We offer free, simple debt advice to anyone who needs it.
Whilst we’ve grown a lot since our creation as a family-owned company in 1992, our mission has remained the same – to help people become debt-free through clear, honest advice and debt solutions that work.
A little more about us
Since we started PayPlan almost 30 years ago we’ve helped over 1 million people to become debt-free, and every year we help over 100,000 more people with their finances – something we’re immensely proud of.
When you come to us for debt advice, we’ll show you all the different debt solutions that are out there so you’ve got a clear idea of what your options are, and how each one could help you. We can also advise you on what the best solution is for your circumstances, plus any other options that might work for you.
If you’d like, we can set up a debt solution that fixes your situation, lowers your repayments and gives you the chance to move forward with your life the way it should be: without debt being part of it.
On the other hand, you can just come to us for advice about how best to deal with your debts, then take some time to decide what you want to do next. Whether you’re just looking for some debt advice you can trust or want to get into a solution straight away, our help is free to everyone, and doesn’t have any obligations, strings attached or hidden costs.
Whenever you speak to one of our debt advisers you’ll be listened to with empathy, compassion and respect.
It doesn’t matter how much debt you’re in or what your situation is; falling into debt is something that can happen to anyone, and our advisers will never judge you for it.
As well as being great listeners, our advisers are some of the most knowledgeable debt experts in the UK. Every week they help thousands of people to take back control of their finances, get themselves free from debt and change their lives for the better.
It’s because of our people that we’ve become one of the most trusted and well-respected debt advice companies in the UK, and have helped over a million people to enjoy life free from the stress and worry that debt can cause.
We’re backed by all the right people – from unions and employers to some of the largest banks and debt advice groups in the UK.
Helping people to beat their debts and live happier, financially-stable lives benefits everyone, which is why the list of people who support us in our work grows every year.