Written by PayPlan
The January blues have subsided and the sun is coming out. The temptation to loosen the belt and relax your spending habits is undeniable. Here at PayPlan we’ve put together a list of financial top tips for creating and staying on a budget this spring. We’ve also included solutions for…
Written by PayPlan
Feeling blue after getting into the red over the festive period? Fear not, there are lots of things you can do about problem credit card debt to get you back on the path to financial freedom in 2019.Assess your situationThe first step to tackling a credit card problem (or any…
Written by PayPlan
What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as support and guidance. Who organises Big Energy Saving Week?Several organisations head…
Written by PayPlan
Christmas is on the horizon and, understandably, many people will be out bargain hunting on Black Friday. Every year shoppers in the UK raid both the high street and the Internet to pick up cheap deals in the US-inspired shopping spree, with over £1.4bn spent online alone in 2017.* It’s hardly…
Written by PayPlan
If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well whilst keeping your costs down. Here at PayPlan, we’ve come…
Written by PayPlan
Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties. We caught up with our Debt Heroes and asked them what top tips they follow at home to help their money go further. Emma’s top…
Written by PayPlan
Credit card debt can quickly mount up and if you are finding it tough to repay what you owe, there are ways to tackle your credit card debt and free yourself from increasing interest costs.In some cases, if the debt on a credit card is high, this means the minimum…
Written by PayPlan
Most of us are so used to flashing the plastic at the till and online that we rarely give it a second thought. Of course, credit cards are useful for household budgeting, helping you to spread the cost of big-ticket items, build your credit score and tap into rewards like…
Written by PayPlan
Many of us dip into our overdraft before payday and sometimes – if the month has been a particularly busy one or if any unexpected payments have surfaced – this means what we do receive from our wages could quickly be eaten up to cover what we now owe.It can…
Written by PayPlan
It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and grey and those post-Christmas bills have been received. So we’ve…
Written by PayPlan
A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this: Can you pay your mortgage with a credit card?Yes, you can…
Written by PayPlan
No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge. When money is tight we might find ourselves having to make a decision about which bills we can afford to pay and which ones must wait. But…
Written by PayPlan
This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.
Written by SavvyDad
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why do so few of us actually have one?
Written by PayPlan
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial situation. Everyone has to start somewhere!
Written by Chelsea Potter
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s really worth it.
Written by Chelsea Potter
When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of your spend.
Written by Chelsea Potter
We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope will raise awareness of debt issues and stress the importance…
Written by Chelsea Potter
It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of your debt plan and offers advice on how you can…
Written by Chelsea Potter
For graduates straight out of university, it can be a difficult time financially. In today's post we look at why graduates are struggling and what they can do to find their feet.
