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Here is the story of Dawn, she has now finished her DMP and is debt free! Congratulations.

Four years ago I had amassed debts amounting to £28,000 due to credit cards and loans. I was receiving phone calls and letters all the time demanding money that quite frankly I didn’t have. I came across Payplan through a forum board I went on – iVillage.co.uk – and decided to give you a call. I received a call from one of your workers and as soon as I started to talk to him I burst out crying, I felt so ashamed that I had let myself get in this position but he was brilliant and reassured me that I wasn’t alone – there were thousands out there in the same boat. He didn’t stand in judgement of me and did everything he could to keep reassuring me.After all the formalities had been gone through, it was decided I would take out a DMP, I then worked out a budget plan that I could afford and although some months I struggled I never missed a payment – and every time my personal situation changed my monthly payment increased meaning I was paying the debts off quicker. It was fantastic, the letters and phone calls stopped. And if I did receive any letters I just sent them to my account managers who dealt with them for me.I am now nearing the end of my DMP – I have 4 payments left (depending on interest/charges etc) and it feels so good. I am so proud of myself – I have paid it all off with no help from family or even my husband. They’re all so proud of me too.I am now not ashamed to admit I got into trouble and will recommend Payplan to anybody. It is the best thing I ever did and since Payplan took up my cause I can honestly say I started to sleep better at nights just knowing that the letters and phone calls had stopped.