Written by PayPlan
Mental Health Awareness Week is taking part throughout the UK from 14-20 May. We all understand that it is important to look after your mental health, but how do we do this? There are many physical warning signs that you may be struggling with your mental health. You may experience…
Written by Skint Dad
As a family, we first started talking about debt in 2013 when things got to the lowest point. We were skint – proper skint. It wasn’t about being able to afford a few pints at the pub, we didn’t have enough money to even get a food shop. Our debt…
Written by PayPlan
April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments. It is important to understand stress, the causes and the triggers in your personal and professional life. Emma’s top tip for…
Written by PayPlan
April is Stress Awareness Month across the UK. Dealing with debt issues can be closely linked to stress, and we’re aiming to break the stigma and silence around debt by encouraging people to reach out for help sooner. Stress can manifest itself in both physical and emotional symptoms. Common side…
Written by PayPlan
If you’re one of the estimated 10.4million* people in the UK that are living on the breadline before payday each month, you’ll know that this can be a more stressful time than any other. You’ll be counting the pennies to prioritise the absolute essentials, whilst having to sacrifice items that…
Written by PayPlan
Large-scale redundancies, like the ones we saw when Carillion collapsed, are never far from the headlines, though there are plenty more we don’t hear about. Whether you’ve lost a job in the past, or it’s the first time, it’s only natural to worry about how you’ll pay the bills. Redundancy…
Written by PayPlan
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of over £100,000 per year, but unexpectedly his key clients left…
Written by Skint Dad
Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the one who needs to have difficult conversations with creditors, make…
Written by PayPlan
For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part of life and many of us make repayments without worry,…
Written by PayPlan
You’ll have probably seen plenty of newspaper reports about mental health in recent months, including some coverage about our work here at PayPlan to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…
Written by Skint Dad
It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with money or trust it all to their other halves to…
Written by Skint Dad
I have somewhat of an addictive personality and I always get really stuck into what I’m doing. If I start exercising, I know that I will give it my all. A year or so back, I started walking for hours every morning before the kids even got out of bed.…
Written by PayPlan
Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just entering a more serious stage.But many people are currently suffering…
Written by Skint Dad
Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent wage, was proud and wanted to spend my money...
Written by Chelsea Potter
We now have our own online benefits calculator so you can check you are receiving everything you are entitled to.
Written by Chelsea Potter
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s really worth it.
Written by Chelsea Potter
When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of your spend.
Written by Chelsea Potter
If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.
Written by Chelsea Potter
Christmas might still be six weeks away but it is an expensive time of year - a time when a lot of people start to feel overwhelmed by the costs and turn to credit for help. This week's blog post offers some cost cutting tips to help make your Christmas…
Written by Chelsea Potter
We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common scenarios people ask about and answer your queries.
