Default Notices

People often get very worried if they receive a default notice through the door. Today I want to go through what they are and what you need to do so hopefully you needn't worry in the future.

Bankruptcy: What does it mean?

For todays instalment I am going to be talking about bankruptcy. I want to continue on with the journey of making everyone savvy with all issues relating to debt and getting out of it. Bankruptcy is usually thought of as…

What Is A Debt Management Plan?

Good afternoon bloggers. Now you know who I am, I want to share with you what I do and all that I know. I want to start with the basics so today I will be sharing with you what a…

5 Ways To Save On Your Fuel Consumption

5 tips to cut the costs of your fuel bill With fuel prices set to increase, why not follow Payplan’s money saving tips to help reduce your petrol or diesel costs. 1. Find the cheapest petrol near you You can find the cheapest…

5 Ways to Cut Your Bills

The following bill cutting tips could help you save money on your monthly outgoings. Click here for further budgeting advice1. Cut your TV packageAsk yourself this question; do you really watch all the channels you subscribe to? If the answer…

Government ‘must act urgently’ to regulate debt management industry that will cost consumers £¼bn in 2010

£¼ billion bill to consumers in 2010New research published today says that consumers will be hit with a bill of over £¼ billion in 2010 in set up and management fees to ‘debt management plan’ (DMP) providers despite the existence…

Prioritise Your Costs and Debts in 2010

04 January 2010 Are you struggling to manage your bills at the beginning of what could be a tough year? If so, understanding, prioritising and managing your monthly costs and debts could give you a financial head-start in 2010.

5 Money Saving Tips to Help Your Cash Budget

Five Money Saving TipsMany of us have noticed the recent rise yet again in fuel prices at the pump, which, according to the AA, are now at their highest in 2009. Now is therefore a good a time as any…

‘Debt Sale Scams Beware’ Warns Office of Fair Trading

The Office of Fair Trading (OFT) is warning consumers not to be taken in by businesses claiming to help them become debt free by ‘buying’ or ‘selling on’ their debts. Consumer Liable Even If Debt Is ‘Sold’ Online advertising has…

Debt Counsellor Of The Year – Credit Today Awards 2009

Grantham, UK 19 May 2009 - Payplan's specialist money adviser Diane Watson, has been voted 'Debt Counsellor of the Year' award by Credit Today awards in London. The judges recognised her twelve years experience and debt counselling expertise - and…

The Homeowner Mortgage Support Scheme

Tuesday 21st April 2009 saw the launch of a new government backed initiative that is intended to provide greater assurance to homeowners that they will be able to remain in their homes

Help For Fuel Bills Demanded By UK Charities

Fuel Bill Help Urgently Needed Due to Gas/Electricity Bills Rise Government help for fuel bills has been demanded by consumer groups and charities following yet further announcements from two more leading energy providers explaining the increase in fuel prices for their…

Problems Opening A New Basic Bank Account?

Debt Question Of The WeekI have been trying to open a new cash card account at the bank but they keep telling me I can’t have a basic bank account and that I must apply for a current one. Do…

Beware IVA Debt Advice from TV Adverts

Unscrupulous IVA AdviceAs the ‘credit crunch’ begins to bite and traditional avenues to additional credit are closing off or becoming cost-prohibitive to many, unscrupulous up front fee charging IVA providers are circling to make sure they get their share of…

‘IVA Council’ was ‘foolish’

‘The IVA Council’ has admitted to Credit Today that they were ‘foolish’ to advise people to stop making payments to their IVAs. Jonathan Baker, The IVA Council’s (IVAC) auditor, said the IVAC sent out letters advising debtors not to make…

IVA Council makes false claims

If you have recently received a letter from ‘The IVA Council’, then make sure you read this. Recent press coverage of The IVA Council (IVAC) has exposed its false claims made in letters sent to people already in IVAs which…

When can bailiffs force entry?

Recently a person received a letter from court baliffs threatning to force entry into a property, regardless if the person was present or not. The bailiff had not previously gained entry into the property and no levy had been made…