IVA (Individual Voluntary Arrangement)

Write off unaffordable debts with an IVA

With an IVA (Individual Voluntary Arrangement), you can be debt-free in just 5 years. Up to 80% of your debt can be written off*, and you pay the rest back in affordable monthly payments – with no more interest added, no more threats of legal action, and no more hassle from your creditors.

Your debt repayments will be affordable and you’ll still have enough money left over to live your life.

How we will help you:

  • Review payments to find what’s affordable
  • Arrange the IVA with you
  • Quick and easy process

Speak to one of our qualified advisers today to see if you qualify for an IVA.

Call FREE on 0800 280 2816, or complete and submit our debt help form.

*In 2018, PayPlan Partnership Ltd and PayPlan Bespoke Solutions Ltd wrote-off up to 80% of debt in half of all non-equity cases.


Find my debt solution

Are you looking for a solution for multiple debts?

  • Enter a few simple details
  • Choose help online or by phone
  • Get your personalised debt solution!
Where do you live?
What is your residential status?
How many lenders do you owe money to?
What's your approximate level of debt?
What's your employment status?
What's your average monthly income after tax? (Please include benefits)
Do you have any assets worth over £1,000? (such as house & car)

Good news!
Based on the information you've provided, we believe we can offer you a solution that will reduce the amount you're paying to your creditors, and it may be possible to write-off some of your debt.

To do this, we'll need to take some more information, in the way that suits you best.

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