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About PayPlan

We offer free, simple debt advice to anyone who needs it.

We’ve grown a lot since our creation as a family-owned company in 1992, but our mission has remained the same – to help people become debt-free through clear, honest advice and debt solutions that work.

A little more about us

Since we started PayPlan almost 30 years ago, we’ve helped over 1 million people to become debt-free, and every year, we help over 100,000 more people with their finances – something we’re immensely proud of.

When you come to us for debt advice, we’ll show you all the different debt solutions out there so you’ve got a clear idea of your options and how each could help you.

We can also advise you on the best solution for your circumstances, plus any other options that might work for you.

If you’d like, we can set up a debt solution that fixes your situation, lowers your repayments and gives you the chance to move forward with your life the way it should be: without debt being part of it.

On the other hand, you can come to us for advice about how best to deal with your debts and then take some time to decide what you want to do next. Whether you’re just looking for some debt advice you can trust or want to get into a solution immediately, our help is free and accessible to everyone. It doesn’t have any obligations, strings attached or hidden costs.

Our people

Whenever you speak to one of our debt advisers, you’ll be listened to with empathy, compassion and respect.

It doesn’t matter how much debt you’re in or what your situation is; falling into debt is something that can happen to anyone, and our advisers will never judge you for it.

As well as being great listeners, our advisers are some of the most knowledgeable debt experts in the UK. Every week, they help thousands of people regain control of their finances, get themselves free from debt and change their lives for the better.

It’s because of our people that we’ve become one of the most trusted and well-respected debt advice companies in the UK, and have helped over a million people enjoy life free from the stress and worry that debt can cause.

Our supporters

We’re backed by all the right people – from unions and employers to some of the largest banks and debt advice groups in the UK.

Helping people become free from their debts and live happier, financially stable lives benefits everyone, which is why the list of people who support us in our work grows every year.

Let’s make life more affordable

You’re just two steps away from taking back control of your finances and freeing up more money for you and your family.

No impact on your credit score.

Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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