Written by Will Lyon
In recognition of World Suicide Prevention Day, we’re speaking to PayPlan Team Leader and ‘Shout’ volunteer Laura Evans. We sat down with Laura to find out more about how Shout offers support to people in crisis. Hi Laura, what can you tell us about Shout? Shout is a national non-profit…
Written by Tom James
Every year in September, organisations around the world campaign to raise awareness of suicide prevention for World Suicide Prevention Day. That’s why we’ve teamed up with the Samaritans to talk about suicide prevention ready for #WorldSuicidePreventionDay. Why is it important to talk about suicide? According to the Samaritans’ website[i], there…
Written by PayPlan
Trying to get credit when you’re in debt, or have a poor credit score, can be incredibly frustrating. It might be the case that you’ve got a less-than-ideal credit score due to a County Court Judgment a few years ago, or had a few missed payments on a mobile phone…
Written by PayPlan
We know that there’s no shortage of debt advice companies in the UK. Some, like us, offer free advice and free debt management plans, whilst others offer free advice but charge both a set-up fee and monthly fee to manage your plan. Whilst we wouldn’t recommend using a debt advice…
Written by PayPlan
How much debt were you in when you asked PayPlan for help? When I initially called PayPlan to see if they could help me, I was in around £15,000 worth of debt. I said to the person on the phone “it’s a lot isn’t it?” and they replied with “it’s…
Written by Tom James
As part of 2019 Mental Health Awareness Week, we want to share a story about one of our clients who found themselves in financial difficulty and the effect it has had on their life. Christina Burns is a mother of three from the West Midlands and she shared her experiences…
Written by Will Lyon
Hi Diane, can you briefly explain what it is you and the Debt Relief Order team do here at PayPlan? My role is the Competent Authority Liaison, which means I’m the link between PayPlan and the Insolvency Service. I am also an Approved Intermediary. Our experienced Debt Advisers will speak…
Written by PayPlan
There are many reasons single parents struggle financially, and it’s nothing to be embarrassed about. Being a single parent is hard, especially when there’s only one monthly paycheck instead of two and you have to put more money into childcare whilst you go to work.We’ve outlined some of the struggles…
Written by PayPlan
With food bank use still rife across the UK and a considerable amount of in-work families still needing to use food banks, the controversy over Universal Credit rages on. In order to make sense of how well Universal Credit is (or isn’t) working, we decided to go to PayPlan clients…
Written by PayPlan
Almost 30% of people in financial difficulty admit they wait three to four years before reaching out for debt advice.
Written by Emmanuelle Kopliku
Want some motivation this fine Monday morning? Nothing inspires us more than the story of a PayPlan client who successfully became debt free. Alongside our many success stories, these helpful tips and tricks from our previous client, Andy, could help you become debt free. Andy’s Story Andy and his partner Jo…
Written by PayPlan
I recently read about a man who has gambled since he was 12 years old. He believed he needed to gamble in order to survive. He is now older and married with 2 children, yet he still gambles. His wife does not know that he gambles and if he loses…
Written by PayPlan
Mental Health Awareness Week takes place each year in May. We all understand that it is important to look after your mental health, but how do we do this? There are many physical warning signs that you may be struggling with your mental health. You may experience headaches, mood swings,…
Written by Skint Dad
As a family, we first started talking about debt in 2013 when things got to the lowest point. We were skint – proper skint. It wasn’t about being able to afford a few pints at the pub, we didn’t have enough money to even get a food shop. Our debt…
Written by PayPlan
Mike (50) first came to PayPlan in 2012 with £17,000 of debt. Mike needed to carry out some urgent maintenance on the property where he lived.
Written by PayPlan
PayPlan have been shortlisted for Debt Advice Provider of the Year for the Credit Awards 2018, which has been the industry’s flagship event for over 20 years. They have been recognised for their work in creating an end to end Digital Advice Journey making it easier for clients to access…
Written by PayPlan
Diane (39) reached out to PayPlan for debt help in 2014. Between herself and her husband they found themselves with £45,000 worth of debt. Diane and her partner were applying for adoption. During the process it was explained to them that they wouldn’t be accepted as adoptive parents unless they…
Written by PayPlan
Katie (30) reached out to PayPlan when she was 25 years old, and had £12,000 worth of debt. Katie went to university and when she graduated had a student overdraft of £2,000 as well as a credit card. At the time, she was living in Leeds and after a relationship…
Written by PayPlan
Richard (38) reached out to PayPlan in 2008 with £15,000 of debt. The company that Richard was working for at the time were unreliable at paying wages. They would sometimes pay employees less one month and more the month after to make up for it. The unreliability of his wages…
Written by PayPlan
Scott (32) came to PayPlan 5 years ago with £6,000 worth of debt. The majority of his debts were with credit cards, payday loans and catalogues. At the time, he was also in a relationship with someone who was constantly borrowing money from him, and this made it even more…
