Written by PayPlan
Here, Experian credit expert James Jones tells us about the importance of your credit score..A survey for this year’s Credit Awareness Week revealed that more than a quarter of Brits claim they know their current credit score, showing that a significant number of people are now taking the time to…
Written by PayPlan
Next Monday (15th) is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the cold damp nights and mornings that January brings with…
Written by PayPlan
Blue Monday is fast approaching. For those of you that don’t know, this day is typically the third Monday in January and it is claimed to be the most depressing day of the year. This year, Blue Monday falls on 15 January and it is calculated based on a number…
Written by PayPlan
If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening times. Saturday 23rd December – 09:00-15:00 Sunday 24th December –…
Written by PayPlan
With the weather starting to take a turn, many often find themselves thinking about how they’ll be able to afford the inevitable increase in fuel bills as winter approaches.
Written by Darren Beach
If you’ve successfully paid off your debts or have recently completed a debt solution, such as an Individual Voluntary Arrangement or Debt Management Plan, then your credit rating (also referred to as a score) has perhaps taken a hit. This means you now need to work on improving it. The…
Written by PayPlan
Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the full price up front – but mortgages are counted as…
Written by PayPlan
Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday part of life – after all, your mortgage is effectively…
Written by PayPlan
Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are actually able to afford.We are currently looking for Pack Takers;…
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as two of the biggest challenges that the majority of self-employed…
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your tax returns.
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can protect themselves against fraudsters and what they should do if…
Written by Chelsea Potter
There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about how to create a successful business.
Written by Chelsea Potter
In our latest debt research, we discovered 71.6% of single parents were struggling financially. As a result PayPlan have launched a campaign to raise awareness of child maintenance - you can find out more about this in this week's blog post.
Written by Niall Davison
Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was all hustle and bustle in the weeks leading up to…
Written by Niall Davison
Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If you’re an existing PayPlan client (or already in the process…
Written by PayPlan
The festive season is here. It’s time to enjoy quality time with friends and family, wrap up the year at work, party, and of course spend spend spend. For many of us, Christmas is the time of year where our usual frugal ways can go out the window. The pressure…
Written by Anthony Hill
Are prepaid debit cards a viable alternative to a ‘traditional’ basic bank account?If you’re in the process of sorting out a debt solution, you may need to think about switching bank accounts – this is especially important to consider if you’re in debt to the same bank or building society…
Written by Payplan Ryan
As David Cameron finalised his Cabinet reshuffle, the Chancellor, George Osborne, was preparing to push ahead with his austerity plans as outlined in his March budget. However, the full effects of the proposed £12bn welfare cuts won’t be presented to parliament until the Queen’s Speech on 27 May so until…
Written by Tracey Davies
Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as there’s still time. PayPlan’s Rachel Duffey joined Experian Expert Darren Beach…
