Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Client Stories
7 Oct 2015
Client Case Study – Eric
Living in Debt
6 Oct 2015
Dealing with our Vulnerable Clients
Dominique Katzke (22) is a Case Consultant on the First Support Team in the Individual Voluntary Arrangement (IVA) Department. As a Case Consultant she assesses a client when they first come into her department to ensure they are able to…
Client Stories
5 Oct 2015
Client Case Study – Michael
Michael (41), a Care Manager for Social Services, found his debts mounting after taking out a large loan for the purchase of a caravan. “I had credit cards and other bills to pay but once I took out the…
Debt Facts
2 Oct 2015
What affects your credit rating?
There are some things that will obviously affect your credit rating; failing to make payments, and overloading yourself with debt and County Court Judgments (CCJs). You probably already know that these will affect how much of a risk future lenders…
Money Saving Ideas
29 Sep 2015
Top Tips for Curbing your Daily Spending Habits
It doesn’t matter how many big money decisions you make or how many tough choices you take to get your debt under control: if you’re spending too much on day-to-day stuff then you’ll struggle to fix your finances. A coffee,…
Client Stories
16 Sep 2015
Client Case Study – Harry
Harry (42), an account manager from Northampton, started gambling when he was 18 but his addiction took hold when he hit his 30s.“I started out on pub fruit machines but then I moved on to the gambling machines in the…
Client Stories
9 Sep 2015
Client Case Study – Simon
Client Stories
26 Aug 2015
Mark Haddock – Client Case Study
When Mark’s ex-wife left she took with her his 10 credit cards and ran them all up to their limits, leaving him with a debt of £64,000.“I tried to cancel the cards but the banks told me they could only…
Client Stories
12 Aug 2015
Errol Barker – Client Case Study
Errol Barker (51) is an HGV lorry driver from Clacton-on-Sea. He was earning a good wage while working in London but when his wife Angelina became ill with depression he had to give it up and take a job nearer…
Client Stories
5 Aug 2015
Client Case Study – Janice
Janice* (43) works in sales and found herself in debt after relying on credit cards to fund her lifestyle. She previously worked in London, was earning a good wage but admits getting credit was “far too easy.”“I ended up with…
In other news
23 Jul 2015
Prepaid debit cards
Are prepaid debit cards a viable alternative to a ‘traditional’ basic bank account?If you’re in the process of sorting out a debt solution, you may need to think about switching bank accounts – this is especially important to consider if…
In other news
13 May 2015
How will the new Tory government affect your wallet?
As David Cameron finalised his Cabinet reshuffle, the Chancellor, George Osborne, was preparing to push ahead with his austerity plans as outlined in his March budget. However, the full effects of the proposed £12bn welfare cuts won’t be presented to…
Industry News
12 May 2015
Pensioners Struggle to make ends meet
Almost a million people in the UK will die in debt, many of them pensioners who struggle daily to make ends meet. In today’s Daily Mirror reporter Tricia Phillips speaks to Jane Clack, our Money Advice Consultant, and PayPlan client David…
Client Stories
11 May 2015
Craig’s Story
News and Stories
5 May 2015
General Public Believe Cameron Can’t Budget
Ahead of this week’s general election, we quizzed 12,000 people struggling with money on how they thought the party leaders would deal with living on a limited budget.See the results in our infographic What do you think?Share your comments below.
Money Saving Ideas
3 May 2015
Style Your Home Without Breaking The Bank
Each month we are doing a cost cutting feature on the blog. This month we look at how you could refurbish your home without breaking the bank.
Money Saving Ideas
20 Apr 2015
TOP TIPS FROM THE UK’S SMARTEST SHOPPER
In November 2014 Jennie Hammond, from Belfast, Northern Ireland, was crowned the UK’s Smartest Shopper by online voucher company Savoo. As well as working full time she writes and maintains a money-saving blog and in her first blog, she talks…
Money Saving Ideas
2 Apr 2015
Easter entertainment – through the eyes of a child.
It’s the Easter holidays and if you’re already stuck for ideas on how to keep your children entertained without breaking the bank, then look no further.We asked groups of local schoolchildren to give us their best ideas on what they…
Client Stories
31 Mar 2015
Client Testimonial – George
Sixty-three year old *George got into financial difficulty when the recession hit.After a long career as a lorry driver spanning four decades, George decided to set up on his own business in 2003. He purchased a brand new van and…
In other news
23 Mar 2015
Worried about an interest rate rise?
Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as…