On many occasions I have encountered people who say that bankruptcy is the "easy way out" of debt.
We've all seen the adverts on TV that claim they can get your debts written off. Some people receive phone calls, others get letters or text messages from companies that claim they can write off debts - anything from 90%…
Two of the most common debt solutions that our clients opt for are DMPs and IVAs. They are two very different options and many people have to choose between the two.
This winter it is thought that hundreds of thousands of families will struggle with their energy bills after seeing a huge hike in the cost of fuel over the course of the summer.
Time and time again I come across people in a particular plan, who are under the assumption that they are in a completely different plan. In my experience this is down to either miscommunication or misunderstanding.
It was recently suggested that a third of people over the age of 65 years head into retirement with debts of around £25,000 according to The Guardian.
It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…
There always seems to be a large amount of controversy surrounding Payday Loans. With high interest rates, quick repayment time and easy availability, Payday Loans can often be the downfall of many people in debt.
It is thought that some 68% of the UK population participate in some form of gambling activity over a one year period.
The aim of the survey was for us to gage what people’s perceptions of debt are. It is usually the case that people’s perceptions are a lot different to the reality, this survey turned out to show exactly that.
It started a few years ago. Our bank accounts were being maxed out and to pay our bills we had to use our credit cards.
It was recently suggested by the BBC that over the last four years prescriptions for anti-depressants have risen by over 40% due to people struggling with debt and with job worries fuelled by our current economic problems.
Your credit report can help decide whether you are given credit or not and holds all the information a creditor needs to make that decision.
If for whatever reason you have received a sum of money, no matter how small or large, you may be able to use that to pay your creditors in a Full & Final IVA. Today I am going to explain…
Whether the debts built up before you met your partner, or whether the debts occurred when together, hiding something from your partner can put immense strain on your relationship.
Can a bailiff force entry into my property?
I am already in debt; I might as well take out more credit.