Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
News and Stories
12 Jun 2026
Summer holidays can be expensive: Here’s how to save
Policy
3 Jun 2026
Domestic Homicide Reviews and the role of financial organisations
In August 2025, PayPlan received our first Domestic Homicide Review (DHR) request relating to a client we were informed had passed away. While we were aware of DHRs as a concept, we had not anticipated the likelihood of a debt advice organisation being…
Money Management
1 Jun 2026
When the fun stops: What football fans should watch out for this World Cup
The World Cup is fast approaching, and for many people, it’s an exciting time, but this can also be a challenging time for someone affected by gambling. A Nationwide survey found that many people are expected to bet more in…
Industry News
28 May 2026
OFGEM Energy Price Cap update: what the changes might mean for you
OFGEM has today announced a 13% increase in the energy price cap, raising it from £1,641 to £1,862, and increasing average energy bills by an extra £18 a month from 1 July 2026.Wholesale prices increased sharply in February and March…
Industry News
18 May 2026
The King’s Speech – What’s been announced?
On 13 May, the King delivered his annual speech to Parliament, which has two main roles: opening a new parliamentary session and setting out the government’s legislative priorities for the months ahead.In the speech, the government set out its approach…
Money Saving Ideas
13 May 2026
Saving money on your essential costs
Making sure you can cover all the essential costs of your home can be tough, but it’s important to remember that support is always available to you if you find yourself unable to make ends meet. Here, we’ll discuss some…
Industry News
7 May 2026
What to expect if PayPlan refers you to Bipolar UK
Policy
1 May 2026
Economic Abuse and building financial resilience through raising awareness
We understand that debt advice isn’t a tick-box exercise – it’s a journey based on clients’ needs and wants, incorporating safe pathways to advice for Domestic and Economic Abuse as appropriate.But what is Economic Abuse, and how has the prevalence…
Policy
24 Apr 2026
Gambling harm and debt advice: Challenging stigma and ending the silence
A landmark year for sport and its wider impact2026 is going to be a huge year for sport and hosts a world sporting event calendar that will appeal to fans of each genre – the Six Nations, the Winter Olympics,…
News and Stories
14 Apr 2026
The Two-Child limit Universal Credit Child Element has ended
The two‑child limit on the Universal Credit child element has ended from 6 April 2026. If you receive Universal Credit, you may be concerned about what that change means for you. Here, we’ll discuss some of the changes and how…
News and Stories
25 Feb 2026
Ofgem Lowers Energy Price Cap
Every three months, Ofgem reviews the energy price cap. The cap limits the maximum amount suppliers can charge per unit of gas and electricity, as well as the daily standing charge.From 1 April, the price cap will fall by 7%,…
Living in Debt
25 Feb 2026
Support when you’re juggling family life
Balancing family life and finances isn’t always easy. If money worries are adding pressure at home, it’s important to know what support is available. Getting the right help can ease financial worry and give you more space to focus on…
Living in Debt
5 Feb 2026
Supporting parents’ mental and financial wellbeing
Following Parents’ Mental Health Day at the end of January, it’s a timely reminder that while becoming a parent can be one of the most rewarding experiences in life, it can also bring significant pressure, worry and emotional strain.For many…
Money Saving Ideas
22 Jan 2026
How can I stay warm this winter without high heating bills?
Industry News
19 Jan 2026
Blue Monday: Support when things feel harder
Blue Monday is often marked on the third Monday of January, which this year falls on 19 January.For many people, this time of year can feel particularly tough – shorter days, colder weather and added financial pressure after Christmas can…
Debt Facts
15 Jan 2026
Rising Use of Bailiffs for Council Tax Debt
The use of bailiffs to recover unpaid council tax has increased significantly in recent years. Bailiff action can be stressful and confusing, and many people struggle to find clear, accessible support. This rise has prompted questions about why enforcement has…
Debt Facts
14 Jan 2026
Myth busting: Common misunderstandings about debt
Debt can feel complicated enough without myths, assumptions or misinformation getting in the way. These myths can increase stress, cause confusion and even stop people from getting the help they need.This guide breaks down some of the most common debt…
Money Management
19 Dec 2025
What to know before you go self-employed
Becoming self-employed is a dream for many – the freedom to build something of your own, set your own hours and follow your passion.But before you take the leap, it’s important to understand what type of self-employment is right for…
Money Management
2 Dec 2025
What’s the difference between priority and non-priority debts?
Not all debts carry the same consequences.Understanding the difference helps you decide which payments must be made first, protect essential services, and keep control of your budget.What are priority debts?Priority debts are the bills that carry the most serious consequences…
Industry News
26 Nov 2025
Budget 2025: Here’s what you need to know
The government has shared some new changes in the Budget today. This simple guide explains what they mean so you can plan ahead.Wages, benefits, savings and pensionsWages are going up. From April, the legal minimum wage for over-21s to rise…