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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Money Saving Ideas 28 Jul 2014

How to make your Euros last longer on holiday

You’re all packed and your holiday is paid for, but how do you make sure your spending doesn’t spiral out of control when you reach your destination?Once you’ve decided how much money you’re taking on your trip, set a budget so…

Money Saving Ideas 15 Jul 2014

Help your child excel at school for free

(and in a way they’ll enjoy!)Children today face more distractions than ever before when it comes to studying outside of the school grounds. The World Wide Web especially provides an endless array of sites, games and social media that are…

Money Saving Ideas 25 Jun 2014

Pound to pocket

It’s never been tougher financially for families.The recent recession has meant many of us have had to cut back on our spending where we can and often that can lead to questions about whether to give your children pocket money.Is…

Money Saving Ideas 11 Jun 2014

Fathers first

It’s that time of year again when we get the chance to show our dear dads just how much they mean to us by lavishing them with love - and gifts! For those who read my Gifts of Love blog…

Money Saving Ideas 22 May 2014

Food glorious food – A Foodbank Story

With 13 million people living below the poverty line in the UK alone, the amount of people turning to foodbanks is on the increase as more and more families find themselves suffering for all sorts of reasons, from redundancy to…

Money Saving Ideas 2 May 2014

Live Below the Line challenge

Living below the line refers to the 1.2billion people worldwide who live below the poverty line. The World Bank defines extreme poverty as living on less than £1 a day...

Money Saving Ideas 16 Apr 2014

Storage ideas to make your groceries last longer

As a nation the cost of our weekly shop is going up, and yet we’re throwing away more food than ever before. Do you ever find that when you come to use your fresh ingredients they’ve already gone off, even…

Money Saving Ideas 16 Apr 2014

Netflix Vs Amazon Instant Vs Now TV

Whether you embrace technology or not, the future of film looks to be leaning more and more towards online streaming and downloads, rather than the traditional Video/DVD rental shops. Sick of the high prices Sky or Virgin charge? Want to…

Money Saving Ideas 16 Dec 2013

Christmas Spending Habits Visualised

Last month, Payplan conducted a study into Christmas spending and asked 1,000 people about their finances in the run up to the festive season. The survey found that many people rely on credit cards, overdrafts and, for some, even payday…

Archive 4 Sep 2013

What is the difference between an IVA and a DMP?

What is the difference between an IVA and a DMP? If you are facing debts and are unsure which is the best option to take, we’ve put together a rundown of the important differences between two of the most popular…

Archive 1 Jul 2013

More and more buy-to-let landlords are struggling with debt

Nick Payne, Senior Insolvency Practitioner for Payplan, talks about the rise in buy-to-let investment and what to do if you are a landlord struggling with debt. “The number of buy-to-let landlords is significantly increasing.  House prices are still relatively low,…

Archive 2 May 2013

A day in the life of a Helpline Adviser by Michael Jordan.

Michael tells us about his job as Helpline Adviser and why he is proud to work for Payplan: “Every weekday morning I wake up knowing I will be putting smiles on people’s faces. That’s because I work in Payplan’s Helpline department –…

Debt Facts 29 Apr 2013

Opening a joint bank account: The pros and cons.

f you’re in a serious relationship in which food, bills, utilities and other expenses are paid for together, you may be tempted to open up a joint bank account. However, you may be unsure whether it is the right move.…

Debt Facts 18 Apr 2013

The facts about Universal Credit

If you are confused by the new Universal Credit you are not on your own. Many people are still not clear about how they will be affected or what they need to do. If that sounds like you don’t panic,…

Competitions 15 Apr 2013

Some facts about bankruptcy

Bankruptcy is not an easy subject to discuss and that can make it difficult to understand. At Payplan we are often asked about bankruptcy and, although we do not specifically deal with it on behalf of our clients, we want…

Money Saving Ideas 8 Apr 2013

The Payplan guide to getting married on a budget.

While your wedding day can be one of the best days of your life, the cost of getting married can easily spiral out of control, especially if you get caught up in the excitement and keep adding things to your…