Debt Facts 15 Aug 2012

The truth behind the top 20 debt myths

In the 21st Century it is easy to use the internet to get answers to important debt questions. However, it is also easy to come across incorrect information which can have dangerous consequences.

Living in Debt 4 Jul 2012

What should I do about my council tax arrears?

In recent years at Payplan we have seen a rise in the number of clients coming to us owing council tax arrears. This is often due to a number of factors, including a drop in income or an unforeseen increase…

Living in Debt 13 Jun 2012

How do I…fill out court forms for a County Court Judgement?

When you receive notification that a creditor is pursuing legal action against you it can be a stressful time. There is a short response period and it is important that all of the paperwork is filled out correctly.

Living in Debt 9 May 2012

Disabled people and debt

"We are struggling financially and finding it very hard to cope. I am at my wits end [trying] to find a way out of the debts." This quote from a disabled mother of a disabled child will resonate with many…

Living in Debt 27 Jul 2011

Can I change my DMP company?

People call us for several reasons: it may be that they realise they can no longer afford to manage their debt, they know their situation is about to change so they are planning ahead, or they simply decide that they…