Summer holidays on a budget
Whether you’re planning to take a trip or stay closer to home, the key to planning how to spend your summer holidays is to manage your budget and do some research on what’s affordable for your family.
Seven Ways to Shop Safely Online
Have you ever ordered your dream outfit online, but it arrives at your house looking completely different? Or, even worse – it never turned up at all? While we’ve probably all experienced an online shopping disappointment, did you know that…
Top financial tips for self-employed workers
The recent budget announcement was highly anticipated by millions up and down the country, including self-employed workers who found out that the Self-employed Income Support Scheme (SEISS) would remain in place and provide two further grants to help cover average…
Winter Financial Wellbeing
If this year has taught us anything, it’s to plan for the unexpected. At PayPlan, we’ve put together our top tips for looking after your financial wellbeing this Winter. Financial wellbeing isn’t just about what we spend, but it’s also…
How to tackle gambling in football today
After a long break due to coronavirus, competitive top-flight football in England is back on our screens. From Wednesday 17th June, there will be at least 8,280 minutes of Premier League football played across the remaining 92 games, and every…
Coronavirus and fraud
5 things to do if you’re in persistent debt
You might’ve heard the phrase ‘persistent debt’ in the news recently, and with good reason.In a move designed to help borrowers avoid paying large amounts of money in interest and charges, the Financial Conduct Authority (FCA) has recently warned lenders…
How to Save Money on Household Bills
This is a guest blog on how to save money on household bills from Compare The Market.Sometimes it can be difficult to avoid debt if your expenditures are greater than your income but making small changes to your lifestyle and…
How to Save Money This Christmas & Avoid the Debt Hangover in 2020
Christmas is a time when spending can easily get out of control. Even if you haven’t been extravagant, it takes a lot of planning and budgeting to avoid the January Christmas debt hangover. In January last year, around 7.9 million people…
How Do You Get a Car on Finance?
If you’re unable to fund buying a car outright, you may instead look to financing one instead. There are many different types of car finance, so it’s important to consider all your options before getting into an agreement you may…
How to protect yourself financially in a separation
It’s likely not going to be the first thing on your mind post-separation, but sorting out your financial situation quickly is essential after a breakup. If your separation didn’t happen under the best terms, acting quickly will give you the…
Redundancy Pay: What Are You Entitled To?
What is redundancy? Redundancy is defined as an employer terminating a job role. This is usually done either because the job is no longer needed, or the employer needs to trim down the workforce. Being made redundant is often overwhelming.…
Stag do’s don’t have to be dear
Be Mindful of your Money this Pension Awareness Day
What is Pension Awareness Day? Pension Awareness Day is an event that aims to promote the importance of saving for the future. Launched in 2014 by Pension Geeks, the initiative offers online and face-to-face advice for people to find out…
The Rising Cost of The Summer Holidays
The summer holidays should be one of the happiest times of the year for families. Children are set free from their school routine for six weeks, giving parents the chance the chance to enjoy some quality family time on days…
Covering Funeral Costs: Your Options
Covering funeral costs may be the last thing on your mind after the death of a loved one. Unfortunately it’s something most of us will have to face at some point in our lives. Many people struggle to cover these…
Is Your Money Covered by a Bank?
Indeed, we all want to make sure our money is safe in the bank. Luckily, there are various savings protection schemes in place which serve to make sure your cash is covered by a bank. Will these schemes affect me?…
How To Lower Credit Card Interest
Do you feel you were sucked in by an introductory interest rate? Have these rates risen to a point where you’re struggling to make the repayments? There are a number of things you can do to lower your interest rate…
Can an IVA take my inheritance?
What is an IVA? An Individual Voluntary Arrangement, or IVA for short, is a debt solution whereby you pay all of your unsecured creditors back in monthly payments usually over a period of 5 or 6 years. Once the agreement…