Category Archives: Competitions

Details of the competitions that we have. – Note: please check date of entry and T&C’s

  • How to Save Money This Christmas & Avoid the Debt Hangover in 2020

    Written by Tom James

    Christmas is a time when spending can easily get out of control. Even if you haven’t been extravagant, it takes a lot of planning and budgeting to avoid the January Christmas debt hangover. In January last year, around 7.9 million people said they were likely to fall behind with their finances…

  • Types of credit and debt

    Here’s Why Your Bank Balance May be About to Shrink

    Written by Tom James

    New rules from the Financial Conduct Authority (FCA) are shaking up the way bank balances are presented to account holders. Here’s why your bank balance is going to look a little bit different… What’s going on?The FCA – a financial regulatory body in the UK – has brought in new rules…

  • Tackle financial harms

    PayPlan Joins Collaboration to Tackle Financial Harms

    Written by Tom James

    GamCare, the leading national provider of gambling support, has launched a new collaborative initiative to tackle financial harms caused by problem gambling. PayPlan will be working hard to play a key part in this initiative and help those struggling financially.This new collaboration includes a group of organisations that address gambling…

  • Financial goals

    Talking Money Matters on World Mental Health Day

    Written by Tom James

    World Mental Health Day takes place on 10th October 2019. Results from a recent PayPlan survey, along with advice from the Samaritans, highlight the importance of seeking money advice sooner to try and support mental health problems. What is World Mental Health Day?Campaigned for by the Mental Health Foundation and recognised…

  • PayPlan nominated for SHOMO award

    Written by PayPlan

    We’re proud to announce that we’ve recently been nominated for the Best Brand, Charity or Money Blog Award at the 2019 UK Money Bloggers’ annual awards ceremony, the SHOMO awards. Sponsored by QuidCo, the awards are a chance for some of the industry’s most prominent bloggers and writers to gain…

  • Home Repossessions And Possessions

    Written by PayPlan

    As a homeowner or tenant, it’s natural to be worried about what would happen if you fall behind on your mortgage or rent. Unemployment, illness or a sudden drop in income can soon make monthly payments unmanageable, especially if you don’t have savings and/or you’re living with a lot of…

  • Some facts about bankruptcy

    Written by Payplan Ryan

    Bankruptcy is not an easy subject to discuss and that can make it difficult to understand. At Payplan we are often asked about bankruptcy and, although we do not specifically deal with it on behalf of our clients, we want to highlight what it entails.Some of the key questions we…

  • How to avoid the payday loan trap.

    Written by Payplan Ryan

    At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans. However, some people are then getting trapped in the cycle…

  • Can I go bankrupt for free?

    Written by Payplan Ryan

    For those seeking help with their debts bankruptcy is often seen as the quick and easy solution. Some people also believe it is free. However, this is not the case. Let us explain…

  • Top five questions on… Bailiffs

    Written by Payplan Ryan

    Bailiffs can be one of the biggest worries if you are in debt. The potential threat from a creditor can leave you fearing what could happen if they send bailiffs round. The biggest problem many people have is that they do not understand bailiffs, so it is fear of the…

  • What do I do if I received an Attachment of Earnings?

    Written by Payplan Ryan

    If you have been issued with a County Court Judgement (CCJ), you must maintain payments to the creditor until the debt has been cleared in full. However, if the payments stop, your creditor can apply to the court to have them taken directly from your wages. This is called an…

  • I can’t afford bankruptcy.

    Written by Payplan Ryan

    If you don't have any assets or a job that is easily affected then the chances are bankruptcy is an option for you. Many people choose to avoid bankruptcy as they have a home or other assets to protect, they have a job that would be at risk or they…

  • How To Get Help With Bankruptcy Fees

    Written by Payplan Ryan

    Update: a new version of this blog is now available by clicking here I want to go bankrupt but I can’t afford the fees and so I’ll end up paying my debts for the rest of my life. How can I get help with bankruptcy fees? It may seem a…