Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Competitions
15 Apr 2013
Some facts about bankruptcy
Money Saving Ideas
8 Apr 2013
The Payplan guide to getting married on a budget.
While your wedding day can be one of the best days of your life, the cost of getting married can easily spiral out of control, especially if you get caught up in the excitement and keep adding things to your…
Archive
19 Mar 2013
I’m a Company Director – what’s the best solution for me?
If you are a Company Director you may be struggling with debt for a variety of reasons; perhaps a major customer has gone under owing you a lot of money or maybe customers are not buying as much as they…
Competitions
19 Feb 2013
How to avoid the payday loan trap.
At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans.…
Money Saving Ideas
18 Feb 2013
Things to do this half term for FREE!
It only seems like last week that the kids were packed off back to school, but half term is just around the corner. Trying to think of fun things to do with them is difficult, especially when you are on…
Debt Facts
15 Feb 2013
What are the alternatives to a debt management plan?
A debt management plan, or a DMP, is only one solution available if you are struggling to maintain payments to your creditors. At Payplan we understand that a DMP may not be suitable for everyone and we therefore provide all…
Living in Debt
11 Feb 2013
Change in Circumstances with an IVA or DMP
Debt Facts
6 Feb 2013
Top five questions about bankruptcy.
Bankruptcy is a form of insolvency and it is often referred to as a ‘last resort’ because of the long term affect it can have. Looking for a suitable solution for your debts can be a daunting experience and many…
Living in Debt
29 Jan 2013
Have you been threatened with a County Court Judgment?
There is a big difference between being threatened with a County Court Judgment and actually receiving one. A lot of creditors use the threat of legal proceedings to get you to pay more towards your debt, especially if you are…
Debt Facts
28 Jan 2013
Top five questions about… Debt Management Plans.
A Debt Management Plan, or a DMP, is an informal agreement between you and your creditors. When looking for a suitable solution for your debts it can be a daunting experience and many people contacting us have lots of questions.…
Debt Facts
17 Jan 2013
Is my home at risk if I enter into a Debt Management Plan?
Ask Payplan a question… Is my home at risk if I enter into a Debt Management Plan? If you are a homeowner in debt ensuring your home is secure is one of the biggest priorities; it is because of this…
Living in Debt
14 Jan 2013
How do I deal with HMRC debts?
Every individual in the UK must pay Income Tax if their income exceeds a certain amount, however the way this is paid varies depending on their working status. If you are employed then you will pay yours directly through your…
Competitions
10 Jan 2013
Can I go bankrupt for free?
For those seeking help with their debts bankruptcy is often seen as the quick and easy solution. Some people also believe it is free. However, this is not the case. Let us explain…
Money Saving Ideas
9 Jan 2013
How to get rid of unwanted Christmas gifts
Money Saving Ideas
17 Dec 2012
3 quick and simple Christmas decoration ideas for you to try at home!
Why not get creative this year and try some homemade Christmas decoration ideas? These ideas are simple, cheap and fun to make with your family.
Money Management
10 Dec 2012
Ways to make the most of your Christmas pay.
Each year Christmas somehow manages to creep up and surprise you, even if you try and plan for it. This year there are reports in the news saying that some people will turn to payday loans in order to fund…
Living in Debt
26 Nov 2012
Why do creditors issue default notices?
Receiving a default notice through your letterbox from one of your creditors can be upsetting and stressful, especially if you do not know what it is, why they sent it and what you need to do.
Money Saving Ideas
21 Nov 2012
Top tips to cut your energy usage.
Every year we as a nation waste hundreds if not thousands of pounds in electricity, this may be due to a lack of knowledge of how to reduce electricity usage or laziness. Whatever the reason may be, with the cost…
Money Saving Ideas
7 Nov 2012
National Stress Awareness Day – How to combat debt stress.
Today marks National Stress Awareness Day and while, officially, the focus is on stress at work, at Payplan we feel that it should also include debt stress.
Archive
2 Nov 2012
Payplan wins new tender to provide debt advice in Northern Ireland
Payplan, one of the UK's largest providers of free debt solutions, has been awarded a contract to provide free debt advice in Northern Ireland as part of a consortium with Advice Northern Ireland (Advice NI).