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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Money Saving Ideas 13 Oct 2017

Switching Bank Accounts: The Best Perks and Freebies

While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always…

Money Saving Ideas 11 Oct 2017

Keep The Kids Entertained This October Half-Term

It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare,…

Living in Debt 10 Oct 2017

What Financial Help Is Available If You Have Mental Health Problems?

You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…

Money Saving Ideas 3 Oct 2017

Buy to Save: The Purchases That Keep You Quids In

While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips…

Living in Debt 25 Sep 2017

Do men deal with debt?

It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with…

In other news 15 Sep 2017

How to improve your credit rating

Your credit rating reflects your creditworthiness — essentially, how reliable you are as a borrower.A good credit rating means you’ve managed credit well in the past and you’re more likely to qualify for cheaper interest rates as well as access…

In other news 15 Sep 2017

What Is Bad Debt?

Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…

In other news 15 Sep 2017

What is the UK’s National Debt?

Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday…

In other news 3 Jul 2017

Current Vacancies – Pack Takers

 Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…

Living in Debt 29 Jun 2017

How to tell your partner you’re in debt

Approaching the subject of debt is hard at the best of times, but when you need to discuss any big money problems with your partner, we understand that this can be particularly scary – especially if your relationship is just…

Living in Debt 31 Mar 2017

I Hate to Admit That I Was Wrong

Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…

Money Saving Ideas 7 Feb 2017

How to do Valentine’s Day on a budget

The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…

Living in Debt 12 Dec 2016

Our Christmas campaign revealed… #HappyNewYear

PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

Living in Debt 28 Nov 2016

Easier ways to manage your money

When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…

Living in Debt 21 Nov 2016

When should you seek expert help for your debts?

If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.

In other news 2 Nov 2016

Perfect payments

We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…