Written by Payplan Ryan
A question that I often come across from people struggling to pay their debts is "how long can my creditors chase me?" The answer is until you have paid them what you owe. However, if communication between the debtor and the creditor breaks down and enough time elapses, then the…
Written by Matthew Brown
At PayPlan, we are committed to making sure we give our clients the best service and support to free themselves of their debt and help get their lives back on track. Historically we have done this, not just through our debt solutions, but with additional products and services (accessed through…
Written by Payplan Ryan
What is the difference between an IVA and a DMP? If you are facing debts and are unsure which is the best option to take, we’ve put together a rundown of the important differences between two of the most popular options of tackling unsecured debts; Individual Voluntary Arrangements (IVAs) and…
Written by PayPlan
“It is five years since the credit crunch and the UK economy is growing, so why are hundreds of thousands of people in the UK struggling with debt and who are these people? “In 2008 when the squeeze on credit was being applied, the first impact it had was on…
Written by PayPlan
Nick Payne, Senior Insolvency Practitioner for Payplan, talks about the rise in buy-to-let investment and what to do if you are a landlord struggling with debt. “The number of buy-to-let landlords is significantly increasing. House prices are still relatively low, there is high demand for rental property and some lenders…
Written by PayPlan
By Peter Munro In the second blog on Payplan’s success at the recent Institute of Money Advisers conference, Peter Munro, Head of Business Development for Creditors, talks about winning the Best Partnership Award. “Our new Mortgage Arrears Service won the Best Partnership Award at the Institute of Money Advisers…
Written by PayPlan
By Sarah Reeve Payplan has recently won two major awards at the Institute of Money Advisers (IMA) conference for new initiatives aimed at helping people deal with their debt. In the first of two blogs Sarah Reeve, Payplan’s Head of Business Development for the Voluntary and Corporate Sectors, talks about…
Written by PayPlan
Earlier this year we shared the story of Emma Sheardown, the para equestrian dressage rider from Grantham, who is also a member of our marketing team. Here Emma gives an update on her latest successes. I can’t believe where the year is going! It’s May already and I have all…
Written by PayPlan
Looking for a money savvy community to share and pick up real life ideas for living in these financially pressing times? With money saving websites becoming an everyday source of reference, advice, money counselling, money news and savings/deals, it is becoming apparent that more and more people are coming together…
Written by PayPlan
Michael tells us about his job as Helpline Adviser and why he is proud to work for Payplan: “Every weekday morning I wake up knowing I will be putting smiles on people’s faces. That’s because I work in Payplan’s Helpline department – set up especially for first time callers. My colleagues and…
Written by Payplan Ryan
If you are a Company Director you may be struggling with debt for a variety of reasons; perhaps a major customer has gone under owing you a lot of money or maybe customers are not buying as much as they used to due to the current economic climate. A recent…
Written by Payplan Ryan
An Individual Voluntary Arrangement is a legally binding agreement between you and your creditors. You both enter into an agreement where you agree to make payments into your IVA over a five year period, and at the end you will be discharged from your remaining unsecured debt. Part of the…
Written by PayPlan
My name is Emma Sheardown, I am 27 years old and from Grantham. I was born with Cerebral Palsy, which affects the balance and co-ordination of my limbs.
Written by PayPlan
This week Citizens Advice Bureau's across the country have been using Twitter to highlight the work that they do. Here are some examples of how they help people who are in debt.
Written by Payplan Ryan
The third Monday in January has been called ‘Blue Monday’ because it is claimed to be one of the most depressing days of the year due to a combination of post-Christmas blues, cold dark nights and the arrival of credit cards bills.
Written by PayPlan
Payplan’s Relationship Manager, Helen Clarke, has been working for the company for ten years this January, so we asked her to tell us about her role and what it entails: I am the Relationship Manager for Payplan covering the North East, North West, North Wales Scotland and more recently Northern…
Written by PayPlan
Payplan, one of the UK's largest providers of free debt solutions, has been awarded a contract to provide free debt advice in Northern Ireland as part of a consortium with Advice Northern Ireland (Advice NI).
Written by PayPlan
I liaise with many of the unions who work with Payplan as their preferred provider for debt solutions and money advice for their members. An excellent example is the work we do with Unison, through Unison Welfare - now known as 'There for You' - to provide the Unison Debtline…
Written by PayPlan
I work in the client support department dealing with Debt Management Plans (DMP). My role is to make sure our clients' income and expenditure details are up to date and sustainable and to look for any opportunities to save money for them.
Written by PayPlan
By Richard HealeyExactly one year ago I would wake up, don my tracksuit bottoms and trainers and spend most of my days shouting at people, who in return would pay me for this pleasure. I worked hard to make a living with the dream of moving to Spain and being…
