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Money Management 12 Sep 2019

Be Mindful of your Money this Pension Awareness Day

What is Pension Awareness Day? Pension Awareness Day is an event that aims to promote the importance of saving for the future. Launched in 2014 by Pension Geeks, the initiative offers online and face-to-face advice for people to find out…

Money Management 16 Aug 2019

The Rising Cost of The Summer Holidays

The summer holidays should be one of the happiest times of the year for families. Children are set free from their school routine for six weeks, giving parents the chance the chance to enjoy some quality family time on days…

Money Management 12 Aug 2019

Covering Funeral Costs: Your Options

Covering funeral costs may be the last thing on your mind after the death of a loved one. Unfortunately it’s something most of us will have to face at some point in our lives. Many people struggle to cover these…

Money Management 5 Aug 2019

Is Your Money Covered by a Bank?

Indeed, we all want to make sure our money is safe in the bank. Luckily, there are various savings protection schemes in place which serve to make sure your cash is covered by a bank. Will these schemes affect me?…

Money Management 1 Jul 2019

How To Lower Credit Card Interest

Do you feel you were sucked in by an introductory interest rate? Have these rates risen to a point where you’re struggling to make the repayments?There are a number of things you can do to lower your interest rate and…

Money Management 25 Jun 2019

Tax credit overpayments

Receiving a letter from HMRC saying that you’ve received tax credit overpayments can be incredibly frustrating; not only because you won’t have been expecting it, but because you’ve now got to give back a chunk of money that HMRC gave…

Money Management 18 Jun 2019

A Guide to Buying Goods on Finance

A guide to buying goods on finance Unfortunately, we don’t always have the money we need to make the purchases we want. This is where finance agreements come in. Buying goods on finance can give you access to products you…

Money Management 18 Jun 2019

How to Cancel A Direct Debit

What is a Direct Debit?A Direct Debit is form of payment authorised by the Financial Conduct Authority (FCA).  It involves a set amount being transferred from one bank account to another on an agreed date.Direct Debits are typically used to…

Money Management 6 Jun 2019

How to Reduce Your Spending

There are many reasons why we might want to reduce our spending. Some of us might live on a tight budget, and need to cut down on spending for essential items without borrowing more money. Others might want to cut…

Money Management 23 May 2019

Five steps to helping self-employed clients with debt advice

With the number of self-employed individuals at record levels, Nick Payne, Insolvency Practitioner at free debt advice provider PayPlan Bespoke Solutions Limited, explains how self-employed clients need a tailored approach. The BBC has reported that the number of self-employed workers…

Living in Debt 10 May 2019

Budgeting with a Debt Management Plan

What is a DMP? A Debt Management Plan, or DMP for short, is an informal arrangement between you and your creditors. Although not a legally binding agreement, firms who set up Debt Management Plans need to be authorised and regulated…

Living in Debt 25 Mar 2019

How to Get Out of Debt and Spring Clean Your Finances

The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying…

Money Management 18 Jan 2019

Consolidating credit card debt – our top 5 tips

Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe…

In other news 11 Jan 2019

Big Energy Saving Week – how could you save money on bills?

What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as…

Money Management 23 Apr 2018

Our favourite cheap food items!

If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…

Money Management 10 Apr 2018

Our Debt Heroes Top Tips on Budgeting and Saving Money

Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties. We caught up with our Debt Heroes and asked them what top tips they follow…