Debt Facts
13 Jul 2016
Living in Debt
31 May 2016
How to Build a New Credit History
Once your IVA or debt management plan has finished, you can start your new life after debt. That might mean rebuilding your confidence in your ability to manage your money, but it should definitely include rebuilding your credit score. Here’s…
Living in Debt
16 May 2016
Helping your child with debt
Should you help your child with debt if they are struggling and if so, what support should you give them? Is financial assistance enough? Our latest blog post looks at how you can really help your child with their debt…
Industry News
7 Apr 2016
New data reveals Essex has the highest average debt in the UK
PayPlan have revealed new debt figures to show the top 10 counties in the UK with the highest average debt figures and Essex was revealed to have the highest debt level. According to the data 1212 people from the area used…
Living in Debt
5 Apr 2016
Keeping yourself debt-free as the year goes on
Was your New Year’s resolution to sort out your finances? It’s hard to believe it’s April already, but for most of us, that means our 2016 resolutions have already gone out of the window. Our latest blog post has lots…
Living in Debt
10 Mar 2016
PayPlan’s new debt tool: Diagnose Your Debt
PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how…
Living in Debt
9 Mar 2016
Don’t face debt alone: How to Talk to Your Partner about Your Debt
Living in Debt
2 Mar 2016
Keeping healthy without breaking the bank
There’s no disputing that there are huge health benefits to be gained by eating well and living a healthy lifestyle – but what about the cost? It can often seem like the healthy options in life come with a heftier…
Living in Debt
9 Oct 2015
Looking after our Vulnerable Clients
Mel McCulloch (50) works in Helpline at PayPlan and takes calls from prospective clients who are looking for help and solutions to their debt problems Like many other PayPlan staff Mel has undergone training regarding vulnerable clients and mental health…
Living in Debt
8 Oct 2015
Extra help and support for our Vulnerable Clients
Ellie Ntalampira (23) has worked as a Client Liaison Officer with PayPlan for the last two years and her job involves talking to clients and helping them find the best solution to their debts problems. “I’ve received training to help…
Living in Debt
6 Oct 2015
Dealing with our Vulnerable Clients
Supporting vulnerable clients is a key part of the work we do at PayPlan. Our Case Consultants are trained to recognise when someone may need additional support and to tailor their approach to each individual’s circumstances.The following insight comes from…
Living in Debt
11 Feb 2013
Change in Circumstances with an IVA or DMP
For many of you that are in debt, you may find yourself managing your finances on a tight-rope, with one small change in circumstances having a dramatic knock-on effect.When the change is big, the sustainability of your carefully constructed budget…
Living in Debt
29 Jan 2013
Have you been threatened with a County Court Judgment?
There is a big difference between being threatened with a County Court Judgment and actually receiving one. A lot of creditors use the threat of legal proceedings to get you to pay more towards your debt, especially if you are…
Living in Debt
14 Jan 2013
How do I deal with HMRC debts?
Living in Debt
26 Nov 2012
Why do creditors issue default notices?
Receiving a default notice through your letterbox from one of your creditors can be upsetting and stressful, especially if you do not know what it is, why they sent it and what you need to do.
Living in Debt
12 Oct 2012
What do I do if I fall into arrears with my rent?
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings as the cost of living keeps rising and wages are staying the same. It is no surprise then that more than…
Living in Debt
1 Oct 2012
What to do if you fall into arrears with your… utility bills.
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings. According to statistics on IncomeMax 4.75million households in the UK are living in fuel poverty. With this many people in poverty,…
Living in Debt
21 Sep 2012
Credit Rating Myths
Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.
Living in Debt
12 Sep 2012
Can I reclaim PPI whilst in a Debt Management Plan?
A question that regularly crops up from our clients is "can I reclaim mis-sold PPI?" The answer is quite simply, yes. Being in a DMP does not make the reclaiming process any more complicated, as opposed to those that are…
Debt Facts
15 Aug 2012
The truth behind the top 20 debt myths
In the 21st Century it is easy to use the internet to get answers to important debt questions. However, it is also easy to come across incorrect information which can have dangerous consequences.