Debts That Cannot Be Included in DMPs

While a Debt Management Plan can be a great way of paying off your unsecured debt at a more affordable rate, there are some things that can’t be included in your plan. For more information, and how this might affect you, contact PayPlan on for free advice.

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What is your residential status?

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PayPlan can help you!

We could offer you a solution that will reduce your monthly payments with the potential of freezing interest and charges, and even writing off some of the debt.

The options PayPlan can offer vary depending on your situation, and there is no obligation to progress if you do not wish. We will simply talk through the different solutions to help you decide what is best for you. For more information on the solutions we offer/advise on, please see: DMP IVA Self-employed IVA DRO and Bankruptcy.

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If you’re worried about your debts, PayPlan can help you. Call us now on 0800 280 2816 or, if you’d prefer, click the “Get advice now” button to request a call back.

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Secured Debts such as:

  • Mortgages
  • Secured Loans/ Second Charges
  • Car Hire Purchase

Utility Bills:

  • Council Tax (Current Bills)
  • Water (Current Bills)
  • Gas (Current Bills)
  • Electric (Current Bills)

Secured debts and Utility Bills are classed as priority debts, therefore they must be paid in accordance with either the original credit agreement (where applicable) or with prior agreement with the company.

For immediate and free debt advice please call PayPlan free on 0800 280 2816 or use our Debt Help Form to submit your debt problem online.

More Information on Debt Management