For FREE advice call us on 0800 280 2816
We’re open and here to help you. Speak to an adviser on 0800 280 2816 or get debt help online.
Concerned about Coronavirus (COVID-19)? Find out what to do if you’re struggling with money in our dedicated Coronavirus debt help section.
As one of the UK’s leading free debt advice providers, we offer trusted, expert help & advice to anyone struggling with multiple debts. Since 1992, we’ve helped over 1 million people take control of their finances.
To find out the options available to you, call one of our friendly advisers on 0800 280 2816 for a confidential, reassuring chat or complete our online form.
We can help with advice on bailiffs, legal action, benefits and more. You’ll find all the information you need by visiting our online advice section or live chat us now.
Since 1992, we’ve helped over 1 million clients to become debt-free by offering them FREE Debt Management Plans and IVAs.
DEBT ADVICE TOPICS
Get instant advice on our most frequently asked questions with all the contact details & additional help you’ll need.
If you’ve got bailiffs at your door, do you know your rights? Find out what they can - and can’t do, here.
Learn moreA default notice might seem scary but don’t panic. Get advice on dealing with your creditors now.
Learn moreIf your home is at risk, it’s important to act fast. Follow these steps to find out how to keep it safe.
Learn moreRead our step-by-step guide to dealing with your landlord and how to prioritise your rent payments.
Learn moreDebt solutions we advise on
When you contact PayPlan we will advise on a wide range of debt solutions so you have a choice. We will check what you qualify for and recommend what solution will be the most affordable and manageable for you. Below is just some of the debt solutions we advise on.
Self-employed IVAs allow you to pay back your debt whilst still running your business.
A debt management plan allows you to pay back your creditors each month at a rate you can afford.
DMPTrust Deeds are the Scottish equivalent to IVAs. You pay an agreed amount - based on what you can afford each month.
Trust DeedCompare DMP fees
Did you know not every company charges for a DMP?
Entering into a debt management plan is a good way to regain control of your debts. We can communicate with your creditors on your behalf so you can make reduced payments that are more affordable, and the best part we do it for FREE.
Unlike some companies, we don't charge our clients fees for a DMP so every penny you pay into your plan goes on reducing your debts.
The table below lets you compare debt management companies and their DMP fees.
| Debt Management Company | Set Up Fee | Monthly Charge | Min/Max Monthly Fee |
|---|---|---|---|
| Payplan | FREE | FREE | FREE |
| Gregory Pennington | No | 18.5% | £38.50 - £90 |
| Debt Advisory Line | Yes - a setup fee of £40 is required | Rate varies | £30 - £55 |
| Money Plus | Yes - the amount varies | 17.5% | £30 minimum |
If you want every penny you pay to go on reducing your debts, contact us TODAY.
Call FREE on 0800 280 2816, or complete and submit our Online form >>>
*Charges are made by these other debt management companies for the arrangement of a Debt Management Plan (information correct as of 15th December 2016).
We receive donations from the credit industry. Our debt advice and debt management plans are 100% free.
1,068
The amount of people we give FREE DEBT ADVICE to, on average, each week
£138,503,021
The total amount of debt WRITTEN OFF for PayPlan Partnership Limited clients in 2015.
55,941
The amount of people we gave FREE CONFIDENTIAL DEBT ADVICE to in 2015.
£21,287
The average debt level of our clients last year, BEFORE we helped them.
What our Clients say
We work hard to ensure we give our clients the best help and advice possible. We talk them through every suitable debt solution and offer continued support and assistance for as long as they need us. As a result of our service, our clients have left us some fantastic feedback and reviews.
Sandra - April 15After consulting a debt help agency I was put in touch with Payplan and thereafter they arranged for me to enter into an IVA. This has been running now for several months and has worked very well for me. I had been under tremendous strain because of my debt situation and I am now able to manage my finances without the constant stress and worry which I suffered previously. Payplan explained all of the options open to me; the staff were always helpful and reassuring and guided me through the entire process. I would recommend Payplan to anyone who finds themselves in a similar situation to myself.
The Coronavirus is causing changes to our daily lives. It’s hard to know how lockdown, school closures and changing working environments will affect our finances. One thing is for sure though, in all this uncertainty, our communities are really pulling together to offer free support and resources to support people. Here’s our roundup of what’s available for children and adults alike.
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