Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Industry News
28 May 2026
OFGEM Energy Price Cap update: what the changes might mean for you
Industry News
18 May 2026
The King’s Speech – What’s been announced?
On 13 May, the King delivered his annual speech to Parliament, which has two main roles: opening a new parliamentary session and setting out the government’s legislative priorities for the months ahead.In the speech, the government set out its approach…
Money Saving Ideas
13 May 2026
Saving money on your essential costs
Making sure you can cover all the essential costs of your home can be tough, but it’s important to remember that support is always available to you if you find yourself unable to make ends meet. Here, we’ll discuss some…
Industry News
7 May 2026
What to expect if PayPlan refers you to Bipolar UK
Financial difficulties and mental health challenges are often deeply connected. That’s why, when we support someone living with bipolar, we want to make sure they also know about the wider help available to them.The following guide has been written by…
Policy
1 May 2026
Economic Abuse and building financial resilience through raising awareness
We understand that debt advice isn’t a tick-box exercise – it’s a journey based on clients’ needs and wants, incorporating safe pathways to advice for Domestic and Economic Abuse as appropriate.But what is Economic Abuse, and how has the prevalence…
Policy
24 Apr 2026
Gambling harm and debt advice: Challenging stigma and ending the silence
A landmark year for sport and its wider impact2026 is going to be a huge year for sport and hosts a world sporting event calendar that will appeal to fans of each genre – the Six Nations, the Winter Olympics,…
News and Stories
14 Apr 2026
The Two-Child limit Universal Credit Child Element has ended
News and Stories
25 Feb 2026
Ofgem Lowers Energy Price Cap
Every three months, Ofgem reviews the energy price cap. The cap limits the maximum amount suppliers can charge per unit of gas and electricity, as well as the daily standing charge.From 1 April, the price cap will fall by 7%,…
Living in Debt
25 Feb 2026
Support when you’re juggling family life
Balancing family life and finances isn’t always easy. If money worries are adding pressure at home, it’s important to know what support is available. Getting the right help can ease financial worry and give you more space to focus on…
Living in Debt
5 Feb 2026
Supporting parents’ mental and financial wellbeing
Following Parents’ Mental Health Day at the end of January, it’s a timely reminder that while becoming a parent can be one of the most rewarding experiences in life, it can also bring significant pressure, worry and emotional strain.For many…
Money Saving Ideas
22 Jan 2026
How can I stay warm this winter without high heating bills?
With the rising cost of energy, many households are finding it increasingly difficult to afford their heating. If you’re worried about keeping warm without increasing your energy bills, you’re not alone. This guide explains what help is available and shares…
Industry News
19 Jan 2026
Blue Monday: Support when things feel harder
Blue Monday is often marked on the third Monday of January, which this year falls on 19 January.For many people, this time of year can feel particularly tough – shorter days, colder weather and added financial pressure after Christmas can…
Debt Facts
15 Jan 2026
Rising Use of Bailiffs for Council Tax Debt
The use of bailiffs to recover unpaid council tax has increased significantly in recent years. Bailiff action can be stressful and confusing, and many people struggle to find clear, accessible support. This rise has prompted questions about why enforcement has…
Debt Facts
14 Jan 2026
Myth busting: Common misunderstandings about debt
Money Management
19 Dec 2025
What to know before you go self-employed
Becoming self-employed is a dream for many – the freedom to build something of your own, set your own hours and follow your passion.But before you take the leap, it’s important to understand what type of self-employment is right for…
Money Management
2 Dec 2025
What’s the difference between priority and non-priority debts?
Not all debts carry the same consequences.Understanding the difference helps you decide which payments must be made first, protect essential services, and keep control of your budget.What are priority debts?Priority debts are the bills that carry the most serious consequences…
Industry News
26 Nov 2025
Budget 2025: Here’s what you need to know
The government has shared some new changes in the Budget today. This simple guide explains what they mean so you can plan ahead.Wages, benefits, savings and pensionsWages are going up. From April, the legal minimum wage for over-21s to rise…
Money Management
7 Nov 2025
Stress Awareness Day: Understanding the impact of financial pressure
Stress is something we all experience but understanding what’s behind it – and knowing where to find support – can make a real difference.In support of Stress Awareness Day, which took place earlier this month, we wanted to take a…
Money Management
6 Nov 2025
How to write a budget that works
A budget isn’t just a spreadsheet – it’s your money plan.It helps you make the most of what you earn, stay in control of bills and feel more confident about where your money goes every month.This guide breaks budgeting into…
News and Stories
3 Nov 2025
PayPlan named Debt Advice Provider of the Year
We’re incredibly proud to share that PayPlan has been named Debt Advice Provider of the Year at this year’s Credit Strategy Collections & Vulnerability Awards.The awards recognise organisations that go above and beyond to support people in financial difficulty –…