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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Client Stories 31 Mar 2015

Client Testimonial – George

Sixty-three year old *George got into financial difficulty when the recession hit.After a long career as a lorry driver spanning four decades, George decided to set up on his own business in 2003. He purchased a brand new van and…

In other news 23 Mar 2015

Worried about an interest rate rise?

Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as…

Money Saving Ideas 13 Mar 2015

Savvy saving

Saving is very important and it seems like everyone is talking about the best ways to do it.But if like the majority of us, you’ve barely got any money left after paying your bills and food, how can you afford…

Money Saving Ideas 10 Dec 2014

SMART TIPS FOR A CHEAPER CHRISTMAS DINNER

 We’re racing towards yuletide and all the joy that Christmas brings. If your excitement and anticipation of the big day is a little clouded by thoughts of a hefty grocery bill, why not take a look at our thrifty guide…

Money Saving Ideas 8 Dec 2014

Winter warmers

Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the…

Client Stories 19 Nov 2014

This is my story – Amy Rankin

Growing up, I’d always known that I wanted to be a hairdresser. I worked hard at college and was delighted to land a job as an apprentice for a local hairdresser.I was prepared for the hard graft and long hours…

Money Saving Ideas 14 Nov 2014

THE SECRETS TO SAVVY SHOPPING

We all like to think of ourselves as savvy shoppers, but how much do we really know about the art of retail psychology? If we know the techniques retailers are using to seduce us into spending, we’re less likely to…

Money Saving Ideas 31 Oct 2014

Five simple ways your credit report can help you

Five simple ways your credit report can help you.By Darren Beach from Experian Experts blogThe information held on your credit report summarises your credit history, and plays a major role in the decisions lenders make when you apply for all…

Money Saving Ideas 17 Oct 2014

Watching football? Watch your wallet too!

For 99% of football fans, supporting your side is a tragic existence. Expectation and hope being the real killer – ‘This is our year for the league…’ ‘We’ll definitely stay up with this squad…’ ‘A new striker and we’ll turn…

Money Saving Ideas 8 Sep 2014

Day In the life

 It’s only just gone eight in the morning but the day is already in full swing when I arrive at the document handling department for the next edition of our ‘day in the life’ series.With the exception of the archiving…

Money Saving Ideas 5 Sep 2014

Raising money savvy kids

From the moment they’re born, children learn at a rapid pace. From learning to walk and talk to making their own bed and developing good manners, they are forever picking up new skills. But when it comes to being financially…

Money Saving Ideas 29 Aug 2014

Goin’ to the chapel

Weddings, and all the traditions and celebrations that go along with them, are no longer just an expense for the bride and groom – they can also make a sizeable dent in the guest’s pockets too.What with the gift, travel, and finding…

Money Saving Ideas 22 Aug 2014

Clever cleaning

All of those bottles under the kitchen sink can cost households some serious money when you add them all up.Bleaches, window cleaners, stain removers, polishes, you name it – buying branded cleaning products can be a costly business, especially when…

Money Saving Ideas 18 Aug 2014

How to do a date night on a budget

With all the stresses and strains of modern life, it’s no surprise that many of us get a bit lax when it comes to spending time with partners. Whether you’re one of the organised couples who regularly go out, or…

Money Saving Ideas 15 Aug 2014

Our life in debt (part three)

In the final article in our living life in debt series, we catch up with John Putland who is enjoying a debt free life after completing his plan in January 2014 after eight years.John got into financial difficulties when his relationship broke…

Money Saving Ideas 13 Aug 2014

Our life in debt (Part two)

On Monday, we heard how Christine Nichol has just completed her first year in a debt management plan.Now we meet Katy Taylor as she describes what life is like 5 years into her plan with another 8 to go.Katy’s story Katy…

Money Saving Ideas 11 Aug 2014

Our life in debt

This week, we are focusing on three PayPlan clients who are each at different stages of their debt plans as they share the highs and lows, surprises and challenges they have faced while paying back their debt through a debt management plan (DMP) Christine’s…