Our Debt Heroes Top Tips for coping with stress
Living in Debt 19 Apr 2018

Our Debt Heroes Top Tips for coping with stress

April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments.It is important to understand stress, the causes and the triggers in…

Stress Awareness Month – Time to reach out
Living in Debt 16 Apr 2018

Stress Awareness Month – Time to reach out

April is Stress Awareness Month across the UK. Dealing with debt issues can be closely linked to stress, and we’re aiming to break the stigma and silence around debt by encouraging people to reach out for help sooner. Stress can…

Countdown to Payday
Living in Debt 9 Apr 2018

Countdown to Payday

If you’re one of the estimated 10.4million* people in the UK that are living on the breadline before payday each month, you’ll know that this can be a more stressful time than any other. You’ll be counting the pennies to…

Protecting your finances if you get made redundant
Living in Debt 14 Mar 2018

Protecting your finances if you get made redundant

Large-scale redundancies, like the ones we saw when Carillion collapsed, are never far from the headlines, though there are plenty more we don’t hear about. Whether you’ve lost a job in the past, or it’s the first time, it’s only…

Case Study – Chris
Living in Debt 21 Dec 2017

Case Study – Chris

Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…

How to know when your debt is too much
Living in Debt 17 Dec 2017

How to know when your debt is too much

For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part…

What Financial Help Is Available If You Have Mental Health Problems?
Living in Debt 10 Oct 2017

What Financial Help Is Available If You Have Mental Health Problems?

You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…

Do men deal with debt?
Living in Debt 25 Sep 2017

Do men deal with debt?

It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with…

Living in Debt 29 Jun 2017

How to tell your partner you’re in debt

Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…

I Hate to Admit That I Was Wrong
Living in Debt 31 Mar 2017

I Hate to Admit That I Was Wrong

Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…

Our Christmas campaign revealed… #HappyNewYear
Living in Debt 12 Dec 2016

Our Christmas campaign revealed… #HappyNewYear

PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

When should you seek expert help for your debts?
Living in Debt 21 Nov 2016

When should you seek expert help for your debts?

If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.

Am I still liable for my debts?
Living in Debt 24 Oct 2016

Am I still liable for my debts?

We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…

An Unfortunate Week
Living in Debt 14 Oct 2016

An Unfortunate Week

We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…

What to do if the bailiffs are on your doorstep?
Living in Debt 27 Sep 2016

What to do if the bailiffs are on your doorstep?

One of the biggest fears people have when they’re in debt is what happens if the bailiffs come? Our latest blog post looks at your rights and whether you need to let them in if they turn up on your…

PayPlan Plus is changing
Client News 22 Sep 2016

PayPlan Plus is changing

We have relaunched our PayPlan Plus website bringing our clients a new look that is also easier to use. Find out more about what's changed and how PayPlan Plus can benefit you.

Cutting costs: Easy ways to reduce your spend
Living in Debt 6 Sep 2016

Cutting costs: Easy ways to reduce your spend

Cutting costs is difficult because while we all want to reduce our spend and save money, we don’t necessarily want to give up on all hopes of a social life and live life on rations. Today’s blog post looks at…