Category Archives: In other news

  • Spotting the signs of problem gambling

    Written by PayPlan

    Every year we speak to hundreds of clients who are facing financial problems due to gambling. This isn’t a fiver here and there on an accumulator at weekends, or the occasional flutter on the roulette, though. Problem gambling, which is estimated to affect around 430,000* people in the UK, means…

  • MAKE SURE YOU GET CREDIT WHERE CREDIT’S DUE

    Written by PayPlan

    Here, Experian credit expert James Jones tells us about the importance of your credit score..A survey for this year’s Credit Awareness Week revealed that more than a quarter of Brits claim they know their current credit score, showing that a significant number of people are now taking the time to…

  • Blue Monday – The most depressing day of the year

    Written by PayPlan

    Blue Monday is fast approaching. For those of you that don’t know, this day is typically the third Monday in January and it is claimed to be the most depressing day of the year. This year, Blue Monday falls on 15 January and it is calculated based on a number…

  • Festive Opening Hours

    Written by PayPlan

    If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening times. Saturday 23rd December – 09:00-15:00 Sunday 24th December –…

  • How to Improve Your Credit Rating

    Written by Darren Beach

    If you’ve successfully paid off your debts or have recently completed a debt solution, such as an Individual Voluntary Arrangement or Debt Management Plan, then your credit rating (also referred to as a score) has perhaps taken a hit. This means you now need to work on improving it. The…

  • What Is Bad Debt?

    Written by PayPlan

    Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the full price up front – but mortgages are counted as…

  • What is the UK’s National Debt?

    Written by PayPlan

    Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday part of life – after all, your mortgage is effectively…

  • Current Vacancies – Pack Takers

    Written by PayPlan

     Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are actually able to afford.We are currently looking for Pack Takers;…

  • Perfect payments

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as two of the biggest challenges that the majority of self-employed…

  • Taxing times

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your tax returns.

  • Spot the scams

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can protect themselves against fraudsters and what they should do if…

  • Self-employment surge

    Written by Chelsea Potter

    There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about how to create a successful business.

  • Xmas past, Xmas presents…

    Written by Niall Davison

     Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was all hustle and bustle in the weeks leading up to…

  • When are we open over the festive season 2015-2016?

    Written by Niall Davison

     Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If you’re an existing PayPlan client (or already in the process…

  • The state of holiday spending

    Written by PayPlan

    The festive season is here. It’s time to enjoy quality time with friends and family, wrap up the year at work, party, and of course spend spend spend. For many of us, Christmas is the time of year where our usual frugal ways can go out the window. The pressure…

  • Prepaid debit cards

    Written by Anthony Hill

    Are prepaid debit cards a viable alternative to a ‘traditional’ basic bank account?If you’re in the process of sorting out a debt solution, you may need to think about switching bank accounts – this is especially important to consider if you’re in debt to the same bank or building society…

  • How will the new Tory government affect your wallet?

    Written by Payplan Ryan

     As David Cameron finalised his Cabinet reshuffle, the Chancellor, George Osborne, was preparing to push ahead with his austerity plans as outlined in his March budget.  However, the full effects of the proposed £12bn welfare cuts won’t be presented to parliament until the Queen’s Speech on 27 May so until…