Category Archives: Money Management

  • Our Christmas campaign revealed… #HappyNewYear

    Written by Chelsea Potter

    PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s really worth it.

  • Easier ways to manage your money

    Written by Chelsea Potter

    When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of your spend.

  • An Unfortunate Week

    Written by Chelsea Potter

    We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope will raise awareness of debt issues and stress the importance…

  • What to do if you’re struggling with rent arrears

    Written by Chelsea Potter

    With rent prices rising it is not surprising people are falling behind with payments and finding themselves with arrears. Today’s blog post looks at what to do if you are struggling to pay your rent and how you can regain control of your finances if you miss a couple of…

  • Staying out of debt

    Written by Chelsea Potter

    It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of your debt plan and offers advice on how you can…

  • How to prepare for unexpected expenses

    Written by Chelsea Potter

    It’s a lot easier than we might realise to get into debt, a sudden unexpected event like a redundancy or illness can really throw life into disarray. Today’s blog post looks at unexpected events and how you can soften the blow should anything unexpected occur.

  • Creating a debt plan: What you need to know

    Written by Chelsea Potter

    The first step to getting your finances under control is to create a debt plan. Whether that's done on your own by looking at your budget or whether that's done with the help of a debt solution, today's post will look at how you can get started.

  • Managing your finances: A guide to budgeting

    Written by Chelsea Potter

    Working out a monthly or weekly budget means you have a much clearer idea of how much money is coming in and going out. This can be the difference between gradually falling further into debt and managing to make your repayments. Our budgeting guide will help you to manage your…

  • Helping your child with debt

    Written by Chelsea Potter

    Should you help your child with debt if they are struggling and if so, what support should you give them? Is financial assistance enough? Our latest blog post looks at how you can really help your child with their debt problems.

  • Gas, Electricity and Water: Staying Out of the Red

    Written by Chelsea Potter

    Today's post looks at how to handle high utility bills. Many people will often opt for monthly payment plans for their gas and electric bills but is this the most efficient way of budgeting or could you save more money using our tips.

  • Don’t ignore debt: How to manage your money?

    Written by Chelsea Potter

    Burying your head in the sand is common when it comes to debt but this is when problems worsen. Don't ignore debt, take a look at PayPlan's top tips on how you can manage your money and regain control of your finances.

  • PayPlan’s new debt tool: Diagnose Your Debt

    Written by Chelsea Potter

    PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how debt savvy you are.

  • Last Orders

    Written by Chelsea Potter

    Pubs and Breweries have been at the hub of British communities for centuries.But with rising costs, competition and dwindling numbers, the licensed drinks trade has had more than its fair share of tough times. For our guest blog this month, we spoke to The Licensed Trade Charity Support & Care…

  • Ways to make the most of your Christmas pay.

    Written by Payplan Ryan

    Each year Christmas somehow manages to creep up and surprise you, even if you try and plan for it. This year there are reports in the news saying that some people will turn to payday loans in order to fund the festive season. At Payplan we want to make sure…

  • How do I… get out of debt and stay out of debt?

    Written by Payplan Ryan

    Getting into debt can be easy, one thing leads to another or something unexpected occurs and things spiral out of control. Before you know it, you are no longer able to afford all of your creditor commitments. Getting out of debt, on the other hand, can seem impossible.

  • How do I manage my student debts?

    Written by Payplan Ryan

    In 2011 universities got the go ahead to increase tuition fees to a maximum of £9,000 per academic year. This provoked widespread anger amongst many, especially as Nick Clegg and the Liberal Democrats promised to phase out tuition fees altogether. Increasing tuition fees has had a huge knock on effect…

  • How do I… budget?

    Written by Payplan Ryan

    Whether in debt or not, we should all learn to budget. For some of us budgeting will come naturally, but for others it can be more difficult. Therefore we have put together a guide to show you how to prepare a budget