Living in Debt
19 Apr 2018
Living in Debt
16 Apr 2018
Stress Awareness Month – Time to reach out
April is Stress Awareness Month across the UK. Dealing with debt issues can be closely linked to stress, and we’re aiming to break the stigma and silence around debt by encouraging people to reach out for help sooner. Stress can…
Living in Debt
9 Apr 2018
Countdown to Payday
If you’re one of the estimated 10.4million* people in the UK that are living on the breadline before payday each month, you’ll know that this can be a more stressful time than any other. You’ll be counting the pennies to…
Living in Debt
14 Mar 2018
Protecting your finances if you get made redundant
Large-scale redundancies, like the ones we saw when Carillion collapsed, are never far from the headlines, though there are plenty more we don’t hear about. Whether you’ve lost a job in the past, or it’s the first time, it’s only…
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…
Living in Debt
20 Dec 2017
Kids Have to Deal with Debt too
Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…
Living in Debt
17 Dec 2017
How to know when your debt is too much
Living in Debt
10 Oct 2017
What Financial Help Is Available If You Have Mental Health Problems?
You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…
Living in Debt
25 Sep 2017
Do men deal with debt?
It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with…
Living in Debt
29 Jun 2017
How to tell your partner you’re in debt
Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…
Living in Debt
31 Mar 2017
I Hate to Admit That I Was Wrong
Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…
Living in Debt
12 Dec 2016
Our Christmas campaign revealed… #HappyNewYear
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…
Living in Debt
21 Nov 2016
When should you seek expert help for your debts?
If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.
Living in Debt
24 Oct 2016
Am I still liable for my debts?
Living in Debt
14 Oct 2016
An Unfortunate Week
We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…
Living in Debt
27 Sep 2016
What to do if the bailiffs are on your doorstep?
One of the biggest fears people have when they’re in debt is what happens if the bailiffs come? Our latest blog post looks at your rights and whether you need to let them in if they turn up on your…
Client News
22 Sep 2016
PayPlan Plus is changing
We have relaunched our PayPlan Plus website bringing our clients a new look that is also easier to use. Find out more about what's changed and how PayPlan Plus can benefit you.
Living in Debt
6 Sep 2016
Cutting costs: Easy ways to reduce your spend
Cutting costs is difficult because while we all want to reduce our spend and save money, we don’t necessarily want to give up on all hopes of a social life and live life on rations. Today’s blog post looks at…
Living in Debt
22 Aug 2016
Do I need to open a new bank account?
If you’re struggling with your debts and looking at ways you can become debt free, it might have been suggested you open up a new bank account. Today's blog post looks at the bank's right to offset and whether you…
Living in Debt
20 Jul 2016
How long can my creditors chase me?
A question that I often come across from people struggling to pay their debts is "how long can my creditors chase me?" The answer is until you have paid them what you owe. However, if communication between the debtor and…