The end of the two-child limit: what it means for your Universal Credit
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The two-child limit ended on 6 April 2026, meaning there could be some changes to any benefits you’re entitled to.
What’s changed with the two-child limit? [1]
The change that has occurred in the removal of the two-child limit means that Universal Credit will now pay extra amounts for every child you have.
These changes apply to England, Scotland, Wales and Northern Ireland. This means that no matter where you live, you will experience an increase in income for your children if you live in the UK. Providing, on average, families on average with an extra £450 per month. Removing this cap can lift 450,000 children out of poverty, according to the Secretary of State for Work and Pensions[2].
What can I expect to receive? [3]
If you have a child, you’ll receive £339 per month for your first child if they were born before 6 April 2017. If your child was born after, you can claim £292.81 per month. Following the removal of the two-child limit for your second child and every child after this, you’re able to claim £292.81 per month.
You can expect to receive these benefits for your child until they are 16 or 19, if they are in full-time education or training, and if they live with you. Once your child is 16/19, or no longer lives with you full-time, the benefit you receive for them will end.
How do I find what I’m entitled to?
While in most cases, if you’re receiving Universal Credit, your income should increase automatically following the 6 April 2026. If you’re concerned about receiving everything you’re entitled to, support is available.
- Contact us at PayPlan: Our advisors can chat through your entitlement following these changes, and how that increase in income can be used to support you.
- BudgetSmart: Our tool to support you in finding all the benefits that you’re entitled to, not only the increase to the Two Child Benefits, but also any other benefits that you could also be entitled to.
We’re here to help
If you’re concerned about finding out what your entitlements are following the end of the two-child limit, or if you’re concerned about what you’ll be able to do with this extra income, our advisors are here to support you. Get free, confidential advice online or call 0800 316 1833 to speak to one of our experts.
[1] Benefits for families with more than 2 children before 6 April 2026 – GOV.UK
[2] Two-child limit scrapped as historic Bill to lift 450,000 children out of poverty becomes law – GOV.UK