Category Archives: Money Saving Ideas

Money saving ideas from Payplan

  • How to do Valentine’s Day on a budget

    Written by Chelsea Potter

    The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day or evening. We have created a quick round up of…

  • Summer holiday savings: 5 ways to cut your costs

    Written by Chelsea Potter

    With the summer holidays about to start, we asked Experian Expert Darren Beach to share with us his top tips for saving money when travelling. If you're going abroad this summer, today's post is full of great ideas.

  • PayPlan’s new debt tool: Diagnose Your Debt

    Written by Chelsea Potter

    PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how debt savvy you are.

  • Top Tips for Curbing your Daily Spending Habits

    Written by Niall Davison

    It doesn’t matter how many big money decisions you make or how many tough choices you take to get your debt under control: if you’re spending too much on day-to-day stuff then you’ll struggle to fix your finances. A coffee, a snack and a magazine, for example, and suddenly you’ve…

  • Loyalty points can save you cash

    Written by

     You might already have a few supermarket and store loyalty cards in your purse but are you aware there are others that could help you accrue points and save you cash?Greggs launched its own loyalty scheme last year and with their Rewards account you can get free breakfasts and free…

  • TOP TIPS FROM THE UK’S SMARTEST SHOPPER

    Written by

    In November 2014 Jennie Hammond, from Belfast, Northern Ireland, was crowned the UK’s Smartest Shopper by online voucher company Savoo.  As well as working full time she writes and maintains a money saving blog at www.embarrassingbudgets.co.uk and in her first blog for the Living Room she talks about her own…

  • Easter entertainment – through the eyes of a child.

    Written by Tracey Davies

    It’s the Easter holidays and if you’re already stuck for ideas on how to keep your children entertained without breaking the bank, then look no further.We asked groups of local schoolchildren to give us their best ideas on what they like to do without even leaving the house.Family spa day…

  • Savvy saving

    Written by Tracey Davies

    Saving is very important and it seems like everyone is talking about the best ways to do it.But if like the majority of us, you’ve barely got any money left after paying your bills and food, how can you afford to get into the saving habit? Hopefully our handy hints…

  • 10 ways to get fit for free

    Written by Anthony Hill

    Can’t afford to commit to the gym?Not to worry, because the real key to keeping fit is simply to make the time to be active – and luckily there are plenty of ways you can do this for free! Read our 10 simple tips to see how you could be…

  • TAKING CONTROL OF YOUR DEBT IN 2015

    Written by Tom Maplethorpe

    Now the dust’s settled on your Christmas spending, it’s most likely that like many other people you want to start the New Year in a positive frame of mind. We take 30% more calls in January than we do in November, as people look to make a fresh start with…

  • SMART TIPS FOR A CHEAPER CHRISTMAS DINNER

    Written by Payplan Ryan

     We’re racing towards yuletide and all the joy that Christmas brings. If your excitement and anticipation of the big day is a little clouded by thoughts of a hefty grocery bill, why not take a look at our thrifty guide to keeping your costs down?Food prices fell by a measly…

  • Winter warmers

    Written by Tracey Davies

    Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the radiator: Arrange your furniture away from radiators so when the…

  • THE SECRETS TO SAVVY SHOPPING

    Written by Karl McKeever

    We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to be led astray and end up blowing our shopping budget.…

  • FCA Capping Pay-Day Charges

    Written by Tom Maplethorpe

    Pay-day lenders have been told they must cap the charges they apply to their short term loans.These new rules, enforced by the Financial Conduct Authority, reduces the cost of borrowing for many, whereas those that struggle to pay are better protected from excessive charges and they will also help people…

  • Shopping online vs in store – the debate.

    Written by Tracey Davies

    It wasn’t too long ago that a bit of retail therapy meant heading to your nearest shops for a day browsing the latest trends.Now you can indulge yourself with the click of a finger, as the internet age has taken over.But when it comes to our weekly shopping, the vast…

  • Five simple ways your credit report can help you

    Written by Darren Beach

    Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all kinds of credit: whether it’s a mortgage, a credit card,…

  • Living in one of the poorest areas of Cambodia taught me…

    Written by Anthony Hill

    I have just arrived back to work having spent 3 months in Cambodia working and living in one of the poorest communities in the country. While out there I predominantly worked on projects promoting the importance of sending girls to school, through workshops and awareness raising events in target villages.…