Understanding your payslip and the common deductions explained
When you look at your payslip, it’s easy to focus on just the amount that hits your bank account. Understanding the deductions on your payslip can help you budget more effectively, spot any errors and feel in control of your…
Buy now, pay later usage rises by nearly 4,000% between 2020 and 2025
Buy now, pay later (BNPL) is now a common payment option at online and in-store checkouts. It is often used for clothing, homeware and everyday spending, as well as larger purchases. Used carefully, it can help spread the cost of…
Back-to-school budgeting: how to get ahead of the costs
For many families, the summer holidays have only just begun or will be soon, but the next big expense is already on the horizon. From uniforms and stationery to transport and lunches, the cost of sending children back to school…
When the fun stops: What football fans should watch out for this World Cup
The World Cup is fast approaching, and for many people, it’s an exciting time, but this can also be a challenging time for someone affected by gambling. A Nationwide survey found that many people are expected to bet more in…
Myth busting: Common misunderstandings about debt
Debt can feel complicated enough without myths, assumptions or misinformation getting in the way. These myths can increase stress, cause confusion and even stop people from getting the help they need.This guide breaks down some of the most common debt…
What to know before you go self-employed
What’s the difference between priority and non-priority debts?
Not all debts carry the same consequences.Understanding the difference helps you decide which payments must be made first, protect essential services, and keep control of your budget.What are priority debts?Priority debts are the bills that carry the most serious consequences…
Stress Awareness Day: Understanding the impact of financial pressure
Stress is something we all experience but understanding what’s behind it – and knowing where to find support – can make a real difference.In support of Stress Awareness Day, which took place earlier this month, we wanted to take a…
How to write a budget that works
A budget isn’t just a spreadsheet – it’s your money plan.It helps you make the most of what you earn, stay in control of bills and feel more confident about where your money goes every month.This guide breaks budgeting into…
Why is my food shop still so expensive?
Food inflation within the UK has increased again, rising 4.9% year-on-year in July 2025, marking the highest rate since February 2024. Over the past five years, food prices have climbed by an average of 37%, with some household favourites seeing even sharper…
Starting university? Here’s what you need to know about managing your money
For many young people across the country, heading off to university is one of the biggest lifestyle changes they’ll face. New friends, new surroundings, new independence and often for the first time, new financial responsibilities.With student loans, maintenance costs and…
Back-to-school costs are adding up for parents
As summer winds down, thoughts turn from holidays and days out to school uniforms, stationery and lunchboxes. But for many parents, the excitement of a new school year also comes with the stress of paying for it.Research shows the minimum…
Budgeting for summer in 2025: What you need to know
What happens when you contact PayPlan – a step-by-step guide
If you’re thinking about getting support with your finances, but aren’t sure of the process, feel nervous or don’t know what to expect, you’re not alone.We understand that, for a lot of people, reaching out is often the hardest step,…
How can I improve my financial health in the New Year?
So many people use the New Year to kick start a health plan and look after their bodies, but the New Year can also be the perfect opportunity to review your financial health.The holiday season is expensive, with food, presents,…
Support with raising children
Raising children is one of the most rewarding experiences life can offer. However, it can be surrounded by a fair share of worries, particularly when it comes to your finances. From milk to nappies, childcare to clothing, the costs soon…
What happens to my debt if I lose my job?
Being made redundant or losing your job is always stressful and upsetting and can massively affect your mental health. If you also have debt to worry about, it’s an even more difficult situation to get through, and you’ll no doubt…
Will my partner’s debt affect my credit score?
If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…
£300 cost of living payments in November – what you need to know
Between 31st October and 19th November 2023, millions of low-income households will receive a £300 cost of living payment from the UK government to help with rising bills this winter.This is the second instalment of three payments, which will total…