Year: 2014

  • TAKING CONTROL OF YOUR DEBT IN 2015

    Written by Tom Maplethorpe

    Now the dust’s settled on your Christmas spending, it’s most likely that like many other people you want to start the New Year in a positive frame of mind. We take 30% more calls in January than we do in November, as people look to make a fresh start with…

  • SMART TIPS FOR A CHEAPER CHRISTMAS DINNER

    Written by Payplan Ryan

     We’re racing towards yuletide and all the joy that Christmas brings. If your excitement and anticipation of the big day is a little clouded by thoughts of a hefty grocery bill, why not take a look at our thrifty guide to keeping your costs down?Food prices fell by a measly…

  • Winter warmers

    Written by Tracey Davies

    Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the radiator: Arrange your furniture away from radiators so when the…

  • This is my story – John Putland

    Written by Tracey Davies

     I only got into financial difficulties when my relationship broke down and I had to take on more credit to make ends meet.I wasn’t happy in my relationship and I just turned to my credit cards for comfort. I got into the habit of just buying whatever I wanted on…

  • This is my story – Amy Rankin

    Written by Tracey Davies

    Growing up, I’d always known that I wanted to be a hairdresser. I worked hard at college and was delighted to land a job as an apprentice for a local hairdresser.I was prepared for the hard graft and long hours but I wasn’t prepared for an apprentice’s wage, which wasn’t…

  • IMPORTANT UPDATE FROM PAYPLAN

    Written by Matthew Brown

    At PayPlan, we are committed to making sure we give our clients the best service and support to free themselves of their debt and help get their lives back on track. Historically we have done this, not just through our debt solutions, but with additional products and services (accessed through…

  • THE SECRETS TO SAVVY SHOPPING

    Written by Karl McKeever

    We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to be led astray and end up blowing our shopping budget.…

  • FCA Capping Pay-Day Charges

    Written by Tom Maplethorpe

    Pay-day lenders have been told they must cap the charges they apply to their short term loans.These new rules, enforced by the Financial Conduct Authority, reduces the cost of borrowing for many, whereas those that struggle to pay are better protected from excessive charges and they will also help people…

  • Shopping online vs in store – the debate.

    Written by Tracey Davies

    It wasn’t too long ago that a bit of retail therapy meant heading to your nearest shops for a day browsing the latest trends.Now you can indulge yourself with the click of a finger, as the internet age has taken over.But when it comes to our weekly shopping, the vast…

  • Five simple ways your credit report can help you

    Written by Darren Beach

    Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all kinds of credit: whether it’s a mortgage, a credit card,…

  • Living in one of the poorest areas of Cambodia taught me…

    Written by Anthony Hill

    I have just arrived back to work having spent 3 months in Cambodia working and living in one of the poorest communities in the country. While out there I predominantly worked on projects promoting the importance of sending girls to school, through workshops and awareness raising events in target villages.…

  • Halloween Spooktacular

    Written by

     It might be more of an American tradition than a British one, but there’s no denying that Halloween is fun. It’s a perfect excuse to get dressed up, play games and get into the spooky spirit. So if you’re looking to entertain the kids this Halloween, why not throw a…

  • Watching football? Watch your wallet too!

    Written by Tom Maplethorpe

    For 99% of football fans, supporting your side is a tragic existence. Expectation and hope being the real killer – ‘This is our year for the league…’ ‘We’ll definitely stay up with this squad…’ ‘A new striker and we’ll turn it around.’  There are very few fans who have enjoyed…

  • This is my story – David Barber

    Written by Tracey Davies

    Working hard comes naturally to me. I’ve worked all my life and can pretty much turn my hand to anything. I started my career in law but then changed to personnel management and sales.I’ve also worked for a variety of sales directorships before becoming an entrepreneur and a network marketing…

  • Half Term Horrors

    Written by Anthony Hill

    Make sure you don’t have little horrors on your hands this half term October half term means that your little ones will need entertaining for a whole week, and the weather maybe cold and wet, so we’ve put together a few ideas to help ensure that a week off is filled…

  • Wonga loan write offs and your debts

    Written by Tracey Davies

    On 2 October, 2014 Wonga announced they will be writing off around 330,000 loans. 45,000 more will have their interest and charges removed.  This has been agreed with the Financial Conduct Authority (FCA) that regulates the payday loan market.The FCA decided that Wonga had given loans to some customers without…

  • A-star apps

    Written by Tracey Davies

    The majority of children today haven’t known a life without technology.With social media, savvy apps and all the latest gadgets including smartphones, iPads and tablets, it’s become an integral part of their young lives.As my daughter approaches three years old, she may not have learnt how to tie her own…

  • Day In the life

    Written by Tracey Davies

     It’s only just gone eight in the morning but the day is already in full swing when I arrive at the document handling department for the next edition of our ‘day in the life’ series.With the exception of the archiving unit, staff work on a rotation basis, meaning they split…

  • Raising money savvy kids

    Written by Tracey Davies

    From the moment they’re born, children learn at a rapid pace. From learning to walk and talk to making their own bed and developing good manners, they are forever picking up new skills. But when it comes to being financially aware, children are often left in the dark by their…