Written by PayPlan
What is Big Energy Saving Week?Big Energy Saving Week (BESW) is a national partnership campaign aimed at helping people to understand their energy use and get cheaper energy bills. BESW offers helpful links to compare energy bills, as well as support and guidance. Who organises Big Energy Saving Week?Several organisations head…
Written by PayPlan
What is Blue Monday?Blue Monday is an annually-changing date in January that is widely recognised in the UK as being the most miserable day of the year. The day was devised in 2005 and is based on pseudoscientific factors – beliefs, not accurate measures. Where did Blue Monday come from?It was…
Written by PayPlan
No one likes a hangover, but at this time of year but you may find yourself waking up with a sore head on more than one occasion! Unfortunately, there’s no definite ’cure’ for a hangover. The good news is that there are plenty of ways to speed up the recovery…
Written by PayPlan
Every year we speak to hundreds of clients who are facing financial problems due to gambling. This isn’t a fiver here and there on an accumulator at weekends, or the occasional flutter on the roulette, though. Problem gambling, which is estimated to affect around 430,000* people in the UK, means…
Written by PayPlan
Here, Experian credit expert James Jones tells us about the importance of your credit score..A survey for this year’s Credit Awareness Week revealed that more than a quarter of Brits claim they know their current credit score, showing that a significant number of people are now taking the time to…
Written by PayPlan
Next Monday (15th) is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the cold damp nights and mornings that January brings with…
Written by PayPlan
Blue Monday is fast approaching. For those of you that don’t know, this day is typically the third Monday in January and it is claimed to be the most depressing day of the year. This year, Blue Monday falls on 15 January and it is calculated based on a number…
Written by PayPlan
If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening times. Saturday 23rd December – 09:00-15:00 Sunday 24th December –…
Written by PayPlan
With the weather starting to take a turn, many often find themselves thinking about how they’ll be able to afford the inevitable increase in fuel bills as winter approaches.
Written by Darren Beach
If you’ve successfully paid off your debts or have recently completed a debt solution, such as an Individual Voluntary Arrangement or Debt Management Plan, then your credit rating (also referred to as a score) has perhaps taken a hit. This means you now need to work on improving it. The…
Written by PayPlan
Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the full price up front – but mortgages are counted as…
Written by PayPlan
Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday part of life – after all, your mortgage is effectively…
Written by PayPlan
Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are actually able to afford.We are currently looking for Pack Takers;…
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as two of the biggest challenges that the majority of self-employed…
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your tax returns.
Written by Chelsea Potter
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can protect themselves against fraudsters and what they should do if…
Written by Chelsea Potter
There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about how to create a successful business.
Written by Chelsea Potter
In our latest debt research, we discovered 71.6% of single parents were struggling financially. As a result PayPlan have launched a campaign to raise awareness of child maintenance - you can find out more about this in this week's blog post.
Written by Niall Davison
Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was all hustle and bustle in the weeks leading up to…
Written by Niall Davison
Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If you’re an existing PayPlan client (or already in the process…
