalists at this year’s Women in Credit Awards.The first well-deserving nominee…
This year’s theme for #MentalHealthAwarenessWeek is all about connecting with nature. When you consider that more than six in ten adults say the great outdoors…
In support of the Mental Health Foundation’s #MentalHealthAwarenessWeek, we’re sharing animations, tips, and blogs over the next five days on how you can take care…
PayPlan has appointed experienced strategic leader, Tasneem Bhamji, as Chief Operating Officer to transform it’s operation and lead its multi-channel debt advice service to meet…
Have you ever ordered your dream outfit online, but it arrives at your house looking completely different? Or, even worse – it never turned up…
