Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Management
29 Nov 2017
The Rainy Day Fund
Money Saving Ideas
13 Nov 2017
How to save money on food bills this festive season
With the festive season nearly upon us, and with one of the biggest expenses over the season down to the food we indulge in, so we’ve decided to write up a few ideas on how to cut the food bill…
Money Management
8 Nov 2017
How To Save A Little Each Day
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…
Industry News
2 Nov 2017
Interest rates hikes set to hit struggling homeowners hard
Households on variable rate mortgages with the lowest levels of disposable income are at risk of sinking further into debt if interest rates increase by 0.25 per cent.PayPlan has warned that even this modest rise could have a ‘devastating’ impact…
Money Saving Ideas
31 Oct 2017
A Healthy Holiday On A Healthy Budget
As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…
Industry News
26 Oct 2017
Nine in 10 homeowners are worried about rise in interest rates
A rise in interest rates could have a catastrophic impact on homeowners who are already living on a tight budget, according to figures from leading free debt advice provider PayPlan.PayPlan has launched its Out of Interest calculator to help clients work…
Industry News
23 Oct 2017
In the news this week: Bills, borrowing and debts growing
Money Saving Ideas
20 Oct 2017
Halloween Tips That Won’t Scare Your Bank Balance
With Halloween creeping up on us, it is time to start thinking about how to get yourself, and your home, dressed up and in the ghoulish spirit.
Client Stories
17 Oct 2017
Client Case Study – Dave
Dave (49) owed about £55,000 worth of debt to creditors when he reached out to PayPlan for help, over 10 years ago.
Money Saving Ideas
13 Oct 2017
Switching Bank Accounts: The Best Perks and Freebies
While the practice of switching providers to reduce your energy bills or mobile phone costs is well documented and commonly used, one easy money hack that is less commonly used is the process of switching bank accounts. There is always…
Money Saving Ideas
11 Oct 2017
Keep The Kids Entertained This October Half-Term
It only seems like five minutes ago since the summer holidays, but we’re now fast approaching the half-term break. Although we love spending time with the kids, even a week off can prove pricey when you take into account childcare,…
Living in Debt
10 Oct 2017
What Financial Help Is Available If You Have Mental Health Problems?
You’ll have probably seen plenty of newspaper reports about mental health in recent months to encourage more vulnerable clients to reach out for help in the run-up to World Mental Health Day on 10th October. Slowly-but-surely, the stigma is being removed,…
Money Saving Ideas
3 Oct 2017
Buy to Save: The Purchases That Keep You Quids In
While we’re not encouraging you to go out and splash the cash, there are times when a little investment really pays off. Those of us on a budget know that a big supermarket shop is less expensive than multiple trips…
In other news
3 Oct 2017
What Help Can I Get to Pay Energy Bills This Winter?
Money Saving Ideas
3 Oct 2017
How Eating Seasonally Could Benefit Your Health.. and Your Bank Balance
The start of autumn always reminds us just how much food we have on our doorsteps. Bramley apples and blackberries are in plentiful supply at this time of year and not only are they delicious and healthy, they can also…
Living in Debt
25 Sep 2017
Do men deal with debt?
It appears men are not really the ones who deal with finances at home. After a general survey of the Skint Dad Community Group, the consensus was that men either don’t have the time, cannot be bothered to deal with…
In other news
15 Sep 2017
How to improve your credit rating
Your credit rating reflects your creditworthiness — essentially, how reliable you are as a borrower.A good credit rating means you’ve managed credit well in the past and you’re more likely to qualify for cheaper interest rates as well as access…
In other news
15 Sep 2017
What Is Bad Debt?
Many people consider any type of debt to be a bad thing but it is almost always necessary. If you want to own a house you’ll probably need a mortgage – it’s highly unlikely you’d be able to pay the…
In other news
15 Sep 2017
What is the UK’s National Debt?
Earlier this year, research by PayPlan discovered that 94% of Britons think the UK has a debt problem but that most people would not seek help until their debts escalated to £25,000 or more.We understand that debt is an everyday…
In other news
3 Jul 2017
Current Vacancies – Pack Takers
Would you like to work with a Company that makes a positive difference to people’s lives?At Payplan we help people who are in debt, by providing free debt advice and debt solutions which are based around what our clients are…