Category Archives: Money Saving Ideas

Money saving ideas from Payplan

  • How to get out of debt and spring clean your finances

    Written by PayPlan

    The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying on a budget this spring. We’ve also included solutions for…

  • Consolidating credit card debt – our top 5 tips

    Written by PayPlan

    Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe first step to tackling a credit card problem (or any…

  • Big Energy Saving Week – how could you save money on bills?

    Written by PayPlan

    What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as support and guidance. Who organises Big Energy Saving Week?Several organisations head…

  • Cheap holiday ideas for 2019

    Written by PayPlan

    Going back to work and facing reality again after some time off at Christmas can give even the most positive person cause to feel a bit down. It’s understandable, then, that the months after Christmas are some of the most popular times of the year to go in search of…

  • Dry January: reduce alcohol & increase your bank balance!

    Written by PayPlan

    A survey from Experian found that the average Briton spends over £900 on alcohol, food and drink for Christmas. This total includes an average £53 spend on topping up the drinks cabinet at home! Dry January may be just the ticket for some.Kicking the booze after a busy Christmas and…

  • 7 of the best hangover cures

    Written by PayPlan

    No one likes a hangover, but at this time of year but you may find yourself waking up with a sore head on more than one occasion! Unfortunately, there’s no definite ’cure’ for a hangover. The good news is that there are plenty of ways to speed up the recovery…

  • Your Guide to Saving Money at Lunchtime

    Written by PayPlan

    One of the UK’s top money saving brands, vouchercloud, recently discovered that making lunch at home could save you around £1,300 a year.Their survey revealed that 62% of British workers chose to purchase their lunch during the week, costing over £1,800 annually. Those who made packed lunches in the same…

  • Your Guide to Boxing Day Leftovers

    Written by PayPlan

    Christmas is a time for family, friends and food. We Brits love a Christmas dinner, but we’re also keen on Boxing Day leftovers…or are we?It’d be so easy to go out after Christmas, and dine in pubs and restaurants, but do you reuse the food you cooked up on December…

  • How to budget in 2019

    Written by PayPlan

    The new year symbolises a fresh start and a chance to make changes in your life. You may be feeling the pinch after a period of heavy Christmas spending, and, given the current financial and political climate, it’s easy to be sceptical about the future in 2019. In January 2018, around…

  • How to save money this Christmas – and avoid the debt hangover in 2019

    Written by PayPlan

    Christmas is a time when spending can easily get out of control. Even if you haven’t been extravagant, it takes a lot of planning and budgeting to avoid the January Christmas debt hangover. In January 2018, around 7.9 million people said they were likely to fall behind with their finances that…

  • Don’t let Black Friday land you in debt!

    Written by PayPlan

    Christmas is on the horizon and, understandably, many people will be out bargain hunting on Black Friday. Every year shoppers in the UK raid both the high street and the Internet to pick up cheap deals in the US-inspired shopping spree, with over £1.4bn spent online alone in 2017.* It’s hardly…

  • Money Saving Tips for Pet Owners

    Written by PayPlan

    Being a pet owner is a big responsibility, and it takes a lot to decide if you are able to take on the challenge. Alongside providing endless love, affection and entertainment, your pets can also be a financial burden, with both upfront and ongoing costs; it’s easy for the bills…

  • Ways to save the environment and save money!

    Written by PayPlan

    There is a lot in the news at the moment about how we are all using too much plastic and the need to cut down in order to save our oceans and the planet. You may think that cutting down on plastic can be expensive, but long term it can…

  • Six Tips for Saving Money During Half Term

    Written by PayPlan

    Today our guest blog is from Charli, who writes over at One Wage Family, here she gives us her top tips for saving money with the kids over half term! Another half term is nearly upon us and that means many parents are faced with the task of keeping the…

  • A Healthy Holiday On A Healthy Budget

    Written by PayPlan

    As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away on a budget.

  • Switching Bank Accounts: The Best Perks and Freebies

    Written by PayPlan

    While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always an option out there regardless of your income or budget…

  • Keep The Kids Entertained This October Half-Term

    Written by PayPlan

    It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare, transport, trips to the cinema, meals out . . .…

  • Buy to Save: The Purchases That Keep You Quids In

    Written by PayPlan

    While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips to a convenience store or that a flask of coffee…