Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
1 Sep 2014
A* BACK-TO-SCHOOL BUDGETING
Money Saving Ideas
29 Aug 2014
Goin’ to the chapel
Weddings, and all the traditions and celebrations that go along with them, are no longer just an expense for the bride and groom – they can also make a sizeable dent in the guest’s pockets too.What with the gift, travel, and finding…
Money Saving Ideas
22 Aug 2014
Clever cleaning
All of those bottles under the kitchen sink can cost households some serious money when you add them all up.Bleaches, window cleaners, stain removers, polishes, you name it – buying branded cleaning products can be a costly business, especially when…
Money Saving Ideas
18 Aug 2014
How to do a date night on a budget
With all the stresses and strains of modern life, it’s no surprise that many of us get a bit lax when it comes to spending time with partners. Whether you’re one of the organised couples who regularly go out, or…
Money Saving Ideas
15 Aug 2014
Our life in debt (part three)
In the final article in our living life in debt series, we catch up with John Putland who is enjoying a debt free life after completing his plan in January 2014 after eight years.John got into financial difficulties when his relationship broke…
Money Saving Ideas
13 Aug 2014
Our life in debt (Part two)
On Monday, we heard how Christine Nichol has just completed her first year in a debt management plan.Now we meet Katy Taylor as she describes what life is like 5 years into her plan with another 8 to go.Katy’s story Katy…
Money Saving Ideas
11 Aug 2014
Our life in debt
Money Saving Ideas
4 Aug 2014
Day in the life of a case officer
Kirsty Sumner – Bespoke Case Officer In the first of our ‘day in the life’ series, we take a closer look at what the role of a case officer in the Bespoke Solutions department entails, as Kirsty Sumner gives us a…
Money Saving Ideas
28 Jul 2014
How to make your Euros last longer on holiday
You’re all packed and your holiday is paid for, but how do you make sure your spending doesn’t spiral out of control when you reach your destination?Once you’ve decided how much money you’re taking on your trip, set a budget so…
Money Saving Ideas
15 Jul 2014
Help your child excel at school for free
(and in a way they’ll enjoy!)Children today face more distractions than ever before when it comes to studying outside of the school grounds. The World Wide Web especially provides an endless array of sites, games and social media that are…
Money Saving Ideas
25 Jun 2014
Pound to pocket
It’s never been tougher financially for families.The recent recession has meant many of us have had to cut back on our spending where we can and often that can lead to questions about whether to give your children pocket money.Is…
Money Saving Ideas
11 Jun 2014
Fathers first
It’s that time of year again when we get the chance to show our dear dads just how much they mean to us by lavishing them with love - and gifts! For those who read my Gifts of Love blog…
Money Saving Ideas
22 May 2014
Food glorious food – A Foodbank Story
With 13 million people living below the poverty line in the UK alone, the amount of people turning to foodbanks is on the increase as more and more families find themselves suffering for all sorts of reasons, from redundancy to…
Money Saving Ideas
13 May 2014
25 alternative date ideas without a red rose in sight
Money Saving Ideas
2 May 2014
Live Below the Line challenge
Living below the line refers to the 1.2billion people worldwide who live below the poverty line. The World Bank defines extreme poverty as living on less than £1 a day...
Money Saving Ideas
16 Apr 2014
Storage ideas to make your groceries last longer
As a nation the cost of our weekly shop is going up, and yet we’re throwing away more food than ever before. Do you ever find that when you come to use your fresh ingredients they’ve already gone off, even…
Money Saving Ideas
16 Apr 2014
Netflix Vs Amazon Instant Vs Now TV
Whether you embrace technology or not, the future of film looks to be leaning more and more towards online streaming and downloads, rather than the traditional Video/DVD rental shops. Sick of the high prices Sky or Virgin charge? Want to…
Money Saving Ideas
16 Dec 2013
Christmas Spending Habits Visualised
Last month, Payplan conducted a study into Christmas spending and asked 1,000 people about their finances in the run up to the festive season. The survey found that many people rely on credit cards, overdrafts and, for some, even payday…
News and Stories
4 Sep 2013
What is the difference between an IVA and a DMP?
Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…
Archive
1 Jul 2013
More and more buy-to-let landlords are struggling with debt
Nick Payne, Senior Insolvency Practitioner for Payplan, talks about the rise in buy-to-let investment and what to do if you are a landlord struggling with debt. “The number of buy-to-let landlords is significantly increasing. House prices are still relatively low,…