Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Living in Debt
12 Oct 2012
What do I do if I fall into arrears with my rent?
Living in Debt
1 Oct 2012
What to do if you fall into arrears with your… utility bills.
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings. According to statistics on IncomeMax 4.75million households in the UK are living in fuel poverty. With this many people in poverty,…
Living in Debt
21 Sep 2012
Credit Rating Myths
Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.
Industry News
21 Sep 2012
Why iPhone 5 Users May Be More Prone To Debt [Infographic]
After months of speculation, the iPhone 5 is finally being unleashed on the market. However, before you rush out in the hope of getting your hands on the coveted smartphone, you might want to check your bank balance first. After…
Money Saving Ideas
17 Sep 2012
Are we a nation of Shopaholics and “Comfort” spenders?
As a woman I am well aware of the dangers that "comfort" shopping can bring. A bad day at work, bad mood, row with the other half or general stress from life; anything can trigger that feeling of emptiness that…
Living in Debt
12 Sep 2012
Can I reclaim PPI whilst in a Debt Management Plan?
A question that regularly crops up from our clients is "can I reclaim mis-sold PPI?" The answer is quite simply, yes. Being in a DMP does not make the reclaiming process any more complicated, as opposed to those that are…
Competitions
5 Sep 2012
Top five questions on… Bailiffs
Debt Facts
30 Aug 2012
What to do if you are self-employed and struggling to make ends meet
If you're self-employed and struggling to pay all your bills, you're not alone. There are a record 4.2 million workers who are self-employed and many are finding it difficult to make ends meet.
Money Saving Ideas
22 Aug 2012
Back to school on a budget
It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…
Debt Facts
15 Aug 2012
The truth behind the top 20 debt myths
In the 21st Century it is easy to use the internet to get answers to important debt questions. However, it is also easy to come across incorrect information which can have dangerous consequences.
Archive
1 Aug 2012
The Cheapest Meal in the UK
In these tough financial times, we are looking for ways to cut back wherever possible we can. This isn't a new phenomenon, thought - Victorian domestic goddess, Isabelle Beeton, published a recipe for Britain's cheapest meal in her critically acclaimed…
Money Management
24 Jul 2012
The Payplan guide to reducing your outgoings.
Families are struggling with wage rises frozen, but the cost of living on the up, and many are turning to loans or credit as a way to deal with essential payments.
Debt Facts
13 Jul 2012
How do I… apply for a Trust Deed?
For people living in Scotland they have other debt solutions available to them to help when they are in financial difficulty. A Trust Deed is one of these solutions and allows you to pay your creditors back at an affordable…
Money Management
11 Jul 2012
How do I… get out of debt and stay out of debt?
Living in Debt
4 Jul 2012
What should I do about my council tax arrears?
In recent years at Payplan we have seen a rise in the number of clients coming to us owing council tax arrears. This is often due to a number of factors, including a drop in income or an unforeseen increase…
Archive
29 Jun 2012
A day in the life of… a Client Liaison Officer
I work in the client support department dealing with Debt Management Plans (DMP). My role is to make sure our clients' income and expenditure details are up to date and sustainable and to look for any opportunities to save money…
Living in Debt
27 Jun 2012
Can I go on holiday once in a Debt Management plan?
Being in debt and in a plan such as a Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA) can mean that many will have to change the way in which they spend and make cut backs.
Competitions
22 Jun 2012
What do I do if I received an Attachment of Earnings?
If you have been issued with a County Court Judgement (CCJ), you must maintain payments to the creditor until the debt has been cleared in full. However, if the payments stop, your creditor can apply to the court to have…
Money Saving Ideas
20 Jun 2012
The true cost of owning a pet
By Rebecca Sowter Croll When you first set eyes on that cute ball of fluff or multi-coloured reptile, long term cost may not be the first thing on your mind. It definitely was not the first thing I thought about…
Money Management
18 Jun 2012
How do I manage my student debts?
In 2011 universities got the go ahead to increase tuition fees to a maximum of £9,000 per academic year. This provoked widespread anger amongst many, especially as Nick Clegg and the Liberal Democrats promised to phase out tuition fees altogether.…