Living in Debt
12 Feb 2021
Tackle the financial third wheel this Valentine’s Day
Valentine’s Day is approaching and although celebrations will be a little different this year, it’s an opportunity to reflect and be with the one you love. For some, there is a third wheel getting in the way of a healthy…
Industry News
10 Aug 2020
PayPlan and Experian discuss debt and credit score
Ryan Horton from PayPlan and John Webb from Experian answered the big questions concerning your credit score and debt in a Facebook Live event earlier this month.We’ve collated the questions covered, along with a few highlights from their answers…My income…
Industry News
26 Jun 2020
PRESS RELEASE: Three-quarters of people will struggle to pay off their debt after lockdown
Leading free debt advice company, PayPlan, conducted a survey to find out how people in debt have been affected during the Coronavirus outbreak. The FCA have extended payment holidays for mortgages and other debts, and although the majority of those…
Money Management
16 Jun 2020
How to tackle gambling in football today
After a long break due to coronavirus, competitive top-flight football in England is back on our screens. From Wednesday 17th June, there will be at least 8,280 minutes of Premier League football played across the remaining 92 games, and every…
Competitions
5 Dec 2019
Here’s Why Your Bank Balance May be About to Shrink
New rules from the Financial Conduct Authority (FCA) are shaking up the way bank balances are presented to account holders. Here’s why your bank balance is going to look a little bit different… What’s going on?The FCA – a financial regulatory…
Living in Debt
3 Dec 2019
5 Ways to Make Christmas More Affordable
Christmas might still be six weeks away but it is an expensive time of year - a time when a lot of people start to feel overwhelmed by the costs and turn to credit for help. This week's blog post…
News and Stories
28 Nov 2019
Is Christmas Unaffordable for the Average Household?
Recent research from PayPlan has found that over half of parents will rely on their credit cards to cover their essential living costs this Christmas.Christmas is a time for spending with loved ones, but this usually results in overspending and…
Debt Facts
25 Nov 2019
How Much Debt do I Need to File Bankruptcy?
What is bankruptcy?Bankruptcy is a debt solution suitable for people who cannot pay outstanding bills to their creditors on time. When an individual’s total debts are bigger than the value of their assets, they will be deemed insolvent and in a…
News and Stories
7 Nov 2019
PayPlan study reveals the cost of Christmas for families across the UK
Christmas can be one of the most expensive times of the year for families in the United Kingdom. A new study conducted by PayPlan has found that many parents will even need to rely on the support of relatives, finance…
Competitions
9 Oct 2019
Talking Money Matters on World Mental Health Day
World Mental Health Day takes place on 10th October 2019. Results from a recent PayPlan survey, along with advice from the Samaritans, highlight the importance of seeking money advice sooner to try and support mental health problems. What is World Mental…
Money Management
18 Jan 2019
Consolidating credit card debt – our top 5 tips
Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…
In other news
7 Jan 2019
What is Blue Monday?
Debt Facts
21 Aug 2018
Which Debt Should I Pay Off First?
When your lenders are constantly phoning you, and you have received several ‘final reminder’ letters, you might be losing sleep about which debt you should pay off first. All debts need to be paid eventually, unless you have an agreement…
Debt Facts
6 Jun 2018
What’s the difference between debt and credit?
There are times when you may feel like you can’t get away from credit card and loan advertisers, offering no end of tempting deals. But behind the slogans, it can be difficult to work out whether a product is right…
Money Management
23 Apr 2018
Our favourite cheap food items!
If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…
Living in Debt
19 Apr 2018
Our Debt Heroes Top Tips for coping with stress
April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments. It is important to understand stress, the causes and the triggers…
In other news
12 Jan 2018
Blue Monday – Looking after your mental health and beating the January blues
Blue Monday is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the…
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…