Blog | Free Debt Advice

Money Management 14 Jul 2026

Understanding your payslip and the common deductions explained

Money Management 14 Jul 2026

Buy now, pay later usage rises by nearly 4,000% between 2020 and 2025

Buy now, pay later (BNPL) is now a common payment option at online and in-store checkouts. It is often used for clothing, homeware and everyday spending, as well as larger purchases. Used carefully, it can help spread the cost of…

Money Management 6 Jul 2026

Back-to-school budgeting: how to get ahead of the costs

For many families, the summer holidays have only just begun or will be soon, but the next big expense is already on the horizon. From uniforms and stationery to transport and lunches, the cost of sending children back to school…

Living in Debt 15 Jun 2026

Money worries and men’s mental health: The link we need to talk about

Research from the Money and Pensions Service suggests that one in five men feel anxious about their financial situation1. This Men’s Health Week, we‘d like to explore the connection between finances and men’s mental health, as the two are often…

News and Stories 12 Jun 2026

Summer holidays can be expensive: Here’s how to save

As summer approaches, many of us begin to look forward to warmer weather, time off, and making memories with family and friends. At the same time, it can also bring added financial pressures. Costs such as holidays, childcare, and activity…

Policy 3 Jun 2026

Domestic Homicide Reviews and the role of financial organisations

In August 2025, PayPlan received our first Domestic Homicide Review (DHR) request relating to a client we were informed had passed away. While we were aware of DHRs as a concept, we had not anticipated the likelihood of a debt advice organisation being…

Money Management 1 Jun 2026

When the fun stops: What football fans should watch out for this World Cup

Industry News 28 May 2026

OFGEM Energy Price Cap update: what the changes might mean for you

OFGEM has today announced a 13% increase in the energy price cap, raising it from £1,641 to £1,862, and increasing average energy bills by an extra £18 a month from 1 July 2026.Wholesale prices increased sharply in February and March…

Industry News 18 May 2026

The King’s Speech – What’s been announced?

On 13 May, the King delivered his annual speech to Parliament, which has two main roles: opening a new parliamentary session and setting out the government’s legislative priorities for the months ahead.In the speech, the government set out its approach…

Money Saving Ideas 13 May 2026

Saving money on your essential costs

Making sure you can cover all the essential costs of your home can be tough, but it’s important to remember that support is always available to you if you find yourself unable to make ends meet. Here, we’ll discuss some…

Industry News 7 May 2026

What to expect if PayPlan refers you to Bipolar UK

Financial difficulties and mental health challenges are often deeply connected. That’s why, when we support someone living with bipolar, we want to make sure they also know about the wider help available to them.The following guide has been written by…

Policy 1 May 2026

Economic Abuse and building financial resilience through raising awareness

We understand that debt advice isn’t a tick-box exercise – it’s a journey based on clients’ needs and wants, incorporating safe pathways to advice for Domestic and Economic Abuse as appropriate.But what is Economic Abuse, and how has the prevalence…

Policy 24 Apr 2026

Gambling harm and debt advice: Challenging stigma and ending the silence

A landmark year for sport and its wider impact2026 is going to be a huge year for sport and hosts a world sporting event calendar that will appeal to fans of each genre – the Six Nations, the Winter Olympics,…

News and Stories 14 Apr 2026

The Two-Child limit Universal Credit Child Element has ended

News and Stories 25 Feb 2026

Ofgem Lowers Energy Price Cap

Every three months, Ofgem reviews the energy price cap. The cap limits the maximum amount suppliers can charge per unit of gas and electricity, as well as the daily standing charge.From 1 April, the price cap will fall by 7%,…

Living in Debt 25 Feb 2026

Support when you’re juggling family life

Balancing family life and finances isn’t always easy. If money worries are adding pressure at home, it’s important to know what support is available. Getting the right help can ease financial worry and give you more space to focus on…

Living in Debt 5 Feb 2026

Supporting parents’ mental and financial wellbeing

Following Parents’ Mental Health Day at the end of January, it’s a timely reminder that while becoming a parent can be one of the most rewarding experiences in life, it can also bring significant pressure, worry and emotional strain.For many…

Money Saving Ideas 22 Jan 2026

How can I stay warm this winter without high heating bills?

With the rising cost of energy, many households are finding it increasingly difficult to afford their heating. If you’re worried about keeping warm without increasing your energy bills, you’re not alone. This guide explains what help is available and shares…

Industry News 19 Jan 2026

Blue Monday: Support when things feel harder

Blue Monday is often marked on the third Monday of January, which this year falls on 19 January.For many people, this time of year can feel particularly tough – shorter days, colder weather and added financial pressure after Christmas can…

Debt Facts 15 Jan 2026

Rising Use of Bailiffs for Council Tax Debt

The use of bailiffs to recover unpaid council tax has increased significantly in recent years. Bailiff action can be stressful and confusing, and many people struggle to find clear, accessible support. This rise has prompted questions about why enforcement has…

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