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In other news 15 Sep 2017

How to Improve Your Credit Rating

If you’ve successfully paid off your debts or have recently completed a debt solution, such as an Individual Voluntary Arrangement or Debt Management Plan, then your credit rating (also referred to as a score) has perhaps taken a hit. This…

In other news 15 Sep 2017

What Is Bad Debt?

Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…

In other news 15 Sep 2017

What is the UK’s National Debt?

Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday…

In other news 3 Jul 2017

Current Vacancies – Pack Takers

 Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…

In other news 2 Nov 2016

Perfect payments

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…

In other news 5 Oct 2016

Spot the scams

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can…

In other news 22 Sep 2016

Self-employment surge

There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about…

In other news 15 Dec 2015

Xmas past, Xmas presents…

 Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was…

In other news 15 Dec 2015

The state of holiday spending

The festive season is here. It’s time to enjoy quality time with friends and family, wrap up the year at work, party, and of course spend spend spend. For many of us, Christmas is the time of year where our…

In other news 13 May 2015

How will the new Tory government affect your wallet?

 As David Cameron finalised his Cabinet reshuffle, the Chancellor, George Osborne, was preparing to push ahead with his austerity plans as outlined in his March budget.  However, the full effects of the proposed £12bn welfare cuts won’t be presented to…

In other news 23 Mar 2015

Worried about an interest rate rise?

Worried about how a rise in interest rates could affect you? No one knows exactly when it’s going to happen but take a minute to ask yourself whether you are prepared for when they eventually do? If not, don’t worry as…

In other news 1 Jun 2012

What is a Logbook Loan?

Log book loans are a growing trend, with the number of people taking them out increasing by 40% between 2006 and 2009**. With more of these types of loans appearing it is important to understand exactly what they are. Log…

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