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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Client Stories 12 Aug 2015

Errol Barker – Client Case Study

Errol Barker (51) is an HGV lorry driver from Clacton-on-Sea.  He was earning a good wage while working in London but when his wife Angelina became ill with depression he had to give it up and take a job nearer…

Client Stories 5 Aug 2015

Client Case Study – Janice

Janice* (43) works in sales and found herself in debt after relying on credit cards to fund her lifestyle.  She previously worked in London, was earning a good wage but admits getting credit was “far too easy.”“I ended up with…

In other news 23 Jul 2015

Prepaid debit cards

Are prepaid debit cards a viable alternative to a ‘traditional’ basic bank account?If you’re in the process of sorting out a debt solution, you may need to think about switching bank accounts – this is especially important to consider if…

In other news 13 May 2015

How will the new Tory government affect your wallet?

 As David Cameron finalised his Cabinet reshuffle, the Chancellor, George Osborne, was preparing to push ahead with his austerity plans as outlined in his March budget.  However, the full effects of the proposed £12bn welfare cuts won’t be presented to…

Industry News 12 May 2015

Pensioners Struggle to make ends meet

Almost a million people in the UK will die in debt, many of them pensioners who struggle daily to make ends meet.  In today’s Daily Mirror reporter Tricia Phillips speaks to Jane Clack, our Money Advice Consultant, and PayPlan client David…

News and Stories 5 May 2015

General Public Believe Cameron Can’t Budget

Ahead of this week’s general election, we quizzed 12,000 people struggling with money on how they thought the party leaders would deal with living on a limited budget.See the results in our infographic What do you think?Share your comments below.

Money Saving Ideas 3 May 2015

Style Your Home Without Breaking The Bank

Each month we are doing a cost cutting feature on the blog. This month we look at how you could refurbish your home without breaking the bank.

Money Saving Ideas 20 Apr 2015

TOP TIPS FROM THE UK’S SMARTEST SHOPPER

In November 2014 Jennie Hammond, from Belfast, Northern Ireland, was crowned the UK’s Smartest Shopper by online voucher company Savoo.  As well as working full time she writes and maintains a money-saving blog and in her first blog, she talks…

Money Saving Ideas 2 Apr 2015

Easter entertainment – through the eyes of a child.

It’s the Easter holidays and if you’re already stuck for ideas on how to keep your children entertained without breaking the bank, then look no further.We asked groups of local schoolchildren to give us their best ideas on what they…

Client Stories 31 Mar 2015

Client Testimonial – George

Sixty-three year old *George got into financial difficulty when the recession hit.After a long career as a lorry driver spanning four decades, George decided to set up on his own business in 2003. He purchased a brand new van and…

In other news 23 Mar 2015

Worried about an interest rate rise?

Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as…

Money Saving Ideas 10 Dec 2014

SMART TIPS FOR A CHEAPER CHRISTMAS DINNER

 We’re racing towards yuletide and all the joy that Christmas brings. If your excitement and anticipation of the big day is a little clouded by thoughts of a hefty grocery bill, why not take a look at our thrifty guide…

Money Saving Ideas 8 Dec 2014

Winter warmers

Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the…

Client Stories 19 Nov 2014

This is my story – John Putland

 I only got into financial difficulties when my relationship broke down and I had to take on more credit to make ends meet.I wasn’t happy in my relationship and I just turned to my credit cards for comfort. I got…

Client Stories 19 Nov 2014

This is my story – Amy Rankin

Growing up, I’d always known that I wanted to be a hairdresser. I worked hard at college and was delighted to land a job as an apprentice for a local hairdresser.I was prepared for the hard graft and long hours…

Money Saving Ideas 14 Nov 2014

THE SECRETS TO SAVVY SHOPPING

We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to…

Money Saving Ideas 31 Oct 2014

Five simple ways your credit report can help you

Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all…