Top Tips for Curbing your Daily Spending Habits
It doesn’t matter how many big money decisions you make or how many tough choices you take to get your debt under control: if you’re spending too much on day-to-day stuff then you’ll struggle to fix your finances. A coffee,…
Style Your Home Without Breaking The Bank
Each month we are doing a cost cutting feature on the blog. This month we look at how you could refurbish your home without breaking the bank.
TOP TIPS FROM THE UK’S SMARTEST SHOPPER
In November 2014 Jennie Hammond, from Belfast, Northern Ireland, was crowned the UK’s Smartest Shopper by online voucher company Savoo. As well as working full time she writes and maintains a money-saving blog and in her first blog, she talks…
Easter entertainment – through the eyes of a child.
It’s the Easter holidays and if you’re already stuck for ideas on how to keep your children entertained without breaking the bank, then look no further.We asked groups of local schoolchildren to give us their best ideas on what they…
Savvy saving
Saving is very important and it seems like everyone is talking about the best ways to do it.But if like the majority of us, you’ve barely got any money left after paying your bills and food, how can you afford…
SMART TIPS FOR A CHEAPER CHRISTMAS DINNER
Winter warmers
Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the…
THE SECRETS TO SAVVY SHOPPING
We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to…
Five simple ways your credit report can help you
Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all…
Watching football? Watch your wallet too!
For 99% of football fans, supporting your side is a tragic existence. Expectation and hope being the real killer – ‘This is our year for the league…’ ‘We’ll definitely stay up with this squad…’ ‘A new striker and we’ll turn…
Day In the life
It’s only just gone eight in the morning but the day is already in full swing when I arrive at the document handling department for the next edition of our ‘day in the life’ series.With the exception of the archiving…
Raising money savvy kids
From the moment they’re born, children learn at a rapid pace. From learning to walk and talk to making their own bed and developing good manners, they are forever picking up new skills. But when it comes to being financially…
A* BACK-TO-SCHOOL BUDGETING
Goin’ to the chapel
Weddings, and all the traditions and celebrations that go along with them, are no longer just an expense for the bride and groom – they can also make a sizeable dent in the guest’s pockets too.What with the gift, travel, and finding…
Clever cleaning
All of those bottles under the kitchen sink can cost households some serious money when you add them all up.Bleaches, window cleaners, stain removers, polishes, you name it – buying branded cleaning products can be a costly business, especially when…
How to do a date night on a budget
With all the stresses and strains of modern life, it’s no surprise that many of us get a bit lax when it comes to spending time with partners. Whether you’re one of the organised couples who regularly go out, or…
Our life in debt (part three)
In the final article in our living life in debt series, we catch up with John Putland who is enjoying a debt free life after completing his plan in January 2014 after eight years.John got into financial difficulties when his relationship broke…
Our life in debt (Part two)
On Monday, we heard how Christine Nichol has just completed her first year in a debt management plan.Now we meet Katy Taylor as she describes what life is like 5 years into her plan with another 8 to go.Katy’s story Katy…
Our life in debt
This week, we are focusing on three PayPlan clients who are each at different stages of their debt plans as they share the highs and lows, surprises and challenges they have faced while paying back their debt through a debt management plan (DMP) Christine’s…