Blog | Free Debt Advice

Client Stories 1 Feb 2018

Case Study – Luke

Money Management 23 Jan 2018

Five easy ways to keep your money in check

It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…

Money Management 19 Jan 2018

Can and should you pay your mortgage with a credit card?

A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this: Can…

In other news 12 Jan 2018

Blue Monday – Looking after your mental health and beating the January blues

Blue Monday is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date.If you are feeling particularly down during the cold…

Living in Debt 21 Dec 2017

Case Study – Chris

Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…

Living in Debt 20 Dec 2017

Kids Have to Deal with Debt too

Loss of a job? Change in circumstances? Or just the sheer volume of debt that becomes unmanageable? Whatever the reason you got into debt, it’s not just you it has an impact on. While, as a grown up, you’re the…

Living in Debt 17 Dec 2017

How to know when your debt is too much

Debt Facts 15 Dec 2017

What is a third party debt order?

As soon as you hear the word court, alarm bells may start to ring. But if the court system is involved in your debt struggles, it’s important to understand the facts and keep a level head. If you are late on…

Money Management 13 Dec 2017

Getting Savvy About Priority Debts

No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge.When money is tight we might find ourselves having to make a decision about which bills we can…

Money Management 11 Dec 2017

Looking After The Pennies in 2018

This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.

In other news 8 Dec 2017

Festive Opening Hours

If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening…

Money Management 29 Nov 2017

The Rainy Day Fund

Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…

Money Saving Ideas 13 Nov 2017

How to save money on food bills this festive season

With the festive season nearly upon us, and with one of the biggest expenses over the season down to the food we indulge in, so we’ve decided to write up a few ideas on how to cut the food bill…

Money Management 8 Nov 2017

How To Save A Little Each Day

Industry News 2 Nov 2017

Interest rates hikes set to hit struggling homeowners hard

Households on variable rate mortgages with the lowest levels of disposable income are at risk of sinking further into debt if interest rates increase by 0.25 per cent.PayPlan has warned that even this modest rise could have a ‘devastating’ impact…

Money Saving Ideas 31 Oct 2017

A Healthy Holiday On A Healthy Budget

As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…

Industry News 26 Oct 2017

Nine in 10 homeowners are worried about rise in interest rates

A rise in interest rates could have a catastrophic impact on homeowners who are already living on a tight budget, according to figures from leading free debt advice provider PayPlan.PayPlan has launched its Out of Interest calculator to help clients work…

Industry News 23 Oct 2017

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