Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Archive
28 Oct 2011
Debt Write Off – Trick or Treat?
Archive
25 Oct 2011
DMP vs IVA
Two of the most common debt solutions that our clients opt for are DMPs and IVAs. They are two very different options and many people have to choose between the two.
Archive
18 Oct 2011
Top tips to cut down your energy bills.
This winter it is thought that hundreds of thousands of families will struggle with their energy bills after seeing a huge hike in the cost of fuel over the course of the summer.
Archive
11 Oct 2011
Am I in a DMP or an IVA?
Time and time again I come across people in a particular plan, who are under the assumption that they are in a completely different plan. In my experience this is down to either miscommunication or misunderstanding.
Competitions
20 Sep 2011
I can’t afford bankruptcy.
If you don't have any assets or a job that is easily affected then the chances are bankruptcy is an option for you. Many people choose to avoid bankruptcy as they have a home or other assets to protect, they…
Archive
19 Sep 2011
Dawn’s Story
Here is the story of Dawn, she has now finished her DMP and is debt free! Congratulations.
Archive
8 Sep 2011
Over 65 and still working!
Archive
6 Sep 2011
Too cool for school?
It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…
Archive
4 Aug 2011
Payday Loans – Good or Bad?
There always seems to be a large amount of controversy surrounding Payday Loans. With high interest rates, quick repayment time and easy availability, Payday Loans can often be the downfall of many people in debt.
Living in Debt
27 Jul 2011
Can I change my DMP company?
People call us for several reasons: it may be that they realise they can no longer afford to manage their debt, they know their situation is about to change so they are planning ahead, or they simply decide that they…
Archive
20 Jul 2011
Gambling & Debt
It is thought that some 68% of the UK population participate in some form of gambling activity over a one year period.
Archive
12 Jul 2011
Debt: Perception versus Reality
The aim of the survey was for us to gage what people’s perceptions of debt are. It is usually the case that people’s perceptions are a lot different to the reality, this survey turned out to show exactly that.
Archive
21 Jun 2011
A Clients Story: Kevin
It started a few years ago. Our bank accounts were being maxed out and to pay our bills we had to use our credit cards.
Archive
16 Jun 2011
Mortgages & Remortgages
Archive
17 May 2011
Dealing with depression and debt
It was recently suggested by the BBC that over the last four years prescriptions for anti-depressants have risen by over 40% due to people struggling with debt and with job worries fuelled by our current economic problems.
Archive
4 May 2011
Your Credit Report…
Your credit report can help decide whether you are given credit or not and holds all the information a creditor needs to make that decision.
Debt Facts
14 Apr 2011
Repossession
If you have a mortgage and you fall into arrears with your payments you risk losing your home and having it repossessed.
Archive
5 Apr 2011
What is a Full & Final IVA
If for whatever reason you have received a sum of money, no matter how small or large, you may be able to use that to pay your creditors in a Full & Final IVA. Today I am going to explain…
Archive
21 Mar 2011
Hiding Debts From Your Partner?
Whether the debts built up before you met your partner, or whether the debts occurred when together, hiding something from your partner can put immense strain on your relationship.