A guide to paying off your overdraft debt

Many of us dip into our overdraft before payday and sometimes – if the month has been a particularly busy one or if any unexpected payments have surfaced – this means what we do receive from our wages could quickly…

Five easy ways to keep your money in check

It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…

Can and should you pay your mortgage with a credit card?

A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this:  Can…

Getting Savvy About Priority Debts

No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge. When money is tight we might find ourselves having to make a decision about which bills we…

Looking After The Pennies in 2018

This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.

How To Save A Little Each Day

You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…

Staying out of debt

It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of…

Fresh out of university – finding your financial feet

For graduates straight out of university, it can be a difficult time financially. In today's post we look at why graduates are struggling and what they can do to find their feet.

Managing your finances: A guide to budgeting

Working out a monthly or weekly budget means you have a much clearer idea of how much money is coming in and going out. This can be the difference between gradually falling further into debt and managing to make your…

Gas, Electricity and Water: Staying Out of the Red

Today's post looks at how to handle high utility bills. Many people will often opt for monthly payment plans for their gas and electric bills but is this the most efficient way of budgeting or could you save more money…

Don’t ignore debt: How to manage your money?

Burying your head in the sand is common when it comes to debt but this is when problems worsen. Don't ignore debt, take a look at PayPlan's top tips on how you can manage your money and regain control of…

Last Orders

Pubs and Breweries have been at the hub of British communities for centuries.But with rising costs, competition and dwindling numbers, the licensed drinks trade has had more than its fair share of tough times. For our guest blog this month,…