Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Archive
10 Feb 2011
Bailiffs – who are they?
Archive
8 Feb 2011
Court Action – Charging Orders
A Charging Order is where an unsecured creditor secures the amount owing to them on your property. This is done through the courts, just like with a CCJ.
Archive
3 Feb 2011
Court Action – Attachment of Earnings
An Attachment of Earnings (or AOE) is where your creditor applies through the court to be paid directly from your wages in order to guarantee their money. If the AOE is granted then your employer will be notified and each…
Archive
27 Jan 2011
Court Action – County Court Judgments
A CCJ is where the creditor or claimant attempts to reclaim the money that is owed to them by going through the County Courts.
Archive
25 Jan 2011
Default Notices
People often get very worried if they receive a default notice through the door. Today I want to go through what they are and what you need to do so hopefully you needn't worry in the future.
Archive
18 Jan 2011
Bankruptcy: What does it mean?
For todays instalment I am going to be talking about bankruptcy. I want to continue on with the journey of making everyone savvy with all issues relating to debt and getting out of it. Bankruptcy is usually thought of as…
Archive
4 Jan 2011
What Is A Debt Management Plan?
Archive
23 Aug 2010
5 Ways To Save On Your Fuel Consumption
5 tips to cut the costs of your fuel bill With fuel prices set to increase, why not follow Payplan’s money saving tips to help reduce your petrol or diesel costs. 1. Find the cheapest petrol near you You can find the cheapest…
Archive
4 Jun 2010
5 Ways to Cut Your Bills
Can you cut your bills? The following bill cutting tips could help you save money on your monthly outgoings. Click here for further budgeting advice 1. Cut your TV package Ask yourself this question; do you really watch all the…
Archive
20 May 2010
Budgeting Loans from the Social Fund
Low-income? (Information on this page is taken from Direct.gov.uk) If you’re on a low income and need help with certain important costs, you may be able to get an interest-free Budgeting Loan from the Social Fund that you pay back.…
Archive
22 Apr 2010
Government ‘must act urgently’ to regulate debt management industry that will cost consumers £¼bn in 2010
£¼ billion bill to consumers in 2010 New research published today says that consumers will be hit with a bill of over £¼ billion in 2010 in set up and management fees to ‘debt management plan’ (DMP) providers despite the…
Archive
4 Jan 2010
Prioritise Your Costs and Debts in 2010
04 January 2010 Are you struggling to manage your bills at the beginning of what could be a tough year? If so, understanding, prioritising and managing your monthly costs and debts could give you a financial head-start in 2010.
Archive
5 Nov 2009
5 Money Saving Tips to Help Your Cash Budget
Five Money Saving Tips Many of us have noticed the recent rise yet again in fuel prices at the pump, which, according to the AA, are now at their highest in 2009. Now is therefore a good a time as…
Archive
30 Jun 2009
‘Debt Sale Scams Beware’ Warns Office of Fair Trading
Archive
22 May 2009
Debt Counsellor Of The Year – Credit Today Awards 2009
Grantham, UK 19 May 2009 - Payplan's specialist money adviser Diane Watson, has been voted 'Debt Counsellor of the Year' award by Credit Today awards in London. The judges recognised her twelve years experience and debt counselling expertise - and…
Archive
21 Apr 2009
The Homeowner Mortgage Support Scheme
Tuesday 21st April 2009 saw the launch of a new government backed initiative that is intended to provide greater assurance to homeowners that they will be able to remain in their homes
Archive
7 Nov 2008
Debt In 2009 & Latest Insolvency Figures
07 November 2008 - Payplan Media Release Payplan clients are £650 per month short of their financial commitments, and many put off getting debt help for far too long. Following today's Insolvency Figures, Payplan predicts 2009 will force many people…
Archive
29 Aug 2008
Help For Fuel Bills Demanded By UK Charities
Fuel Bill Help Urgently Needed Due to Gas/Electricity Bills Rise Government help for fuel bills has been demanded by consumer groups and charities following yet further announcements from two more leading energy providers explaining the increase in fuel prices for their…
Competitions
14 Jul 2008
How To Get Help With Bankruptcy Fees
Update: a new version of this blog is now available by clicking here I want to go bankrupt but I can’t afford the fees and so I’ll end up paying my debts for the rest of my life. How can…
Archive
1 May 2008
Problems Opening A New Basic Bank Account?
Debt Question Of The WeekI have been trying to open a new cash card account at the bank but they keep telling me I can’t have a basic bank account and that I must apply for a current one. Do…