The Two-Child limit Universal Credit Child Element has ended
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The two‑child limit on the Universal Credit child element has ended from 6 April 2026. If you receive Universal Credit, you may be concerned about what that change means for you. Here, we’ll discuss some of the changes and how they can change what you’re entitled to.
What has changed?[1]
The removal of the Two-child limit for Universal Credit means that Universal Credit will now pay extra amounts for every child you have, regardless of how many children you have.
While most families will see their Universal Credit increase automatically, some households may not see the full increase straight away due to the benefit cap. In some managed‑migration cases, increases may be temporarily offset by transitional protection.
If you’re unsure, it is important to check your entitlement.
What can I expect to receive?[2]
From 6 April 2026, Universal Credit includes a child element for every eligible dependent child, as the two‑child limit has been removed (subject to the benefit cap).
For the 2026/27 tax year, the monthly child element is:
- £333.33 for a first child born before 6 April 2017.
- £287.92 for any other eligible child.
You can receive this payment until 31 August after your child turns 16, and up to 31 August after they turn 19 if they remain in full‑time non‑advanced education or approved training and live with you.
What support is out there?
While in most cases, if you are receiving Universal Credit, your income should increase automatically following the 6 April 2026. If you’re concerned about ensuring you’re receiving everything you’re entitled to, support is available to you.
- Use our Benefit Calculator: Our benefits calculator helps you to maximise your income and make sure you’re receiving the benefits you’re entitled to.
- BudgetSmart: Our free online tool offers hundreds of easy actions you can take to improve your monthly budget and get you back on the path to financial confidence.
We’re here to help
If you’re concerned about finding out what your entitlements are following the end of the two-child Universal Credit child element, or if you’re concerned about what you’ll be able to do with this increase in income. Our advisors are here to support you in finding out what you’re entitled to and how these benefits can support you.
Get debt help online or call us on 0800 316 1833 for a confidential conversation. PayPlan’s advice is free, but some solutions may involve fees.
[1] Benefits for families with more than 2 children before 6 April 2026 – GOV.UK