Living in Debt
9 Oct 2018
Debt Facts
12 Sep 2018
How an IVA affects your credit
An Individual Voluntary Arrangement (IVA) is a legally binding agreement between an individual and their creditors. It allows you to pay back one monthly affordable repayment and the creditors often agree to write off a certain percentage of your debts.…
Client Stories
3 Sep 2018
Become debt free – 5 tips from a PayPlan client
Want some motivation this fine Monday morning? Nothing inspires us more than the story of a PayPlan client who successfully became debt free. Alongside our many success stories, these helpful tips and tricks from our previous client, Andy, could help you…
Living in Debt
16 May 2018
Mental Health Awareness Week
Mental Health Awareness Week takes place each year in May. We all understand that it is important to look after your mental health, but how do we do this? There are many physical warning signs that you may be struggling…
Living in Debt
4 May 2018
It’s Time to Break the Taboo of Debt
As a family, we first started talking about debt in 2013 when things got to the lowest point.We were skint – proper skint. It wasn’t about being able to afford a few pints at the pub, we didn’t have enough…
Living in Debt
19 Apr 2018
Our Debt Heroes Top Tips for coping with stress
April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments. It is important to understand stress, the causes and the triggers…
Living in Debt
16 Apr 2018
Stress Awareness Month – Time to reach out
Living in Debt
9 Apr 2018
Countdown to Payday
If you’re one of the estimated 10.4million* people in the UK that are living on the breadline before payday each month, you’ll know that this can be a more stressful time than any other. You’ll be counting the pennies to…
Living in Debt
14 Mar 2018
Protecting your finances if you get made redundant
Large-scale redundancies, like the ones we saw when Carillion collapsed, are never far from the headlines, though there are plenty more we don’t hear about. Whether you’ve lost a job in the past, or it’s the first time, it’s only…
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…
Living in Debt
20 Dec 2017
Kids Have to Deal with Debt too
Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…
Living in Debt
17 Dec 2017
How to know when your debt is too much
For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part…
Living in Debt
10 Oct 2017
What Financial Help Is Available If You Have Mental Health Problems?
You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…
Living in Debt
25 Sep 2017
Do men deal with debt?
Living in Debt
29 Jun 2017
How to tell your partner you’re in debt
Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…
Living in Debt
31 Mar 2017
I Hate to Admit That I Was Wrong
Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…
Living in Debt
12 Dec 2016
Our Christmas campaign revealed… #HappyNewYear
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…
Living in Debt
28 Nov 2016
Easier ways to manage your money
When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…
Living in Debt
21 Nov 2016
When should you seek expert help for your debts?
If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.
Living in Debt
24 Oct 2016
Am I still liable for my debts?
We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…