Debt Facts
5 Apr 2019
Living in Debt
3 Apr 2019
The Financial Struggles of Being a Single Parent
There are many reasons single parents struggle financially, and it’s nothing to be embarrassed about. Being a single parent is hard, especially when there’s only one monthly paycheck instead of two and you have to put more money into childcare…
Client Stories
19 Feb 2019
Has Universal Credit been a failure? – We asked our clients
With food bank use still rife across the UK and a considerable amount of in-work families still needing to use food banks, the controversy over Universal Credit rages on. In order to make sense of how well Universal Credit is…
Living in Debt
9 Oct 2018
A Third of People Wait Up To Four Years Before Getting Debt Help
Almost 30% of people in financial difficulty admit they wait three to four years before reaching out for debt advice.
Client Stories
3 Sep 2018
Become debt free – 5 tips from a PayPlan client
Want some motivation this fine Monday morning? Nothing inspires us more than the story of a PayPlan client who successfully became debt free. Alongside our many success stories, these helpful tips and tricks from our previous client, Andy, could help you…
Debt Facts
7 Jul 2018
Gambling Addiction & Debt
I recently read about a man who has gambled since he was 12 years old. He believed he needed to gamble in order to survive. He is now older and married with 2 children, yet he still gambles. His wife…
Living in Debt
16 May 2018
Mental Health Awareness Week
Living in Debt
4 May 2018
It’s Time to Break the Taboo of Debt
As a family, we first started talking about debt in 2013 when things got to the lowest point.We were skint – proper skint. It wasn’t about being able to afford a few pints at the pub, we didn’t have enough…
Client Stories
3 May 2018
Case Study – Mike
Mike (50) first came to PayPlan in 2012 with £17,000 of debt. Mike needed to carry out some urgent maintenance on the property where he lived.
Industry News
25 Apr 2018
PayPlan announced as finalist for Debt Advice Provider of the Year
PayPlan have been shortlisted for Debt Advice Provider of the Year for the Credit Awards 2018, which has been the industry’s flagship event for over 20 years. They have been recognised for their work in creating an end to end…
Client Stories
15 Mar 2018
Case Study – Diane
Diane (39) reached out to PayPlan for debt help in 2014. Between herself and her husband they found themselves with £45,000 worth of debt.Diane and her partner were applying for adoption. During the process it was explained to them that…
Client Stories
6 Mar 2018
Case Study – Katie
Katie (30) reached out to PayPlan when she was 25 years old, and had £12,000 worth of debt.Katie went to university and when she graduated had a student overdraft of £2,000 as well as a credit card.At the time, she…
Client Stories
26 Feb 2018
Case Study – Richard
Richard (38) reached out to PayPlan in 2008 with £15,000 of debt.The company that Richard was working for at the time were unreliable at paying wages. They would sometimes pay employees less one month and more the month after to…
Client Stories
15 Feb 2018
Case Study – Scott
News and Stories
1 Nov 2016
Do Boxing Day bills equal Boxing Day blues?
Christmas is an exciting time of year for many of us – getting the family together, great food, drinks, presents – but it can also be very stressful. We put pressure on ourselves to make it ‘special’, aiming for ‘the…
Client Stories
19 Nov 2015
Caring for the Carers
When Martin’s mother became ill in 2013 he took some time off work to care for her. He’d worked for the same motor dealers for 25 years but despite this, Martin lost his job because of the amount of…
Client Stories
18 Nov 2015
Worrying problem of elderly in debt
When Judith (72) looks back on the amount of debt she was in she can’t pinpoint the exact reasons why she owed so much.“It was nothing in particular, no splashing out on a car or anything like that,” she said.…
Client Stories
11 Nov 2015
Supporting Armed Forces’ veterans
Royal Marine veteran John (64) served his country for 30 years and rose up the ranks to Warrant Officer Class 1. He saw service in Cyprus, Bosnia and both Gulf Wars and was awarded the Queen’s Gallantry Medal for action…
News and Stories
5 May 2015
General Public Believe Cameron Can’t Budget
Ahead of this week’s general election, we quizzed 12,000 people struggling with money on how they thought the party leaders would deal with living on a limited budget.See the results in our infographic What do you think?Share your comments below.
News and Stories
4 Sep 2013
What is the difference between an IVA and a DMP?
Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…