The Royal Bank of Scotland have said that they will be adding £12 charges to credit cards if customers if they fail to inform RBS of a change of address!

Customers have 30-60 days to inform RBS of a change of address or a charge will be applied for traceing costs.

As well as this affecting RBS customers, credit card holders of Natwest and Mint will also be affected.

The bank have also announced that cash advances, betting and gift vouchers will also incur higher interest rates.