Written by Lizzie Marlow
Between 9-13 November, the Money and Pensions Service (MaPS), runs its national Talk Money Week annual campaign to encourage us to all open up about money. Having the confidence to speak out, or knowing who to turn to, can really help in a time of need.Talking about money can help…
Written by Lizzie Marlow
We’ve known for quite a while that this summer will be different. This, perhaps, quieter and closer to home summer does give us the chance to take stock of our current habits, such as how we spend our money and why. Financial health check-upYou may have heard of the term financial wellbeing…
Written by Lizzie Marlow
Earlier this month, Refuge announced that its helpline has received more than 40,000 calls and contacts since the start of lockdown. June saw a 77% increase in contacts to the National Domestic Abuse Helpline and an 800% increase in website visits.In response to COVID, Refuge launched a new ‘live chat’…
Written by Lizzie Marlow
The Coronavirus is causing changes to our daily lives. It’s hard to know how lockdown, school closures and changing working environments will affect our finances. One thing is for sure though, in all this uncertainty, our communities are really pulling together to offer free support and resources to support people.…
Written by Will Lyon
The Coronavirus outbreak has led to an increasing number of people coming to us for money advice. Many have had their income affected in some way, with some having lost theirs altogether. If you’ve been affected by either redundancy or a loss of income if you’re self-employed, Britain’s supermarkets have…
Written by Tom James
GamCare, the leading national provider of gambling support, has launched a new collaborative initiative to tackle financial harms caused by problem gambling. PayPlan will be working hard to play a key part in this initiative and help those struggling financially.This new collaboration includes a group of organisations that address gambling…
Written by PayPlan
Filing for divorce: What costs are involved? Separation is a stressful time for everyone involved, not least because of the financial pressure it brings. If divorce is the only way to go, you’ll need to account for any associated costs, and plan your finances around them accordingly. Do you have…
Written by PayPlan
Being made redundant can be a stressful experience, and if you’ve got bills to pay and a family to look after it can be particularly distressing. Whilst there are many reasons for being made redundant, unfortunately it might be the case that you, or someone you know, has been made…
Written by Will Lyon
What is a DMP? How effective are Debt Management Plans? A Debt Management Plan (DMP for short), is a way for you to pay back your unsecured personal debt. Usually set up and managed by a debt management company or a debt charity, they are authorised and regulated by the…
Written by PayPlan
What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as support and guidance.When is Big Energy Saving Week?The next BESW…
Written by PayPlan
Blue Monday is an annually-changing date in January that is widely recognised in the UK as being the most miserable day of the year. The day was devised in 2005 and is based on pseudoscientific factors – beliefs, not accurate measures. Where did Blue Monday come from? It was thought…
Written by PayPlan
No one likes a hangover, but at this time of year but you may find yourself waking up with a sore head on more than one occasion! Unfortunately, there’s no definite ’cure’ for a hangover. The good news is that there are plenty of ways to speed up the recovery…
Written by PayPlan
Every year we speak to hundreds of clients who are facing financial problems due to gambling. This isn’t a fiver here and there on an accumulator at weekends, or the occasional flutter on the roulette, though. Problem gambling, which is estimated to affect around 430,000* people in the UK, means…
Written by PayPlan
Here, Experian credit expert James Jones tells us about the importance of your credit score..A survey for this year’s Credit Awareness Week revealed that more than a quarter of Brits claim they know their current credit score, showing that a significant number of people are now taking the time to…
Written by PayPlan
Blue Monday is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the cold damp nights and mornings that January brings with it,…
Written by PayPlan
If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening times. Saturday 23rd December – 09:00-15:00 Sunday 24th December –…
Written by PayPlan
With the weather starting to take a turn, many often find themselves thinking about how they’ll be able to afford the inevitable increase in fuel bills as winter approaches.
Written by Darren Beach
If you’ve successfully paid off your debts or have recently completed a debt solution, such as an Individual Voluntary Arrangement or Debt Management Plan, then your credit rating (also referred to as a score) has perhaps taken a hit. This means you now need to work on improving it. The…
Written by PayPlan
Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the full price up front – but mortgages are counted as…
Written by PayPlan
Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday part of life – after all, your mortgage is effectively…
