Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Living in Debt
13 Jun 2012
How do I…fill out court forms for a County Court Judgement?
Money Saving Ideas
8 Jun 2012
Planning a wedding on a budget.
After recently getting married I know too well that weddings can cost a fortune and the budget can soon spiral out of control. You only have to look in some bridal magazines to see they average the cost of a…
Archive
1 Jun 2012
What is a Logbook Loan?
Log book loans are a growing trend, with the number of people taking them out increasing by 40% between 2006 and 2009**. With more of these types of loans appearing it is important to understand exactly what they are. Log…
Money Saving Ideas
18 May 2012
The Real Cost of Driving
There is no hiding from the fact that the cost of driving is going up. From fuel to insurance to on-going maintenance - driving a car costs us hundreds of pounds each year.
Money Saving Ideas
16 May 2012
Dealing With Debt and Divorce
In spite of all the good intentions you might once have had, sometimes two people in a married relationship simply have to accept that it’s the best for both parties if the relationship is ended and the marriage dissolved. A…
Debt Facts
14 May 2012
Understanding credit reports and how they are affected by DMPs
By James Jones from Experian Credit checking is a mystery to some, so how does it work? Basically, lenders obtain your consent to share and access information about your credit agreements through credit reference agencies like Experian. We combine these…
Money Management
11 May 2012
How do I… budget?
Living in Debt
9 May 2012
Disabled people and debt
"We are struggling financially and finding it very hard to cope. I am at my wits end [trying] to find a way out of the debts." This quote from a disabled mother of a disabled child will resonate with many…
Debt Facts
2 May 2012
Right to Offset
One of the most important things to do when you are in debt is to change your bank account. If you owe money to the same bank that your wages or other income is paid into then they are entitled…
Money Saving Ideas
20 Apr 2012
5 ways to make money from your home.
The cost of living is going up - sometimes it seems by the second - which means that some people are struggling to cope. Not surprisingly, many people are turning to new and inventive ways to increase their income.
Archive
16 Apr 2012
How do I… apply for a DMP?
A Debt Management Plan, or DMP, is a solution to help people who are struggling with their creditor repayments. A DMP allows you to make one single monthly payment to your creditors.
Archive
11 Apr 2012
Unemployed and in debt
Unemployment has been a big issue throughout the country since the last recession with the latest stats showing that 2.67 million* people over the age of 16 years are currently unemployed, the highest level since 1995. During Chancellor George Osborn's…
Archive
28 Mar 2012
Online Surveys – Are they worth it?
Online surveys seem to becoming more and more popular with posters on forums like Money Saving Expert and IVA.co.uk. Many posters use survey sites to earn points that then turn into vouchers.
Archive
16 Mar 2012
Mothers Day on a budget
Archive
7 Mar 2012
Reducing your outgoings.
In this current climate trying to reduce your outgoings is a constant uphill struggle as it seems on a weekly basis we face rising costs in gas, electricity, water, phone bills, food or fuel. However if you are savvy with…
Archive
5 Mar 2012
Home Decorating on a Budget
In the theme of some recent budgeting blogs, today Ally shares some of her experiences of home decorating on a budget. Please feel free to share you tips as well.
Archive
6 Feb 2012
How is my credit file affected…with a early settlement
A common question I come across daily in my job, is how my credit file is affected when going through the settlements department. When clients come through to our department they often have a lump sum available for example inheritance,…
Archive
25 Jan 2012
How People Are Trapped By Payday Loans
We recently conducted a survey about borrowing over the last 12months. Our infographic highlights the growing number of people that are turning to payday loans.
Archive
22 Dec 2011
Christmas Wishes
From all of us at Payplan we want to wish you all a very Merry Christmas and a Happy New Year.
Archive
29 Nov 2011
Is Bankruptcy the easy way out?
On many occasions I have encountered people who say that bankruptcy is the "easy way out" of debt.