Debt Information Take a look through our library of information or search for something more specific. Whatever you’re looking for, we’re sure we can help. Search PayPlan Breathing SpaceIf you are struggling with problem debt, you may be able to benefit from Breathing Space (also known as The Debt Respite Scheme or Breathing Space moratorium) to give you space and time to work out how to deal with them.Find out more Types of debtLearn about the types of debt, common reasons for debt and what solutions are availableFind out more Debt CollectionDiscover what right bailiffs, debt collectors and creditors have when chasing and collecting debt.Find out more Redundancy GuideIf you’re worried about the risk of redundancy, or have been made redundant, then don’t panic. Our Guide to Redundancy and Debt will talk you through what to do if you are in debt and are being made redundant.Find out more Credit score and debtFind out how to understand, manage and control your credit score, and how being in debt can affect it.Find out more Family and joint debtDealing with debt has an impact on your family and is often a family affair. Find out more about dealing with debt as a family.Find out more BenefitsFind out what you can do if you are struggling with debt and receiving benefits. Also discover what help might be available to you.Find out more Managing debtFind out where to get debt advice, how to manage your debt and the difference between an IVA and DMPFind out more Debt and healthDiscover how debt can have a impact on your health and what you can do to overcome health issues.Find out more Debt and your homeInformation for homeowners with mortgage debts, shortfalls, and reposession advice. Find out what your options are.Find out more
Breathing SpaceIf you are struggling with problem debt, you may be able to benefit from Breathing Space (also known as The Debt Respite Scheme or Breathing Space moratorium) to give you space and time to work out how to deal with them.Find out more
Types of debtLearn about the types of debt, common reasons for debt and what solutions are availableFind out more
Debt CollectionDiscover what right bailiffs, debt collectors and creditors have when chasing and collecting debt.Find out more
Redundancy GuideIf you’re worried about the risk of redundancy, or have been made redundant, then don’t panic. Our Guide to Redundancy and Debt will talk you through what to do if you are in debt and are being made redundant.Find out more
Credit score and debtFind out how to understand, manage and control your credit score, and how being in debt can affect it.Find out more
Family and joint debtDealing with debt has an impact on your family and is often a family affair. Find out more about dealing with debt as a family.Find out more
BenefitsFind out what you can do if you are struggling with debt and receiving benefits. Also discover what help might be available to you.Find out more
Managing debtFind out where to get debt advice, how to manage your debt and the difference between an IVA and DMPFind out more
Debt and healthDiscover how debt can have a impact on your health and what you can do to overcome health issues.Find out more
Debt and your homeInformation for homeowners with mortgage debts, shortfalls, and reposession advice. Find out what your options are.Find out more
