Written by Tom James
World Mental Health Day takes place on 10th October 2019. Results from a recent PayPlan survey, along with advice from the Samaritans, highlight the importance of seeking money advice sooner to try and support mental health problems. What is World Mental Health Day?Campaigned for by the Mental Health Foundation and recognised…
Written by PayPlan
We’re proud to announce that we’ve recently been nominated for the Best Brand, Charity or Money Blog Award at the 2019 UK Money Bloggers’ annual awards ceremony, the SHOMO awards. Sponsored by QuidCo, the awards are a chance for some of the industry’s most prominent bloggers and writers to gain…
Written by PayPlan
As a homeowner or tenant, it’s natural to be worried about what would happen if you fall behind on your mortgage or rent. Unemployment, illness or a sudden drop in income can soon make monthly payments unmanageable, especially if you don’t have savings and/or you’re living with a lot of…
Written by Payplan Ryan
Bankruptcy is not an easy subject to discuss and that can make it difficult to understand. At Payplan we are often asked about bankruptcy and, although we do not specifically deal with it on behalf of our clients, we want to highlight what it entails.Some of the key questions we…
Written by Payplan Ryan
At Payplan we are seeing more people who have multiple payday loans calling us as they find themselves in the payday loan trap. People are finding it difficult to manage their finances and find themselves using a short term loans. However, some people are then getting trapped in the cycle…
Written by Payplan Ryan
For those seeking help with their debts bankruptcy is often seen as the quick and easy solution. Some people also believe it is free. However, this is not the case. Let us explain…
Written by Payplan Ryan
Bailiffs can be one of the biggest worries if you are in debt. The potential threat from a creditor can leave you fearing what could happen if they send bailiffs round. The biggest problem many people have is that they do not understand bailiffs, so it is fear of the…
Written by Payplan Ryan
If you have been issued with a County Court Judgement (CCJ), you must maintain payments to the creditor until the debt has been cleared in full. However, if the payments stop, your creditor can apply to the court to have them taken directly from your wages. This is called an…
Written by Payplan Ryan
If you don't have any assets or a job that is easily affected then the chances are bankruptcy is an option for you. Many people choose to avoid bankruptcy as they have a home or other assets to protect, they have a job that would be at risk or they…
Written by Payplan Ryan
Update: a new version of this blog is now available by clicking here I want to go bankrupt but I can’t afford the fees and so I’ll end up paying my debts for the rest of my life. How can I get help with bankruptcy fees? It may seem a…
