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Living in Debt 20 Dec 2017

Kids Have to Deal with Debt too

Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…

Competitions 19 Feb 2013

How to avoid the payday loan trap.

At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans.…

Living in Debt 26 Nov 2012

Why do creditors issue default notices?

Receiving a default notice through your letterbox from one of your creditors can be upsetting and stressful, especially if you do not know what it is, why they sent it and what you need to do.

Living in Debt 21 Sep 2012

Credit Rating Myths

Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.

Competitions 5 Sep 2012

Top five questions on… Bailiffs

Bailiffs can be one of the biggest worries if you are in debt. The potential threat from a creditor can leave you fearing what could happen if they send bailiffs round. The biggest problem many people have is that they…

Debt Facts 13 Jul 2012

How do I… apply for a Trust Deed?

For people living in Scotland they have other debt solutions available to them to help when they are in financial difficulty. A Trust Deed is one of these solutions and allows you to pay your creditors back at an affordable…

Money Management 11 Jul 2012

How do I… get out of debt and stay out of debt?

Getting into debt can be easy, one thing leads to another or something unexpected occurs and things spiral out of control. Before you know it, you are no longer able to afford all of your creditor commitments. Getting out of…

Living in Debt 4 Jul 2012

What should I do about my council tax arrears?

In recent years at Payplan we have seen a rise in the number of clients coming to us owing council tax arrears. This is often due to a number of factors, including a drop in income or an unforeseen increase…

Archive 4 Jun 2010

5 Ways to Cut Your Bills

Can you cut your bills? The following bill cutting tips could help you save money on your monthly outgoings. Click here for further budgeting advice 1. Cut your TV package Ask yourself this question; do you really watch all the…

Archive 4 Jan 2010

Prioritise Your Costs and Debts in 2010

04 January 2010 Are you struggling to manage your bills at the beginning of what could be a tough year? If so, understanding, prioritising and managing your monthly costs and debts could give you a financial head-start in 2010.

Archive 30 Jun 2009

‘Debt Sale Scams Beware’ Warns Office of Fair Trading

The Office of Fair Trading (OFT) is warning consumers not to be taken in by businesses claiming to help them become debt free by ‘buying’ or ‘selling on’ their debts. Consumer Liable Even If Debt Is ‘Sold’ Online advertising has…

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