Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Competitions
14 Jul 2008
How To Get Help With Bankruptcy Fees
Archive
1 May 2008
Problems Opening A New Basic Bank Account?
Debt Question Of The WeekI have been trying to open a new cash card account at the bank but they keep telling me I can’t have a basic bank account and that I must apply for a current one. Do…
Archive
16 Jan 2008
Beware IVA Debt Advice from TV Adverts
Unscrupulous IVA AdviceAs the ‘credit crunch’ begins to bite and traditional avenues to additional credit are closing off or becoming cost-prohibitive to many, unscrupulous up front fee charging IVA providers are circling to make sure they get their share of…
Archive
6 Nov 2007
Award nomination for Payplan client
Payplan client, charity fundraiser and Multiple Sclerosis sufferer Karen Mascoll has recently been shortlisted for the ‘Croydon Charity Champion 2007’. This follows one of the proudest moments in her life when she completed the London Marathon in April to raise…
Archive
30 Oct 2007
‘IVA Council’ was ‘foolish’
‘The IVA Council’ has admitted to Credit Today that they were ‘foolish’ to advise people to stop making payments to their IVAs. Jonathan Baker, The IVA Council’s (IVAC) auditor, said the IVAC sent out letters advising debtors not to make…
Archive
30 Oct 2007
IVA Council makes false claims
If you have recently received a letter from ‘The IVA Council’, then make sure you read this. Recent press coverage of The IVA Council (IVAC) has exposed its false claims made in letters sent to people already in IVAs which…
Archive
21 Jun 2007
When can bailiffs force entry?
Archive
6 Jun 2007
How The Debt Collector Thinks
Or, how Simon Bell, tele-business trainer and associate of Windsor CME thinks according to Credit Today.According to Mr Bell, its not who an agent talks to when calling to collect debt, it’s more how they talk to you.Apparently the “Psychology…
Archive
6 Jun 2007
RBS To Add Credit Card Charges
The Royal Bank of Scotland have said that they will be adding £12 charges to credit cards if customers if they fail to inform RBS of a change of address! Customers have 30-60 days to inform RBS of a change…
Archive
19 Jul 2006
Northern Rock 5 Year Deal
Northern Rock has signed a 5 year credit reference deal with Experian to purchase consumer credit reference information to support its lending activity. Richard Barclay, director or credit at Northern Rock said It is crucial that we have access to…
Archive
7 Jun 2006
Debt Relief Orders
The Citizen Advice Bureau are calling for the government to introduce a new scheme called “Debt Relief Orders” – new insolvency plans put forward by ministers, due to the increase in people looking for debt advice. Debt Relief Orders will…
Archive
7 Apr 2006
Credit Card Charges
This invesitgation by the Office of Fair Trading has been going on for the past 2 years and they have finally said that charges on credit cards should no longer exceed £12, which is less than half the amount inccured…
Archive
22 Mar 2006
Financial Fitness – The New ‘F’ plan?
It’s March, and officially Spring, so with memories of Christmas and the ensuing January sales eclipsed by the first daffodils, have you recently had to deal with the shock arrival of bills and statements? How was it for you? Surprised?…
Archive
16 Mar 2006