Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
From all of us at Payplan we want to wish you all a very Merry Christmas and a Happy New Year.
On many occasions I have encountered people who say that bankruptcy is the "easy way out" of debt.
We've all seen the adverts on TV that claim they can get your debts written off. Some people receive phone calls, others get letters or text messages from companies that claim they can write off debts - anything from 90%…
Two of the most common debt solutions that our clients opt for are DMPs and IVAs. They are two very different options and many people have to choose between the two.
This winter it is thought that hundreds of thousands of families will struggle with their energy bills after seeing a huge hike in the cost of fuel over the course of the summer.
If you don't have any assets or a job that is easily affected then the chances are bankruptcy is an option for you. Many people choose to avoid bankruptcy as they have a home or other assets to protect, they…
Here is the story of Dawn, she has now finished her DMP and is debt free! Congratulations.
It was recently suggested that a third of people over the age of 65 years head into retirement with debts of around £25,000 according to The Guardian.
It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…
There always seems to be a large amount of controversy surrounding Payday Loans. With high interest rates, quick repayment time and easy availability, Payday Loans can often be the downfall of many people in debt.
People call us for several reasons: it may be that they realise they can no longer afford to manage their debt, they know their situation is about to change so they are planning ahead, or they simply decide that they…
The aim of the survey was for us to gage what people’s perceptions of debt are. It is usually the case that people’s perceptions are a lot different to the reality, this survey turned out to show exactly that.
It started a few years ago. Our bank accounts were being maxed out and to pay our bills we had to use our credit cards.
Buying a home and getting a mortgage is a huge financial commitment whether you are a first time buyer or whether this is your second or third home.
It was recently suggested by the BBC that over the last four years prescriptions for anti-depressants have risen by over 40% due to people struggling with debt and with job worries fuelled by our current economic problems.
Your credit report can help decide whether you are given credit or not and holds all the information a creditor needs to make that decision.
If you have a mortgage and you fall into arrears with your payments you risk losing your home and having it repossessed.