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Northern Rock has signed a 5 year credit reference deal with Experian to purchase consumer credit reference information to support its lending activity. Richard Barclay, director or credit at Northern Rock said

It is crucial that we have access to the most up to date information available in order to make the right decisions for both new and existing customers The consumer credit reference information we receive from Experian meets this need and provides us with the ability to ensure accurate decisions are made
Experian will deliver the information to Northern Rock through its managed Link SM solution.