Category Archives: Client Testimonials

  • Caring for the Carers

    Written by Niall Davison

      When Martin’s mother became ill in 2013 he took some time off work to care for her. He’d worked for the same motor dealers for 25 years but despite this, Martin lost his job because of the amount of time he’d taken off and it was being unemployed that…

  • Worrying problem of elderly in debt

    Written by Payplan Ryan

    When Judith (72) looks back on the amount of debt she was in she can’t pinpoint the exact reasons why she owed so much.“It was nothing in particular, no splashing out on a car or anything like that,” she said. “I worked for Lloyds Bank for 30 years and when…

  • Supporting Armed Forces’ veterans

    Written by Payplan Ryan

     Royal Marine veteran John (64) served his country for 30 years and rose up the ranks to Warrant Officer Class 1. He saw service in Cyprus, Bosnia and both Gulf Wars and was awarded the Queen’s Gallantry Medal for action during the Falklands’ War.John doesn’t like to talk about the…

  • Client Case Study – Mary

    Written by Niall Davison

    By the time Mary (57), a Sales Administrator who lives near Canterbury, contacted Payplan in 2003 she and her husband were £95,000 in debt.   “It still frightens me to actually see it written down,” said Mary. “We had eight credit cards; some were joint cards and I had two…

  • Client Case Study – Eric

    Written by Niall Davison

    Eric (59) used to work as a manager for a large DIY store in the North East until he had a major accident in 1991, when he broke his neck and his back. From being fit and healthy and earning a decent wage he found himself permanently disabled and living…

  • Client Case Study – Michael

    Written by Niall Davison

    Michael (41), a Care Manager for Social Services, found his debts mounting after taking out a large loan for the purchase of a caravan.   “I had credit cards and other bills to pay but once I took out the loan, the repayments took away all the spare money I…

  • Client Case Study – Harry

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    Harry (42), an account manager from Northampton, started gambling when he was 18 but his addiction took hold when he hit his 30s.“I started out on pub fruit machines but then I moved on to the gambling machines in the Bookmakers,” said Harry. “One day I lost £300 and I drove…

  • Client Case Study – Simon

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    During Simon’s first marriage he admits to living beyond his means, spending money on holidays and maintaining their lifestyle.  By the time he and his wife split up Simon, (42) from Derby, was left with a debt of £30,000, an amount he found difficult to deal with on his Civil…

  • Mark Haddock – Client Case Study

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    When Mark’s ex-wife left she took with her his 10 credit cards and ran them all up to their limits, leaving him with a debt of £64,000.“I tried to cancel the cards but the banks told me they could only do that if I physically handed them over,” said Mark…

  • Errol Barker – Client Case Study

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    Errol Barker (51) is an HGV lorry driver from Clacton-on-Sea.  He was earning a good wage while working in London but when his wife Angelina became ill with depression he had to give it up and take a job nearer home at a much-reduced salary.With a mortgage to pay, two…

  • Client Case Study – Janice

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    Janice* (43) works in sales and found herself in debt after relying on credit cards to fund her lifestyle.  She previously worked in London, was earning a good wage but admits getting credit was “far too easy.”“I ended up with five cards in total,” she said.  “I’d transfer the balance…

  • Craig’s Story

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    Craig Collins, from Leicester, found his debts increasing after being made redundant.  Now on a Debt Management Plan with PayPlan, he’s getting to grips with what he owes.  Read his story below.After graduating from university Craig (42) worked in the licence trade for 18 years before being made redundant.He soon…

  • Client Testimonial – George

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    Sixty-three year old *George got into financial difficulty when the recession hit.After a long career as a lorry driver spanning four decades, George decided to set up on his own business in 2003. He purchased a brand new van and travelled all over the country for different haulage companies.But when…

  • This is my story – John Putland

    Written by Tracey Davies

     I only got into financial difficulties when my relationship broke down and I had to take on more credit to make ends meet.I wasn’t happy in my relationship and I just turned to my credit cards for comfort. I got into the habit of just buying whatever I wanted on…

  • This is my story – Amy Rankin

    Written by Tracey Davies

    Growing up, I’d always known that I wanted to be a hairdresser. I worked hard at college and was delighted to land a job as an apprentice for a local hairdresser.I was prepared for the hard graft and long hours but I wasn’t prepared for an apprentice’s wage, which wasn’t…

  • This is my story – David Barber

    Written by Tracey Davies

    Working hard comes naturally to me. I’ve worked all my life and can pretty much turn my hand to anything. I started my career in law but then changed to personnel management and sales.I’ve also worked for a variety of sales directorships before becoming an entrepreneur and a network marketing…

  • This is my story – Lynda Jardine

    Written by Tracey Davies

    As a single mum, I’ve always had to rely on one income to bring up my two sons.  As I couldn’t afford childcare, I worked part time so I could take them to school and be there to pick them up afterwards.Relying on one wage meant that we didn’t have…